Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a Jeep Grand Wagoneer are $1,686 annually with full coverage. Comprehensive costs around $296, collision insurance costs $900, and liability is $354. Liability-only insurance costs around $406 a year, and high-risk driver insurance costs around $3,756. Teenage drivers cost the most to insure at up to $6,270 a year.
Average premium for full coverage: $1,686
Policy rates for type of insurance:
Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Grand Wagoneer trim levels.
Price Range Variability
For a driver around age 40, Jeep Grand Wagoneer insurance rates range from as cheap as $406 for the bare minimum liability coverage to a much higher rate of $3,756 for a high-risk insurance policy.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Jeep Grand Wagoneer insurance rates for additional coverage choices and driver risks.
- The best discount rate is $902
- Raising to $1,000 deductibles will save about $268 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $1,686
- Using more expensive low deductibles will cost $2,228
- Drivers who are prone to accidents and violations could pay at least $3,756
- Policy cost with full coverage for a 16-year-old driver with full coverage can be $6,270
Auto insurance rates for a Jeep Grand Wagoneer also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
An older driver with a good driving record and high physical damage deductibles may pay as low as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $6,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $2,100 to $2,800 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 138% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $810 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Jeep Grand Wagoneer insurance prices. A middle-age driver might find rates as low as $1,210 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,270 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,524 | -$162 | -9.6% |
| Alaska | $1,294 | -$392 | -23.3% |
| Arizona | $1,400 | -$286 | -17.0% |
| Arkansas | $1,686 | -$0 | 0.0% |
| California | $1,922 | $236 | 14.0% |
| Colorado | $1,608 | -$78 | -4.6% |
| Connecticut | $1,732 | $46 | 2.7% |
| Delaware | $1,906 | $220 | 13.0% |
| Florida | $2,106 | $420 | 24.9% |
| Georgia | $1,558 | -$128 | -7.6% |
| Hawaii | $1,210 | -$476 | -28.2% |
| Idaho | $1,142 | -$544 | -32.3% |
| Illinois | $1,256 | -$430 | -25.5% |
| Indiana | $1,270 | -$416 | -24.7% |
| Iowa | $1,136 | -$550 | -32.6% |
| Kansas | $1,600 | -$86 | -5.1% |
| Kentucky | $2,298 | $612 | 36.3% |
| Louisiana | $2,496 | $810 | 48.0% |
| Maine | $1,040 | -$646 | -38.3% |
| Maryland | $1,390 | -$296 | -17.6% |
| Massachusetts | $1,344 | -$342 | -20.3% |
| Michigan | $2,926 | $1,240 | 73.5% |
| Minnesota | $1,412 | -$274 | -16.3% |
| Mississippi | $2,018 | $332 | 19.7% |
| Missouri | $1,498 | -$188 | -11.2% |
| Montana | $1,810 | $124 | 7.4% |
| Nebraska | $1,328 | -$358 | -21.2% |
| Nevada | $2,022 | $336 | 19.9% |
| New Hampshire | $1,214 | -$472 | -28.0% |
| New Jersey | $1,886 | $200 | 11.9% |
| New Mexico | $1,492 | -$194 | -11.5% |
| New York | $1,774 | $88 | 5.2% |
| North Carolina | $970 | -$716 | -42.5% |
| North Dakota | $1,380 | -$306 | -18.1% |
| Ohio | $1,162 | -$524 | -31.1% |
| Oklahoma | $1,728 | $42 | 2.5% |
| Oregon | $1,546 | -$140 | -8.3% |
| Pennsylvania | $1,606 | -$80 | -4.7% |
| Rhode Island | $2,248 | $562 | 33.3% |
| South Carolina | $1,528 | -$158 | -9.4% |
| South Dakota | $1,422 | -$264 | -15.7% |
| Tennessee | $1,476 | -$210 | -12.5% |
| Texas | $2,030 | $344 | 20.4% |
| Utah | $1,248 | -$438 | -26.0% |
| Vermont | $1,152 | -$534 | -31.7% |
| Virginia | $1,010 | -$676 | -40.1% |
| Washington | $1,300 | -$386 | -22.9% |
| West Virginia | $1,546 | -$140 | -8.3% |
| Wisconsin | $1,166 | -$520 | -30.8% |
| Wyoming | $1,500 | -$186 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2023 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
| 2022 Jeep Grand Wagoneer | $286 | $862 | $364 | $1,648 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Jeep Grand Wagoneer Insurance
Finding cheaper rates on insurance for a Jeep Grand Wagoneer consists of being a low-risk driver, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at least every other year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a recap of the car insurance concepts covered above.
- Drivers considered higher risk that have major violations or accidents may pay on average $2,070 more every year to insure their Grand Wagoneer
- You may be able to save up to $220 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $800 each year
- Insureds who may need more liability coverage will pay an extra $390 every year to raise from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,270 |
| 20 | $4,054 |
| 30 | $1,780 |
| 40 | $1,686 |
| 50 | $1,544 |
| 60 | $1,520 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,228 |
| $250 | $1,970 |
| $500 | $1,686 |
| $1,000 | $1,418 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,686 |
| 50/100 | $1,757 |
| 100/300 | $1,845 |
| 250/500 | $2,075 |
| 100 CSL | $1,792 |
| 300 CSL | $1,987 |
| 500 CSL | $2,129 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,048 |
| 20 | $6,480 |
| 30 | $3,862 |
| 40 | $3,756 |
| 50 | $3,590 |
| 60 | $3,566 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $94 |
| Homeowner | $23 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $115 |
| Paid in Full/EFT | $92 |
| Advance Quote | $96 |
| Online Quote | $124 |
| Total Discounts | $784 |
Discounts are estimated and may not be available from every company or in every state.
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