Kia K900 Insurance Rates

U.S. average insurance prices for a Kia K900 are $1,400 every 12 months for full coverage. Comprehensive costs around $298 a year, collision insurance costs $484, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $3,024. Teenage drivers pay the highest rates at up to $5,268 a year.

Average premium for full coverage: $1,400

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and K900 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Kia K900 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $812
• Using higher $1,000 deductibles will save about $1,222 a year
• The average price for the average middle-age driver using $500 deductibles is $1,400
• Using low $100 deductibles for physical damage coverage increases the price to $1,744
• Drivers who are prone to accidents and violations could pay at least $3,024
• The price to insure a teen driver can be $5,268 or more

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Auto insurance prices for a Kia K900 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $530 each year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,700 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Kia K900 insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,000 on average in Michigan, Louisiana, and New York.

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How to Shop for the Cheapest Kia K900 Insurance

Getting lower rates on Kia K900 insurance requires avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a recap of the material that was touched on above.

• Drivers who may need higher liability limits will pay an extra $510 each year to increase from a low limit to a 250/500 level
• Teenagers are expensive to insure, with premiums as much as $439 a month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents may pay on average $1,620 more every year for car insurance
• Increasing physical damage deductibles could save as much as $525 each year