Honda Passport Insurance Rates

U.S. average insurance rates for a Honda Passport are $1,288 a year for full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $494, and liability insurance costs $388. Buying just liability costs as little as $434 a year, and insurance for high-risk drivers costs $2,792 or more. Teenage drivers pay the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,288

Price estimates broken down by individual coverage:

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Passport trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The ranges above show why it is important to compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Honda Passport insurance rates for other coverage scenarios.

• The best discount rate is $737
• Drivers who choose higher $1,000 deductibles will pay approximately $1,114 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,288
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $336 a year
• High risk drivers who are prone to accidents and violations could pay up to $2,792
• The price that insures a teen driver can cost as much as $4,802 a year

View Chart as Image

Insurance prices for a Honda Passport are also quite variable based on the trim level of your Passport, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in makes a big difference in Honda Passport insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,830 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $510 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Honda Passport Insurance

Getting lower rates on Honda Passport insurance not only requires having a good driving record, but also having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices every other policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The next list is a condensed summary of the ideas that were presented in the illustrations above.

• Drivers age 20 and younger are expensive to insure, with premiums as much as $400 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,500 more annually to buy Honda Passport insurance
• Increasing physical damage deductibles can save approximately $500 each year
• Drivers can save approximately $160 per year just by quoting early and online