Kia K900 Insurance Rates

The average insurance rates for a Kia K900 are $1,342 a year for full coverage. Comprehensive insurance costs an estimated $278 each year, collision insurance costs $446, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,896 or more. Teenage drivers cost the most to insure at up to $5,088 a year.

Average premium for full coverage: $1,342

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all states and K900 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

The examples above show why all drivers should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Kia K900 insurance rates for other coverage scenarios.

• The best discount rate is $782
• Drivers who choose higher $1,000 deductibles will pay approximately $164 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,342
• Using low deductibles for comprehensive and collision insurance will cost an extra $318 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,896
• Policy cost for full coverage for a teen driver can cost as much as $5,088 a year

View Chart as Image

Auto insurance rates for a Kia K900 also range considerably based on your risk profile, the trim level of your K900, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Your home state makes a big difference in Kia K900 insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $490 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Kia K900 Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a brief recap of the coverage data presented in the illustrations above.

• Drivers can save approximately $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $475 each year
• Teens are the costliest to insure, costing up to $424 each month if they have full coverage
• Higher risk drivers who tend to receive serious violations pay an average of $1,550 more annually for K900 insurance