Kia K900 Insurance Rates

Average insurance rates for a Kia K900 are $1,342 a year for full coverage insurance. Comprehensive insurance costs around $278 a year, collision insurance costs $446, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,896 or more. Teens receive the highest rates at up to $5,088 a year.

Average premium for full coverage: $1,342

Rate estimates for individual coverage type:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and K900 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Kia K900 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $782
• Choosing higher $1,000 deductibles can save about $1,178 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,342
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $318 annually
• Higher-risk drivers with serious driving violations could pay at least $2,896
• The cost for full coverage for a 16-year-old driver can be $5,088 each year

View Chart as Image

Auto insurance rates for a Kia K900 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia K900 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,810 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $490 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Kia K900 Insurance

Saving money on insurance for a Kia K900 takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every couple of years by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The items below are a condensed summary of the material that was covered in the charts and tables above.

• Insureds who may need more liability coverage will pay approximately $510 annually to raise limits from a minimum limit to 250/500 limits
• Teen drivers are expensive to insure, costing up to $424 per month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,550 more every year to insure their K900
• Increasing deductibles can save around $475 each year