GMC Canyon Insurance Rates

U.S. average insurance rates for a GMC Canyon are $968 a year including full coverage. Comprehensive insurance costs approximately $146 each year, collision costs $190, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,084 or more. Teens pay the highest rates at $3,952 a year or more.

Average premium for full coverage: $968

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Canyon models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why all drivers should compare prices using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Canyon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $589
• Using higher $1,000 deductibles will save $78 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $968
• Selecting low deductibles for physical damage coverage will cost an additional $146 annually
• High-risk insureds with serious driving violations could pay around $2,084 or more
• The price that insures a 16-year-old driver can cost $3,952 or more

View Chart as Image

Car insurance prices for a GMC Canyon are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be from 43% to 138% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,900 a year. View Rates by Age

The state you live in has a huge impact on GMC Canyon insurance prices. A driver around age 40 might see prices as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,380 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $230 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Canyon Insurance

Getting lower rates on insurance for a GMC Canyon requires avoiding accidents and violations, having a positive credit history, being claim-free, and avoiding coverage lapses. Compare rates at every other renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a brief summary of the concepts that were covered above.

• Drivers considered higher risk that tend to have accidents or serious violations will likely pay on average $1,120 more per year for car insurance
• Teenagers pay the highest auto insurance prices, possibly costing $329 a month if full coverage is purchased
• You may be able to save around $110 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $225 each year
• You may be able to save around $110 per year simply by quoting online in advance