Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Comparing auto insurance by quoting online is easy, plus you can save money. The key is getting rates from as many companies as possible so you can compare every option.

Beginners to buying insurance may think shopping for cut-rate Lexus IS-350 insurance is hard. There are several ways to compare rate quotes and find the best price. The fastest way to find the lowest Lexus IS-350 insurance quotes involves getting comparison quotes online. This can be done by visiting this page.

Car insurance premiums for your Lexus IS-350 can be significantly different based upon several criteria. Including but not limited to:

• Your driving record
• Better credit means lower rates
• Your location impacts rates
• High miles vs. low miles
• Male drivers pay higher rates
• Higher deductibles save money
• Crash test rating for your IS-350
• Your occupation
• Insurance coverage level
• Home ownership saves money

An additional factor that can impact Lexus IS-350 insurance rates is the year of the vehicle. Used vehicles have a lower value than newer models so the payout to repair will push premiums down. Although new IS-350 models may have safety features included like traction control, active head restraints, a backup camera, and an advanced theft deterrent system that may help provide discounts that lower premiums.

Liability coverages

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision

a stationary object or other vehicle. . , . .

Comprehensive auto insurance

from a wide range of events other than collision. . your auto insurance company will pay , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage . , . .

Coverage for medical payments

immediate expenses EMT expenses, pain medications, and nursing services. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.