Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a Jeep Grand Wagoneer are $1,702 annually for full coverage insurance. Comprehensive costs approximately $306 each year, collision costs $922, and liability coverage costs around $338. Liability-only insurance costs as low as $394 a year, with high-risk driver insurance costing around $3,792. Teens cost the most to insure at $6,304 a year or more.
Average premium for full coverage: $1,702
Policy rates by type of insurance:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Grand Wagoneer models.
Price Range Variability
For the average 40-year-old driver, Jeep Grand Wagoneer insurance rates go from as cheap as $394 for your basic liability-only policy to a high rate of $3,792 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Where you live has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.
The graphic below illustrates the difference location can make on auto insurance prices.
The examples above illustrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Jeep Grand Wagoneer insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $911
- Using higher $1,000 deductibles will save $274 each year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,702
- Selecting low deductibles for physical damage coverage will cost $2,260
- Higher-risk drivers with serious driving violations could pay around $3,792 or more
- Policy cost with full coverage for a teenage driver can cost $6,304 or more
Auto insurance rates for a Jeep Grand Wagoneer also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $6,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $2,100 to $2,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 137% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $840 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Jeep Grand Wagoneer insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,300 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$162 | -9.5% |
| Alaska | $1,308 | -$394 | -23.1% |
| Arizona | $1,414 | -$288 | -16.9% |
| Arkansas | $1,702 | -$0 | 0.0% |
| California | $1,942 | $240 | 14.1% |
| Colorado | $1,626 | -$76 | -4.5% |
| Connecticut | $1,750 | $48 | 2.8% |
| Delaware | $1,926 | $224 | 13.2% |
| Florida | $2,130 | $428 | 25.1% |
| Georgia | $1,574 | -$128 | -7.5% |
| Hawaii | $1,224 | -$478 | -28.1% |
| Idaho | $1,156 | -$546 | -32.1% |
| Illinois | $1,268 | -$434 | -25.5% |
| Indiana | $1,286 | -$416 | -24.4% |
| Iowa | $1,150 | -$552 | -32.4% |
| Kansas | $1,618 | -$84 | -4.9% |
| Kentucky | $2,322 | $620 | 36.4% |
| Louisiana | $2,522 | $820 | 48.2% |
| Maine | $1,054 | -$648 | -38.1% |
| Maryland | $1,408 | -$294 | -17.3% |
| Massachusetts | $1,360 | -$342 | -20.1% |
| Michigan | $2,956 | $1,254 | 73.7% |
| Minnesota | $1,426 | -$276 | -16.2% |
| Mississippi | $2,042 | $340 | 20.0% |
| Missouri | $1,512 | -$190 | -11.2% |
| Montana | $1,830 | $128 | 7.5% |
| Nebraska | $1,342 | -$360 | -21.2% |
| Nevada | $2,042 | $340 | 20.0% |
| New Hampshire | $1,230 | -$472 | -27.7% |
| New Jersey | $1,904 | $202 | 11.9% |
| New Mexico | $1,508 | -$194 | -11.4% |
| New York | $1,792 | $90 | 5.3% |
| North Carolina | $982 | -$720 | -42.3% |
| North Dakota | $1,398 | -$304 | -17.9% |
| Ohio | $1,174 | -$528 | -31.0% |
| Oklahoma | $1,746 | $44 | 2.6% |
| Oregon | $1,562 | -$140 | -8.2% |
| Pennsylvania | $1,624 | -$78 | -4.6% |
| Rhode Island | $2,270 | $568 | 33.4% |
| South Carolina | $1,544 | -$158 | -9.3% |
| South Dakota | $1,436 | -$266 | -15.6% |
| Tennessee | $1,490 | -$212 | -12.5% |
| Texas | $2,054 | $352 | 20.7% |
| Utah | $1,258 | -$444 | -26.1% |
| Vermont | $1,164 | -$538 | -31.6% |
| Virginia | $1,022 | -$680 | -40.0% |
| Washington | $1,314 | -$388 | -22.8% |
| West Virginia | $1,562 | -$140 | -8.2% |
| Wisconsin | $1,176 | -$526 | -30.9% |
| Wyoming | $1,518 | -$184 | -10.8% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see how they stack up. Each insurance company calculates rates differently, and quoted rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2023 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2022 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Jeep Grand Wagoneer Insurance
Finding cheaper rates on auto insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and not having any coverage lapses. Make time to compare rates every year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The list below is a brief summary of the coverage data touched on in this article.
- It is possible to save around $220 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $825 each year
- Teenagers have the highest car insurance rates, possibly costing $525 each month if full coverage is included
- Drivers that tend to have accidents or serious violations could be forced to pay on average $2,090 more per year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,304 |
| 20 | $4,094 |
| 30 | $1,802 |
| 40 | $1,702 |
| 50 | $1,558 |
| 60 | $1,538 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,260 |
| $250 | $1,996 |
| $500 | $1,702 |
| $1,000 | $1,428 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,702 |
| 50/100 | $1,770 |
| 100/300 | $1,854 |
| 250/500 | $2,074 |
| 100 CSL | $1,803 |
| 300 CSL | $1,989 |
| 500 CSL | $2,125 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,098 |
| 20 | $6,544 |
| 30 | $3,902 |
| 40 | $3,792 |
| 50 | $3,624 |
| 60 | $3,600 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $116 |
| Paid in Full/EFT | $93 |
| Advance Quote | $97 |
| Online Quote | $125 |
| Total Discounts | $791 |
Discounts are estimated and may not be available from every company or in every state.
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