GMC Canyon Insurance Rates

U.S. average auto insurance rates for a GMC Canyon are $968 annually for full coverage. Comprehensive insurance costs approximately $146 each year, collision costs $190, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,084 or more. Teen drivers pay the highest rates at $3,952 a year or more.

Average premium for full coverage: $968

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Canyon models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural locations have fewer accident claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above show why all drivers should compare rates using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Canyon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $589
• Drivers who choose higher $1,000 deductibles will pay $78 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $968
• Choosing low deductibles for comprehensive and collision insurance costs an additional $146 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,084 or more
• The price with full coverage for a teen driver can cost $3,952 a year

View Chart as Image

Insurance prices for a GMC Canyon are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 138% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $230 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Canyon insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or as much as $1,380 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Canyon Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a condensed summary of the material that was presented in the illustrations above.

• Policyholders who purchase more liability protection will pay about $520 each year to go from a low limit to higher 250/500 limits
• Youthful drivers are the costliest to insure, with premiums as much as $329 a month if they have full coverage
• Higher risk drivers with multiple at-fault accidents pay on average $1,120 more per year than a low-risk driver
• Increasing physical damage deductibles could save up to $225 each year