Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a Jeep Grand Wagoneer are $1,686 annually for full coverage. Comprehensive insurance costs an estimated $296, collision costs $900, and liability costs around $354. A policy with only liability insurance costs as low as $406 a year, with a high-risk policy costing $3,756 or more. Teen drivers pay the most at $6,270 a year or more.
Average premium for full coverage: $1,686
Premium estimates broken down by type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Grand Wagoneer trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Jeep Grand Wagoneer go from as cheap as $406 for just liability insurance to a much higher rate of $3,756 for a high-risk driver policy.
Insurance Price Range by Location
Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have fewer accident claims than larger metro areas.
The price range example below illustrates the difference location can make on insurance prices.
These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Jeep Grand Wagoneer insurance rates for other coverage scenarios.
- The lowest rate with discounts is $902
- Using higher $1,000 deductibles will save approximately $268 a year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,686
- Choosing more expensive low deductibles for physical damage coverage costs an additional $542 every year
- Drivers with multiple violations and an at-fault accident could pay up to $3,756 or more
- An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $6,270 or more
Car insurance prices for a Jeep Grand Wagoneer also have a wide range based on the model of your Grand Wagoneer, your driver profile, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $6,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying $2,100 to $2,800 extra annually, depending on your age. High-risk driver insurance can be as much as 45% to 138% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $810 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Jeep Grand Wagoneer insurance prices. A driver around age 40 might see prices as low as $1,110 a year in states like Iowa, Maine, and Idaho, or as much as $2,400 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,524 | -$162 | -9.6% |
| Alaska | $1,294 | -$392 | -23.3% |
| Arizona | $1,400 | -$286 | -17.0% |
| Arkansas | $1,686 | -$0 | 0.0% |
| California | $1,922 | $236 | 14.0% |
| Colorado | $1,608 | -$78 | -4.6% |
| Connecticut | $1,732 | $46 | 2.7% |
| Delaware | $1,906 | $220 | 13.0% |
| Florida | $2,106 | $420 | 24.9% |
| Georgia | $1,558 | -$128 | -7.6% |
| Hawaii | $1,210 | -$476 | -28.2% |
| Idaho | $1,142 | -$544 | -32.3% |
| Illinois | $1,256 | -$430 | -25.5% |
| Indiana | $1,270 | -$416 | -24.7% |
| Iowa | $1,136 | -$550 | -32.6% |
| Kansas | $1,600 | -$86 | -5.1% |
| Kentucky | $2,298 | $612 | 36.3% |
| Louisiana | $2,496 | $810 | 48.0% |
| Maine | $1,040 | -$646 | -38.3% |
| Maryland | $1,390 | -$296 | -17.6% |
| Massachusetts | $1,344 | -$342 | -20.3% |
| Michigan | $2,926 | $1,240 | 73.5% |
| Minnesota | $1,412 | -$274 | -16.3% |
| Mississippi | $2,018 | $332 | 19.7% |
| Missouri | $1,498 | -$188 | -11.2% |
| Montana | $1,810 | $124 | 7.4% |
| Nebraska | $1,328 | -$358 | -21.2% |
| Nevada | $2,022 | $336 | 19.9% |
| New Hampshire | $1,214 | -$472 | -28.0% |
| New Jersey | $1,886 | $200 | 11.9% |
| New Mexico | $1,492 | -$194 | -11.5% |
| New York | $1,774 | $88 | 5.2% |
| North Carolina | $970 | -$716 | -42.5% |
| North Dakota | $1,380 | -$306 | -18.1% |
| Ohio | $1,162 | -$524 | -31.1% |
| Oklahoma | $1,728 | $42 | 2.5% |
| Oregon | $1,546 | -$140 | -8.3% |
| Pennsylvania | $1,606 | -$80 | -4.7% |
| Rhode Island | $2,248 | $562 | 33.3% |
| South Carolina | $1,528 | -$158 | -9.4% |
| South Dakota | $1,422 | -$264 | -15.7% |
| Tennessee | $1,476 | -$210 | -12.5% |
| Texas | $2,030 | $344 | 20.4% |
| Utah | $1,248 | -$438 | -26.0% |
| Vermont | $1,152 | -$534 | -31.7% |
| Virginia | $1,010 | -$676 | -40.1% |
| Washington | $1,300 | -$386 | -22.9% |
| West Virginia | $1,546 | -$140 | -8.3% |
| Wisconsin | $1,166 | -$520 | -30.8% |
| Wyoming | $1,500 | -$186 | -11.0% |
With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2023 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
| 2022 Jeep Grand Wagoneer | $286 | $862 | $364 | $1,648 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Jeep Grand Wagoneer Insurance
Finding better rates on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and not having any coverage lapses. Make time to compare rates every time your policy renews by getting rate quotes from direct carriers, and also from local exclusive and independent agents.
The following items are a brief recap of the information touched on in this article.
- Drivers can save approximately $220 per year simply by shopping early and online
- 16 to 18-year-old drivers have the highest car insurance prices, as much as $523 per month if comprehensive and collision insurance is included
- Increasing policy deductibles could save up to $800 each year
- Higher risk drivers who tend to receive serious violations may pay on average $2,070 more annually than a driver with a clean driving record
- Policyholders who want additional liability coverage will pay about $390 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,270 |
| 20 | $4,054 |
| 30 | $1,780 |
| 40 | $1,686 |
| 50 | $1,544 |
| 60 | $1,520 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,228 |
| $250 | $1,970 |
| $500 | $1,686 |
| $1,000 | $1,418 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,686 |
| 50/100 | $1,757 |
| 100/300 | $1,845 |
| 250/500 | $2,075 |
| 100 CSL | $1,792 |
| 300 CSL | $1,987 |
| 500 CSL | $2,129 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,048 |
| 20 | $6,480 |
| 30 | $3,862 |
| 40 | $3,756 |
| 50 | $3,590 |
| 60 | $3,566 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $94 |
| Homeowner | $23 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $115 |
| Paid in Full/EFT | $92 |
| Advance Quote | $96 |
| Online Quote | $124 |
| Total Discounts | $784 |
Discounts are estimated and may not be available from every company or in every state.
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