Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Jeep Grand Wagoneer are $1,702 annually for full coverage insurance. Comprehensive costs approximately $306 each year, collision costs $922, and liability coverage costs around $338. Liability-only insurance costs as low as $394 a year, with high-risk driver insurance costing around $3,792. Teens cost the most to insure at $6,304 a year or more.

Average premium for full coverage: $1,702

Policy rates by type of insurance:

Comprehensive $306
Collision $922
Liability $338

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Grand Wagoneer models.

Price Range Variability

For the average 40-year-old driver, Jeep Grand Wagoneer insurance rates go from as cheap as $394 for your basic liability-only policy to a high rate of $3,792 for a policy for a high-risk driver.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

The examples above illustrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Jeep Grand Wagoneer insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $911
  • Using higher $1,000 deductibles will save $274 each year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,702
  • Selecting low deductibles for physical damage coverage will cost $2,260
  • Higher-risk drivers with serious driving violations could pay around $3,792 or more
  • Policy cost with full coverage for a teenage driver can cost $6,304 or more

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance rates range from $911 to $6,304

Auto insurance rates for a Jeep Grand Wagoneer also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $6,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $2,100 to $2,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $840 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jeep Grand Wagoneer insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,300 on average in Florida, New York, and Michigan.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see how they stack up. Each insurance company calculates rates differently, and quoted rates will be varied between companies.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Jeep Grand Wagoneer Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and not having any coverage lapses. Make time to compare rates every year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief summary of the coverage data touched on in this article.

  • It is possible to save around $220 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $825 each year
  • Teenagers have the highest car insurance rates, possibly costing $525 each month if full coverage is included
  • Drivers that tend to have accidents or serious violations could be forced to pay on average $2,090 more per year for car insurance

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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