Nissan Leaf Insurance Rates

Average auto insurance rates for a Nissan Leaf are $1,234 annually including full coverage. Comprehensive costs an estimated $228, collision insurance costs $374, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,668. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates broken down by individual coverage type:

Includes $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

These examples highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Nissan Leaf insurance rates for other coverage scenarios.

• The best discount rate is $725
• Using higher $1,000 deductibles will save approximately $138 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,234
• Using more expensive low deductibles for physical damage coverage will cost $1,496
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,668
• The cost with full coverage for a teenage driver with full coverage can cost as much as $4,788 or more

View Chart as Image

Car insurance rates for a Nissan Leaf can also vary considerably based on the trim level of your Leaf, your driving characteristics, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be around 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $400 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see rates as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy the Cheapest Nissan Leaf Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and possibly higher deductibles. Invest time comparing rates every couple of years by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following is a recap of the material that was covered in the charts and tables above.

• Consumers who want higher liability limits will pay an extra $520 per year to increase from a minimum limit to higher 250/500 limits
• Teens have the highest car insurance rates, as much as $399 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents could be forced to pay on average $1,430 more annually for Leaf insurance
• Increasing deductibles could save up to $400 each year