Nissan Leaf Insurance Rates

Estimated auto insurance rates for a Nissan Leaf are $1,256 annually including full coverage. Comprehensive costs approximately $234 a year, collision insurance costs $400, and liability costs around $464. Liability-only coverage costs as low as $514 a year, and high-risk coverage costs around $2,722. Teenage drivers pay the most at up to $4,858 a year.

Average premium for full coverage: $1,256

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Leaf trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $734
• Using higher $1,000 deductibles will save $1,112 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,256
• Using low $100 deductibles for physical damage coverage will cost $1,534
• Drivers who are prone to accidents and violations could pay around $2,722
• An auto insurance policy with full coverage for a teen driver can cost $4,858 or more

View Chart as Image

Insurance prices for a Nissan Leaf also have a wide range based on the model of your Leaf, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $430 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Leaf insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy the Cheapest Nissan Leaf Insurance

Finding better rates on car insurance requires being safe and accident-free, having a good credit history, refrain from filing small claims, and possibly raising deductibles. Invest time comparing rates every year by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below you'll find a recap of the coverage data covered in the charts and tables above.

• You may be able to save around $150 per year just by quoting early and online
• Increasing policy deductibles could save up to $425 each year
• Youthful drivers are expensive to insure, with the cost nearing $405 per month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents may have to pay on average $1,470 more per year than a low-risk driver