Honda Clarity Insurance Rates

U.S. average insurance rates for a Honda Clarity are $1,270 a year including full coverage. Comprehensive costs on average $230 a year, collision insurance costs $422, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,756. Teen drivers pay the highest rates at up to $4,918 a year.

Average premium for full coverage: $1,270

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Clarity trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Honda Clarity insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $739
• Choosing higher $1,000 deductibles can save around $1,120 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,270
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,556
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,756
• The price that insures a teenage driver may cost $4,918 each year

View Chart as Image

Car insurance prices for a Honda Clarity are also quite variable based on the trim level of your Clarity, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Honda Clarity insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,810 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $440 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Honda Clarity Insurance

Getting lower rates on auto insurance takes having a decent driving record, having a positive credit history, being claim-free, and possibly raising deductibles. Shop around at every policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick review of the data covered above.

• Consumers who require additional liability coverage will pay about $510 per year to raise limits from a low limit to the 250/500 level
• You may be able to save as much as $150 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $425 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $410 a month if full coverage is purchased