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Hyundai Tucson Insurance Rates

Hyundai Tucson insurance

Estimated insurance prices for a Hyundai Tucson are $1,274 every 12 months for full coverage. Comprehensive insurance costs on average $270 a year, collision costs $448, and liability insurance costs $398. A policy with only liability insurance costs as little as $460 a year, with a high-risk policy costing $2,742 or more. Teens pay the most at $4,790 a year or more.

Average premium for full coverage: $1,274

Premium estimates by type of coverage:

Comprehensive $270
Collision $448
Liability $398

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Tucson trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Hyundai Tucson go from the cheapest price of $460 for your basic liability-only policy to a high of $2,742 for high-risk insurance.

Liability Only $460
Full Coverage $1,274
High Risk $2,742

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates how your location can change car insurance rates.

Rural Areas $956
Small Cities $1,338
Large Cities $1,720

These rate differences show why it is important to compare rates based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

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More Rate Information

The chart below shows estimated Hyundai Tucson insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $745
  • Drivers who choose higher $1,000 deductibles will pay around $1,110 a year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,274
  • Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $312 a year
  • High risk drivers with serious driving violations could pay upwards of $2,742 or more
  • An auto insurance policy to insure a teen driver may cost $4,790 a year

View Chart as Image

Hyundai Tucson insurance cost comparison chart
Column chart showing full coverage Hyundai Tucson insurance prices range from $745 to $4,790

Car insurance prices for a Hyundai Tucson also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Tucson.

Choosing higher comprehensive and collision insurance deductibles could save up to $480 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Hyundai Tucson insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,820 on average in Michigan, Louisiana, and New York.

Hyundai Tucson Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,152-$122-9.6%
Alaska$978-$296-23.2%
Arizona$1,058-$216-17.0%
Arkansas$1,274-$00.0%
California$1,450$17613.8%
Colorado$1,216-$58-4.6%
Connecticut$1,310$362.8%
Delaware$1,440$16613.0%
Florida$1,594$32025.1%
Georgia$1,176-$98-7.7%
Hawaii$916-$358-28.1%
Idaho$862-$412-32.3%
Illinois$950-$324-25.4%
Indiana$958-$316-24.8%
Iowa$860-$414-32.5%
Kansas$1,210-$64-5.0%
Kentucky$1,738$46436.4%
Louisiana$1,884$61047.9%
Maine$786-$488-38.3%
Maryland$1,050-$224-17.6%
Massachusetts$1,020-$254-19.9%
Michigan$2,214$94073.8%
Minnesota$1,066-$208-16.3%
Mississippi$1,526$25219.8%
Missouri$1,130-$144-11.3%
Montana$1,368$947.4%
Nebraska$1,004-$270-21.2%
Nevada$1,526$25219.8%
New Hampshire$918-$356-27.9%
New Jersey$1,424$15011.8%
New Mexico$1,128-$146-11.5%
New York$1,344$705.5%
North Carolina$734-$540-42.4%
North Dakota$1,042-$232-18.2%
Ohio$880-$394-30.9%
Oklahoma$1,310$362.8%
Oregon$1,166-$108-8.5%
Pennsylvania$1,214-$60-4.7%
Rhode Island$1,698$42433.3%
South Carolina$1,156-$118-9.3%
South Dakota$1,076-$198-15.5%
Tennessee$1,116-$158-12.4%
Texas$1,536$26220.6%
Utah$944-$330-25.9%
Vermont$872-$402-31.6%
Virginia$762-$512-40.2%
Washington$986-$288-22.6%
West Virginia$1,166-$108-8.5%
Wisconsin$882-$392-30.8%
Wyoming$1,134-$140-11.0%

View Chart as Image

Hyundai Tucson insurance rates by U.S. city

With such a large range in prices, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Hyundai Tucson Insurance Rates by Model and Trim Level
Model and TrimAnnual PremiumMonthly Premium
Hyundai Tucson GLS 2WD$1,188$99
Hyundai Tucson GLS 4WD$1,230$103
Hyundai Tucson Limited 2WD$1,316$110
Hyundai Tucson Limited 4WD$1,316$110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Tucson Insurance Rates by Model Year
Model YearComprehensiveCollisionLiabilityTotal Premium
2017 Hyundai Tucson$270$448$398$1,274
2016 Hyundai Tucson$260$436$416$1,270
2015 Hyundai Tucson$250$418$430$1,256
2014 Hyundai Tucson$238$404$442$1,242
2013 Hyundai Tucson$228$374$452$1,212
2012 Hyundai Tucson$218$352$456$1,184
2011 Hyundai Tucson$210$316$460$1,144
2010 Hyundai Tucson$196$292$460$1,106
2009 Hyundai Tucson$190$272$464$1,084
2008 Hyundai Tucson$184$254$474$1,070
2007 Hyundai Tucson$172$236$474$1,040
2006 Hyundai Tucson$166$214$478$1,016
2005 Hyundai Tucson$156$196$474$984

Rates are averaged for all Hyundai Tucson models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Hyundai Tucson Insurance

Finding better rates on Hyundai Tucson insurance not only requires having a decent driving record, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting rates from direct carriers, and also from local independent and exclusive agents.

The following items are a summary of the material that was illustrated above.

  • Drivers who require additional liability coverage will pay approximately $440 each year to go from 30/60 bodily injury limits to a 250/500 level
  • 16 to 18-year-old drivers are expensive to insure, as much as $399 per month if the policy includes full coverage
  • High-risk drivers who have multiple accidents or major violations pay an average of $1,470 more each year than a driver with a clean driving record
  • Increasing policy deductibles could save as much as $475 each year

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Rates by Driver Age

Hyundai Tucson Insurance Rates by Driver Age
Driver AgePremium
16$4,790
20$2,924
30$1,324
40$1,274
50$1,164
60$1,140

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Tucson Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,586
$250$1,442
$500$1,274
$1,000$1,110

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Tucson Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,274
50/100$1,396
100/300$1,495
250/500$1,754
100 CSL$1,435
300 CSL$1,654
500 CSL$1,814

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Tucson Insurance Rates for High Risk Drivers
AgePremium
16$6,812
20$4,648
30$2,798
40$2,742
50$2,618
60$2,594

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$67
Multi-vehicle$66
Homeowner$19
5-yr Accident Free$90
5-yr Claim Free$81
Paid in Full/EFT$56
Advance Quote$61
Online Quote$89
Total Discounts$529
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

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