Kia K900 Insurance Rates

Estimated insurance rates for a Kia K900 are $1,342 a year with full coverage. Comprehensive costs on average $278 a year, collision insurance costs $446, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, and a high-risk policy costs around $2,896. Teen drivers pay the most at up to $5,088 a year.

Average premium for full coverage: $1,342

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and K900 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Kia K900 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $782
• Using higher $1,000 deductibles will save around $1,178 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,342
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,660
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,896
• An auto insurance policy for full coverage for a teen driver may cost $5,088 or more

View Chart as Image

Car insurance prices for a Kia K900 also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Kia K900 insurance prices. A driver around age 40 might see prices as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,810 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $490 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than average. View High Risk Driver Rates

How to Find the Cheapest Kia K900 Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Invest time comparing rates every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The list below is a recap of the material that was covered in the charts and tables above.

• Policyholders who require higher liability limits will pay about $510 every year to increase from 30/60 bodily injury limits to 250/500 limits
• Teenagers are expensive to insure, possibly costing $424 per month if full coverage is included
• Higher risk drivers that have major violations or accidents may be required to pay an average of $1,550 more each year for car insurance
• Increasing policy deductibles can save around $475 each year