Nissan Leaf Insurance Rates

Average insurance rates for a Nissan Leaf are $1,234 a year for full coverage. Comprehensive insurance costs an estimated $228, collision insurance costs $374, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,668 or more. Teen drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Leaf models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.

These examples show why everyone should compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Leaf insurance rates for other coverage scenarios.

• The lowest rate with discounts is $725
• Using higher $1,000 deductibles will save approximately $138 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,234
• Choosing pricier low deductibles for physical damage coverage will cost an extra $262 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,668
• The cost for full coverage for a teenage driver for full coverage can cost as much as $4,788 or more

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on your driver profile, the trim level of your Leaf, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

Where you live has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $400 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,500 to $2,100 additional per year, depending on your age. Nissan Leaf insurance for high-risk drivers can be around 44% to 136% more than average. View High Risk Driver Rates

How to Find More Affordable Nissan Leaf Insurance

Saving money on auto insurance requires being a good driver, having a good credit history, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to compare rates every couple of years by requesting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The following list is a summary of the material that was presented in the illustrations above.

• Consumers who want an increased level of liability coverage will pay about $520 each year to increase from a minimum limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, costing as high as $399 per month including comprehensive and collision insurance
• Drivers who have multiple accidents or major violations pay an average of $1,430 more annually than a safer driver
• Increasing deductibles can save around $400 each year