GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $878 every 12 months for full coverage. Comprehensive insurance costs around $126, collision costs $152, and liability coverage costs $442. A policy with just liability insurance costs as little as $496 a year, with coverage for high-risk drivers costing $1,886 or more. Teenage drivers receive the highest rates at $3,630 a year or more.

Average premium for full coverage: $878

Rate estimates for individual coverage type:

Prices are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities.

The example below illustrates how location impacts auto insurance rates.

These examples show why everyone should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $544
• Drivers who choose higher $1,000 deductibles will pay about $64 a year
• The average price for a 40-year-old driver using $500 deductibles is $878
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $122 each year
• High-risk insureds who are prone to accidents and violations could pay at least $1,886 or more
• The cost to insure a teenage driver for full coverage can be $3,630 a year

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Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $190 a year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,000 to $1,500 additional per year, depending on your age. GMC Savana insurance for high-risk drivers can cost around 41% to 127% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $580 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,260 on average in Michigan, Louisiana, and New York.

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With so much variability in rates, the only way to know your exact price is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unneeded coverage, and taking advantage of discounts. Spend time shopping around at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief review of the primary concepts that were touched on above.

• Drivers can save up to $100 per year simply by quoting online well ahead of the renewal date
• Drivers with DUI or reckless driving convictions may pay on average $1,010 more every year to insure their Savana
• Increasing deductibles could save as much as $175 each year
• Teen drivers are charged the highest rates, costing as high as $303 per month if full coverage is included