Honda Clarity Insurance Rates

U.S. average insurance rates for a Honda Clarity are $1,324 a year including full coverage. Comprehensive costs an estimated $240 each year, collision insurance costs $470, and liability insurance costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs around $2,884. Teen drivers pay the highest rates at up to $5,102 a year.

Average premium for full coverage: $1,324

Price estimates broken down by individual coverage:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Clarity models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

The ranges above highlight why all drivers should compare prices for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Honda Clarity insurance rates for other coverage scenarios.

• The lowest rate with discounts is $763
• Using higher $1,000 deductibles will save approximately $162 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,324
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,638
• Drivers with multiple violations and an at-fault accident could pay up to $2,884
• The price that insures a teen driver can cost as much as $5,102 or more

View Chart as Image

Insurance prices for a Honda Clarity are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 135% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

The state you live in has a huge impact on Honda Clarity insurance rates. A driver around age 40 might see prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,890 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $480 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

How to Find More Affordable Honda Clarity Insurance

Getting lower rates on Honda Clarity insurance requires not taking risks behind the wheel, having a good credit score, being claim-free, and possibly raising deductibles. Shop around at least once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $160 per year just by quoting online in advance
• High-risk drivers who have multiple accidents or major violations could be charged and average of $1,560 more annually for Clarity insurance
• Increasing physical damage deductibles can save approximately $475 each year
• Teens are expensive to insure, possibly costing $425 a month if comprehensive and collision insurance is included