Suzuki Kizashi Insurance Rates

The average auto insurance rates for a Suzuki Kizashi are $1,044 annually including full coverage. Comprehensive insurance costs around $176 each year, collision costs $236, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,246 or more. Teen drivers cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $632
• Using higher $1,000 deductibles will save about $94 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,044
• Choosing low deductibles for physical damage coverage costs an additional $178 a year
• Drivers with multiple violations and an at-fault accident could pay at least $2,246 or more
• Policy cost with full coverage for a teen driver can be $4,174 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $280 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief summary of the ideas that were raised in the charts and tables above.

• Teenagers are charged the highest rates, with premiums being up to $348 each month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,200 more every year for car insurance
• Increasing comprehensive and collision deductibles could save up to $275 each year
• You may be able to save up to $120 per year simply by quoting online in advance