Hyundai Kona Insurance Rates

Estimated insurance rates for a Hyundai Kona are $1,168 a year with full coverage. Comprehensive costs an estimated $226 a year, collision insurance costs $430, and liability insurance costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs around $2,538. Teenage drivers pay the most at up to $4,438 a year.

Average premium for full coverage: $1,168

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Kona trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why it is important to compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Hyundai Kona insurance rates for other coverage scenarios.

• The best discount rate is $672
• Drivers who choose higher $1,000 deductibles will pay approximately $1,020 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,168
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,460
• High risk drivers who are prone to accidents and violations could pay up to $2,538
• An auto insurance policy that insures a teen driver can cost as much as $4,438 a year

View Chart as Image

Insurance prices for a Hyundai Kona also have a wide range based on the trim level of your Kona, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Kona insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $440 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Hyundai Kona Insurance

Finding better rates on Hyundai Kona insurance not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Compare prices at least once a year by quoting rates from direct companies, and also from insurance agencies where you live.

The list below is a recap of the primary concepts that were touched on in this article.

• You may be able to save approximately $140 per year just by quoting early and online
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,370 more annually for car insurance
• Increasing policy deductibles can save approximately $450 each year
• Teenagers are charged the highest prices, possibly costing $370 per month if full coverage is included