GMC Canyon Insurance Rates

Estimated insurance prices for a GMC Canyon are $968 every 12 months including full coverage. Comprehensive insurance costs on average $146 each year, collision insurance costs $190, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,084 or more. Teen drivers pay the most at up to $3,952 a year.

Average premium for full coverage: $968

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Canyon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

These rate differences highlight why all drivers should compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average GMC Canyon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $589
• Drivers who choose higher $1,000 deductibles will pay around $78 every year
• The average price for a 40-year-old good driver with $500 deductibles is $968
• Choosing low deductibles for comprehensive and collision insurance costs an extra $146 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,084
• An auto insurance policy to insure a 16-year-old driver may cost $3,952 a year

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Auto insurance prices for a GMC Canyon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Canyon.

Choosing high deductibles could save up to $230 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 138% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in GMC Canyon insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,380 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Canyon Insurance

Finding better rates on insurance for a GMC Canyon not only requires being safe and accident-free, but also having a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the information touched on in this article.

• You may be able to save as much as $110 per year just by quoting online in advance
• Youthful drivers are charged the highest prices, with the cost nearing $329 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $225 each year
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,120 more each year than a low-risk driver
• Insureds who require more liability protection will pay about $520 per year to go from 30/60 bodily injury limits to a 250/500 level