GMC Canyon Insurance Rates

Estimated insurance rates for a GMC Canyon are $968 a year including full coverage. Comprehensive insurance costs an estimated $146, collision costs $190, and liability costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing $2,084 or more. Teens pay the most at $3,952 a year or more.

Average premium for full coverage: $968

Premium estimates broken down by type of coverage:

Rates are based on $500 deductible amounts, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different Canyon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Canyon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $589
• Drivers who choose higher $1,000 deductibles will pay approximately $78 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $968
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $146 every year
• Higher-risk drivers with serious driving violations could pay up to $2,084 or more
• An auto insurance policy that insures a teen driver with full coverage can cost as much as $3,952 a year

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Car insurance prices for a GMC Canyon also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can cost as much as 43% to 138% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $3,900 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Canyon insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,380 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $230 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices and see which company has the best price. Every company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Canyon Insurance

Finding better rates on car insurance not only requires having a good driving record, but also having a positive credit history, refrain from filing small claims, and not having any coverage lapses. Compare rates at least once a year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a quick review of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $110 per year simply by shopping early and online
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,120 more annually to buy GMC Canyon insurance
• Increasing policy deductibles can save approximately $225 each year
• Drivers age 20 and younger have the highest car insurance prices, with the cost nearing $329 per month if full coverage is purchased