GMC Canyon Insurance Rates
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UPDATED: Jun 6, 2023
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Estimated insurance rates for a GMC Canyon are $1,238 a year including full coverage. Comprehensive costs approximately $228 each year, collision insurance costs $400, and liability coverage is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $2,680. Teen drivers pay the most at up to $4,788 a year.
Average premium for full coverage: $1,238
Premium estimates by type of coverage:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Canyon models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a GMC Canyon range from as low as $504 for just liability coverage to a high rate of $2,680 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a large influence on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance prices.
These rate differences highlight why all drivers should get quotes using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average GMC Canyon insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $724
- Choosing higher $1,000 deductibles can save $142 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,238
- Choosing low deductibles for comp and collision coverage will increase the cost to $1,514
- Drivers with multiple violations and an at-fault accident could pay around $2,680
- An auto insurance policy for full coverage for a teenage driver can cost $4,788 each year
Auto insurance prices for a GMC Canyon also have a wide range based on your driving characteristics, the model of your Canyon, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for GMC Canyon insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,770 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,120 | -$118 | -9.5% |
| Alaska | $948 | -$290 | -23.4% |
| Arizona | $1,028 | -$210 | -17.0% |
| Arkansas | $1,238 | -$0 | 0.0% |
| California | $1,410 | $172 | 13.9% |
| Colorado | $1,182 | -$56 | -4.5% |
| Connecticut | $1,272 | $34 | 2.7% |
| Delaware | $1,400 | $162 | 13.1% |
| Florida | $1,550 | $312 | 25.2% |
| Georgia | $1,142 | -$96 | -7.8% |
| Hawaii | $888 | -$350 | -28.3% |
| Idaho | $836 | -$402 | -32.5% |
| Illinois | $922 | -$316 | -25.5% |
| Indiana | $932 | -$306 | -24.7% |
| Iowa | $834 | -$404 | -32.6% |
| Kansas | $1,176 | -$62 | -5.0% |
| Kentucky | $1,690 | $452 | 36.5% |
| Louisiana | $1,832 | $594 | 48.0% |
| Maine | $762 | -$476 | -38.4% |
| Maryland | $1,020 | -$218 | -17.6% |
| Massachusetts | $990 | -$248 | -20.0% |
| Michigan | $2,150 | $912 | 73.7% |
| Minnesota | $1,034 | -$204 | -16.5% |
| Mississippi | $1,482 | $244 | 19.7% |
| Missouri | $1,096 | -$142 | -11.5% |
| Montana | $1,330 | $92 | 7.4% |
| Nebraska | $976 | -$262 | -21.2% |
| Nevada | $1,486 | $248 | 20.0% |
| New Hampshire | $892 | -$346 | -27.9% |
| New Jersey | $1,382 | $144 | 11.6% |
| New Mexico | $1,096 | -$142 | -11.5% |
| New York | $1,302 | $64 | 5.2% |
| North Carolina | $714 | -$524 | -42.3% |
| North Dakota | $1,014 | -$224 | -18.1% |
| Ohio | $856 | -$382 | -30.9% |
| Oklahoma | $1,270 | $32 | 2.6% |
| Oregon | $1,132 | -$106 | -8.6% |
| Pennsylvania | $1,182 | -$56 | -4.5% |
| Rhode Island | $1,650 | $412 | 33.3% |
| South Carolina | $1,120 | -$118 | -9.5% |
| South Dakota | $1,044 | -$194 | -15.7% |
| Tennessee | $1,084 | -$154 | -12.4% |
| Texas | $1,492 | $254 | 20.5% |
| Utah | $916 | -$322 | -26.0% |
| Vermont | $848 | -$390 | -31.5% |
| Virginia | $740 | -$498 | -40.2% |
| Washington | $956 | -$282 | -22.8% |
| West Virginia | $1,134 | -$104 | -8.4% |
| Wisconsin | $856 | -$382 | -30.9% |
| Wyoming | $1,104 | -$134 | -10.8% |
Choosing high deductibles can save as much as $420 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 135% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $1,146 | $96 |
| GMC Canyon SLE Ext Cab 2WD | $1,180 | $98 |
| GMC Canyon SLE Ext Cab Z71 2WD | $1,180 | $98 |
| GMC Canyon SLE Crew Cab 2WD | $1,216 | $101 |
| GMC Canyon SLE Crew Cab Z71 2WD | $1,252 | $104 |
| GMC Canyon SLE Regular Cab 4WD | $1,154 | $96 |
| GMC Canyon SLT Ext Cab 2WD | $1,252 | $104 |
| GMC Canyon SLE Ext Cab 4WD | $1,188 | $99 |
| GMC Canyon SLT Crew Cab 2WD | $1,288 | $107 |
| GMC Canyon SLE Ext Cab Z71 4WD | $1,222 | $102 |
| GMC Canyon SLE Crew Cab 4WD | $1,260 | $105 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,294 | $108 |
| GMC Canyon SLT Crew Cab 4WD | $1,294 | $108 |
| GMC Canyon SLT Ext Cab 4WD | $1,294 | $108 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2015 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2012 GMC Canyon | $172 | $252 | $474 | $1,056 |
| 2006 GMC Canyon | $136 | $160 | $452 | $906 |
| 2005 GMC Canyon | $126 | $152 | $446 | $882 |
| 2004 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable GMC Canyon Insurance
Finding better rates on auto insurance takes having a decent driving record, having good credit, refrain from filing small claims, and possibly higher deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following items are a summary of the concepts that were presented in the illustrations above.
- Drivers who have multiple accidents or major violations could be forced to pay on average $1,440 more per year than a driver with a clean driving record
- 16 to 18-year-old drivers have the highest car insurance prices, with the cost nearing $399 per month if they have full coverage
- You may be able to save around $150 per year just by quoting online in advance
- Increasing policy deductibles can save around $425 each year
- You may be able to save around $150 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,788 |
| 20 | $2,860 |
| 30 | $1,276 |
| 40 | $1,238 |
| 50 | $1,134 |
| 60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,514 |
| $250 | $1,386 |
| $500 | $1,238 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,238 |
| 50/100 | $1,384 |
| 100/300 | $1,497 |
| 250/500 | $1,791 |
| 100 CSL | $1,430 |
| 300 CSL | $1,678 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,802 |
| 20 | $4,556 |
| 30 | $2,724 |
| 40 | $2,680 |
| 50 | $2,562 |
| 60 | $2,540 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $514 |
Discounts are estimated and may not be available from every company or in every state.
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