Hyundai Kona Insurance Rates

U.S. average auto insurance rates for a Hyundai Kona are $1,168 annually with full coverage. Comprehensive costs an estimated $226 each year, collision insurance costs $430, and liability costs $376. Buying just liability costs as little as $426 a year, and insurance for high-risk drivers costs around $2,538. Teens pay the highest rates at up to $4,438 a year.

Average premium for full coverage: $1,168

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Kona models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have fewer collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Hyundai Kona insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $672
• Drivers who choose higher $1,000 deductibles will pay approximately $148 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,168
• Selecting low deductibles for comprehensive and collision insurance will cost $1,460
• Higher-risk drivers with serious driving violations could pay up to $2,538
• The price with full coverage for a teen driver can cost as much as $4,438 a year

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Insurance prices for a Hyundai Kona are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $440 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Hyundai Kona insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,580 on average in New York, Michigan, and Florida.

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How to Buy Cheap Hyundai Kona Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the coverage data covered in the above illustrations.

• You may be able to save approximately $140 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $450 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $370 a month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,370 more annually than a safer driver