Honda Clarity Insurance Rates

Average auto insurance rates for a Honda Clarity are $1,270 annually for full coverage insurance. Comprehensive insurance costs an estimated $230 a year, collision insurance costs $422, and liability is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs $2,756 or more. 16-year-old drivers receive the highest rates at up to $4,918 a year.

Average premium for full coverage: $1,270

Rate estimates broken down by individual coverage type:

Estimates include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Clarity trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Honda Clarity insurance rates for other coverage scenarios.

• The best full coverage rate is $739
• Raising to $1,000 deductibles will save approximately $1,120 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,270
• Buying low $100 deductibles costs an additional $286 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,756
• The cost with full coverage for a teen driver can cost as much as $4,918

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Insurance rates for a Honda Clarity can also vary considerably based on the trim level of your Clarity, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $440 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Honda Clarity insurance prices. A middle-age driver might find rates as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,710 on average in Florida, New York, and Michigan.

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How to Buy Low Cost Honda Clarity Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a review of the material that was presented in the illustrations above.

• Policyholders who want higher liability limits will pay around $510 annually to raise from a minimum limit to higher 250/500 limits
• Teens are expensive to insure, costing up to $410 per month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,490 more annually for Clarity insurance
• Increasing deductibles could save up to $425 each year