Nissan Leaf Insurance Rates

The average insurance rates for a Nissan Leaf are $1,256 a year for full coverage. Comprehensive insurance costs approximately $234, collision insurance costs $400, and liability costs $464. A liability-only policy costs as little as $514 a year, and high-risk insurance costs $2,722 or more. Teenage drivers cost the most to insure at up to $4,858 a year.

Average premium for full coverage: $1,256

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all Leaf models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

The examples above show why everyone should compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $734
• Drivers who choose higher $1,000 deductibles will pay $144 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,256
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $278 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,722
• Policy cost for full coverage for a teen driver for full coverage can cost $4,858 a year

View Chart as Image

Car insurance rates for a Nissan Leaf also range considerably based on your risk profile, the trim level of your Leaf, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,800 a year. View Rates by Age

Your home state makes a big difference in Nissan Leaf insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,790 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $430 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Nissan Leaf insurance for high-risk drivers can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Nissan Leaf Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a summary of the data that was touched on above.

• Drivers can save around $150 per year just by quoting online well ahead of the renewal date
• Policyholders who purchase an increased level of liability coverage will pay an extra $510 each year to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 pay the highest auto insurance rates, costing up to $405 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,470 more per year than a safer driver