GMC Canyon Insurance Rates

Estimated insurance prices for a GMC Canyon are $968 every 12 months including full coverage. Comprehensive insurance costs on average $146, collision insurance costs $190, and liability coverage costs around $474. A policy with only liability insurance costs as low as $522 a year, and a high-risk policy costs $2,084 or more. Teens pay the most at up to $3,952 a year.

Average premium for full coverage: $968

Premium estimates by type of coverage:

Price estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different Canyon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Canyon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $589
• Using higher $1,000 deductibles will save around $78 every year
• The average price for a 40-year-old good driver with $500 deductibles is $968
• Selecting more expensive low deductibles for physical damage coverage costs an extra $146 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,084
• An auto insurance policy to insure a teenage driver with full coverage may cost $3,952 or more

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Car insurance prices for a GMC Canyon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Canyon.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $230 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be around 43% to 138% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Canyon insurance rates. A driver around age 40 might see prices as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,380 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Canyon Insurance

Finding better rates on auto insurance requires having a good driving record, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Invest time comparing rates once a year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a condensed summary of the data that was covered in the charts and tables above.

• You may be able to save as much as $110 per year just by shopping early and online
• Consumers who require increased levels of liability coverage will pay approximately $520 per year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers age 20 and younger are expensive to insure, with the cost nearing $329 per month if the policy includes full coverage
• Drivers with multiple at-fault accidents may pay on average $1,120 more each year to buy GMC Canyon insurance