Nissan Armada Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average insurance prices for a Nissan Armada are $1,266 every 12 months for full coverage insurance. Comprehensive costs on average $270 a year, collision insurance costs $484, and liability insurance is estimated at $376. A policy with just liability insurance costs approximately $426 a year, and coverage for high-risk drivers costs around $2,742. Teenage drivers pay the highest rates at up to $4,716 a year.
Average premium for full coverage: $1,266
Price estimates by individual coverage:
Price estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Armada trim levels.
Price Range from Low to High
For the normal driver, Nissan Armada insurance prices range from the cheapest price of $426 for the bare minimum liability coverage to a high of $2,742 for a high-risk driver policy.
Geographic Price Range
Living in a larger city has a significant impact on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.
The ranges above illustrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Nissan Armada insurance rates for different risk profiles and scenarios.
- The best discount rate is $725
- Choosing higher $1,000 deductibles can save around $1,096 each year
- The average price for the average middle-age driver with $500 deductibles is $1,266
- Using low $100 deductibles for comp and collision coverage increases the price to $1,598
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,742
- The price to insure a teen driver may cost $4,716 each year
Insurance prices for a Nissan Armada are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Armada.
Using high physical damage deductibles can save as much as $510 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,710 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,144 | -$122 | -9.6% |
| Alaska | $972 | -$294 | -23.2% |
| Arizona | $1,050 | -$216 | -17.1% |
| Arkansas | $1,266 | -$0 | 0.0% |
| California | $1,442 | $176 | 13.9% |
| Colorado | $1,208 | -$58 | -4.6% |
| Connecticut | $1,300 | $34 | 2.7% |
| Delaware | $1,432 | $166 | 13.1% |
| Florida | $1,582 | $316 | 25.0% |
| Georgia | $1,172 | -$94 | -7.4% |
| Hawaii | $910 | -$356 | -28.1% |
| Idaho | $858 | -$408 | -32.2% |
| Illinois | $942 | -$324 | -25.6% |
| Indiana | $956 | -$310 | -24.5% |
| Iowa | $854 | -$412 | -32.5% |
| Kansas | $1,202 | -$64 | -5.1% |
| Kentucky | $1,724 | $458 | 36.2% |
| Louisiana | $1,874 | $608 | 48.0% |
| Maine | $780 | -$486 | -38.4% |
| Maryland | $1,046 | -$220 | -17.4% |
| Massachusetts | $1,010 | -$256 | -20.2% |
| Michigan | $2,200 | $934 | 73.8% |
| Minnesota | $1,060 | -$206 | -16.3% |
| Mississippi | $1,516 | $250 | 19.7% |
| Missouri | $1,124 | -$142 | -11.2% |
| Montana | $1,358 | $92 | 7.3% |
| Nebraska | $996 | -$270 | -21.3% |
| Nevada | $1,516 | $250 | 19.7% |
| New Hampshire | $914 | -$352 | -27.8% |
| New Jersey | $1,416 | $150 | 11.8% |
| New Mexico | $1,120 | -$146 | -11.5% |
| New York | $1,332 | $66 | 5.2% |
| North Carolina | $728 | -$538 | -42.5% |
| North Dakota | $1,038 | -$228 | -18.0% |
| Ohio | $872 | -$394 | -31.1% |
| Oklahoma | $1,298 | $32 | 2.5% |
| Oregon | $1,160 | -$106 | -8.4% |
| Pennsylvania | $1,206 | -$60 | -4.7% |
| Rhode Island | $1,688 | $422 | 33.3% |
| South Carolina | $1,146 | -$120 | -9.5% |
| South Dakota | $1,068 | -$198 | -15.6% |
| Tennessee | $1,108 | -$158 | -12.5% |
| Texas | $1,526 | $260 | 20.5% |
| Utah | $936 | -$330 | -26.1% |
| Vermont | $862 | -$404 | -31.9% |
| Virginia | $758 | -$508 | -40.1% |
| Washington | $976 | -$290 | -22.9% |
| West Virginia | $1,160 | -$106 | -8.4% |
| Wisconsin | $876 | -$390 | -30.8% |
| Wyoming | $1,126 | -$140 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,230 | $103 |
| Nissan Armada SE 4WD | $1,266 | $106 |
| Nissan Armada Titanium 2WD | $1,266 | $106 |
| Nissan Armada Titanium 4WD | $1,266 | $106 |
| Nissan Armada Platinum 2WD | $1,306 | $109 |
| Nissan Armada Platinum 4WD | $1,342 | $112 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2011 Nissan Armada | $190 | $258 | $406 | $990 |
| 2007 Nissan Armada | $158 | $188 | $390 | $872 |
| 2006 Nissan Armada | $156 | $178 | $384 | $854 |
| 2005 Nissan Armada | $142 | $170 | $380 | $828 |
| 2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Nissan Armada Insurance
Getting lower rates on Nissan Armada insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to compare rates every time your policy renews by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a condensed summary of the information presented in the illustrations above.
- It is possible to save as much as $150 per year just by quoting early and online
- Teens pay the highest prices, as much as $393 a month if they have full coverage
- Increasing physical damage deductibles could save as much as $500 each year
- High-risk drivers with multiple at-fault accidents pay on average $1,480 more each year for Armada insurance
- Drivers who require higher liability limits will pay an extra $410 annually to raise limits from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,716 |
| 20 | $2,918 |
| 30 | $1,322 |
| 40 | $1,266 |
| 50 | $1,158 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,598 |
| $250 | $1,444 |
| $500 | $1,266 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,266 |
| 50/100 | $1,417 |
| 100/300 | $1,511 |
| 250/500 | $1,756 |
| 100 CSL | $1,455 |
| 300 CSL | $1,662 |
| 500 CSL | $1,812 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,734 |
| 20 | $4,648 |
| 30 | $2,804 |
| 40 | $2,742 |
| 50 | $2,616 |
| 60 | $2,590 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $541 |
Discounts are estimated and may not be available from every company or in every state.
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