Nissan Leaf Insurance Rates

U.S. average insurance rates for a Nissan Leaf are $1,234 a year for full coverage. Comprehensive insurance costs approximately $228, collision insurance costs $374, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,668 or more. Teen drivers pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different Leaf trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how where you live affects auto insurance prices.

The ranges above show why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $725
• Choosing higher $1,000 deductibles can save $138 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,234
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $262 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,668
• The price for full coverage for a teen driver with full coverage can cost $4,788 each year

View Chart as Image

Insurance prices for a Nissan Leaf are also quite variable based on your driving record, the trim level of your Leaf, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Leaf insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $400 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance ranges as much as 44% to 136% more than average. View High Risk Driver Rates

How to Find More Affordable Nissan Leaf Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at least once a year by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save around $140 per year just by shopping early and online
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,430 more per year for auto insurance
• Increasing physical damage deductibles can save around $400 each year
• Teenage drivers are the costliest to insure, with premiums as much as $399 a month including comprehensive and collision insurance