GMC Canyon Insurance Rates

The average auto insurance rates for a GMC Canyon are $998 annually including full coverage. Comprehensive costs around $156 a year, collision insurance costs $210, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,148. Teens cost the most to insure at up to $4,040 a year.

Average premium for full coverage: $998

Policy rates for type of insurance:

Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Canyon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average GMC Canyon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $606
• Using higher $1,000 deductibles will save about $914 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $998
• Selecting low $100 deductibles for physical damage coverage will cost $1,154
• Higher-risk drivers with serious driving violations could pay at least $2,148
• Policy cost with full coverage for a teenage driver can be $4,040 or more

View Chart as Image

Insurance rates for a GMC Canyon also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $240 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Canyon insurance rates. A driver around age 40 might see rates as low as $770 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,420 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Canyon Insurance

Finding cheaper rates on auto insurance requires having a good driving record, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the primary concepts that were touched on in this article.

• You may be able to save up to $110 per year just by quoting early and online
• Drivers who tend to receive serious violations may pay on average $1,150 more every year to buy GMC Canyon insurance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $337 each month if they have full coverage