Honda Passport Insurance Rates

Average insurance prices for a Honda Passport are $1,288 every 12 months including full coverage. Comprehensive costs an estimated $270 a year, collision insurance costs $494, and liability coverage costs around $388. A liability-only policy costs as low as $434 a year, and high-risk insurance costs around $2,792. Teen drivers receive the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,288

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Passport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Honda Passport insurance rates for other coverage scenarios.

• The lowest rate with discounts is $737
• Using higher $1,000 deductibles will save approximately $1,114 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,288
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,624
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,792
• The cost to insure a teenage driver can cost as much as $4,802 or more

View Chart as Image

Insurance rates for a Honda Passport can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $510 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $349 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be around 44% to 130% more than average. View High Risk Driver Rates

Where you live has a huge impact on Honda Passport insurance rates. A driver around age 40 might see rates as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,830 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for More Affordable Honda Passport Insurance

Saving money on auto insurance requires being a good driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at every policy renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following list is a summary of the data touched on in this article.

• Consumers who want an increased level of liability coverage will pay about $430 per year to increase from a minimum limit to a 250/500 level
• You may be able to save approximately $160 per year just by quoting early and online
• Increasing deductibles could save as much as $500 each year
• Drivers age 16 to 20 are charged the highest rates, as much as $400 per month if they have full coverage