Kia K900 Insurance Rates

Average insurance rates for a Kia K900 are $1,342 a year including full coverage. Comprehensive insurance costs approximately $278 each year, collision insurance costs $446, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $2,896 or more. Teenage drivers receive the highest rates at up to $5,088 a year.

Average premium for full coverage: $1,342

Rate estimates by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and K900 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why all drivers should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Kia K900 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $782
• Drivers who choose higher $1,000 deductibles will pay $164 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,342
• Using low deductibles for comprehensive and collision insurance will cost an additional $318 annually
• Drivers who are prone to accidents and violations could pay around $2,896
• The cost that insures a 16-year-old driver can cost $5,088 a year

View Chart as Image

Auto insurance rates for a Kia K900 can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

Where you live makes a big difference in Kia K900 insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $490 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Kia K900 Insurance

Saving money on insurance for a Kia K900 not only requires having a good driving record, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices every year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The next list is a brief review of the coverage data covered in the above illustrations.

• You may be able to save around $160 per year just by quoting online in advance
• Increasing deductibles can save approximately $475 each year
• Drivers age 20 and younger have the highest car insurance rates, as much as $424 per month if the policy includes full coverage
• Drivers considered higher risk with DUI or reckless driving convictions will likely pay on average $1,550 more per year to buy Kia K900 insurance