Honda Clarity Insurance Rates

U.S. average insurance rates for a Honda Clarity are $1,324 a year for full coverage. Comprehensive costs on average $240 a year, collision insurance costs $470, and liability coverage is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs around $2,884. Teenage drivers pay the highest rates at up to $5,102 a year.

Average premium for full coverage: $1,324

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Clarity trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above show why it is important to get quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Honda Clarity insurance rates for different risk profiles and scenarios.

• The best discount rate is $763
• Choosing higher $1,000 deductibles can save around $1,162 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,324
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,638
• Drivers who are prone to accidents and violations could pay upwards of $2,884
• The price that insures a teenage driver may cost $5,102 each year

View Chart as Image

Car insurance prices for a Honda Clarity are also quite variable based on the trim level of your Clarity, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Honda Clarity insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,890 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $480 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Honda Clarity Insurance

Getting lower rates on auto insurance takes being a safe and courteous driver, having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices every year by requesting rates from direct carriers, and also from local exclusive and independent agents.

Below is a brief recap of the coverage data touched on above.

• Drivers can save as much as $160 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $475 each year
• Teenage drivers are expensive to insure, with premiums as much as $425 a month if full coverage is purchased
• Drivers who tend to receive serious violations may pay on average $1,560 more each year for auto insurance