Nissan Leaf Insurance Rates

Average insurance rates for a Nissan Leaf are $1,256 a year including full coverage. Comprehensive costs an estimated $234 each year, collision insurance costs $400, and liability insurance is $464. Liability-only coverage costs around $514 a year, and high-risk coverage costs around $2,722. Teen drivers receive the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Leaf models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Nissan Leaf insurance rates for other coverage scenarios.

• The lowest rate with discounts is $734
• Raising to $1,000 deductibles will save approximately $144 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,256
• Choosing low deductibles bumps up the cost to $1,534
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,722
• The cost that insures a teen driver can cost as much as $4,858

View Chart as Image

Car insurance rates for a Nissan Leaf can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $4,800 a year. View Rates by Age

Where you live also has a big influence on Nissan Leaf insurance rates. A middle-age driver might find rates as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $430 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Nissan Leaf Insurance

Saving money on Nissan Leaf insurance consists of being a safe and courteous driver, having a positive credit history, not filing small claims, and possibly higher deductibles. Shop around at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a review of the data touched on in the above illustrations.

• Drivers who want higher levels of liability will pay about $510 per year to raise from a minimum limit to the 250/500 level
• You may be able to save approximately $150 per year just by quoting online in advance
• Increasing deductibles can save approximately $425 each year
• Teenage drivers have the highest car insurance rates, as much as $405 per month if full coverage is purchased