Hyundai Kona Insurance Rates

Estimated insurance rates for a Hyundai Kona are $1,168 a year including full coverage. Comprehensive costs on average $226 a year, collision insurance costs $430, and liability coverage costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs around $2,538. Teenage drivers pay the most at up to $4,438 a year.

Average premium for full coverage: $1,168

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Kona trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Hyundai Kona insurance rates for different risk profiles and scenarios.

• The best discount rate is $672
• Drivers who choose higher $1,000 deductibles will pay around $1,020 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,168
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,460
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,538
• An auto insurance policy that insures a teenage driver may cost $4,438 a year

View Chart as Image

Insurance prices for a Hyundai Kona also have a wide range based on the trim level of your Kona, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Kona insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,670 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $440 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Hyundai Kona Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Compare prices every year by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief review of the coverage data touched on in this article.

• You may be able to save as much as $140 per year just by quoting early and online
• Increasing policy deductibles can save approximately $450 each year
• Teenage drivers pay the highest prices, with the cost nearing $370 per month if full coverage is included
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,370 more each year for auto insurance