Suzuki Kizashi Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Suzuki Kizashi are $1,044 every 12 months for full coverage. Comprehensive insurance costs approximately $176 each year, collision insurance costs $236, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,246 or more. Teens cost the most to insure at up to $4,174 a year.
Average premium for full coverage: $1,044
Policy rates by type of insurance:
These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Kizashi models.
Price Range Variability
For a driver in their 40's, Suzuki Kizashi insurance rates range from the cheapest price of $522 for just the minimum liability insurance to a high rate of $2,246 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.
The examples above show why all drivers should compare rates quotes using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Suzuki Kizashi insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $632
- Raising to $1,000 deductibles will save $94 a year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,044
- Selecting low deductibles costs an extra $178 every year
- At-risk drivers with serious driving violations could pay around $2,246
- Policy cost to insure a teen driver can cost $4,174
Car insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driver profile, and the model of your Kizashi.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $280 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 128% more than the average policy. View High Risk Driver Rates
Your home state also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find rates as low as $690 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,490 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $944 | -$100 | -9.6% |
Alaska | $800 | -$244 | -23.4% |
Arizona | $866 | -$178 | -17.0% |
Arkansas | $1,044 | -$0 | 0.0% |
California | $1,190 | $146 | 14.0% |
Colorado | $996 | -$48 | -4.6% |
Connecticut | $1,074 | $30 | 2.9% |
Delaware | $1,182 | $138 | 13.2% |
Florida | $1,306 | $262 | 25.1% |
Georgia | $964 | -$80 | -7.7% |
Hawaii | $750 | -$294 | -28.2% |
Idaho | $706 | -$338 | -32.4% |
Illinois | $778 | -$266 | -25.5% |
Indiana | $786 | -$258 | -24.7% |
Iowa | $706 | -$338 | -32.4% |
Kansas | $994 | -$50 | -4.8% |
Kentucky | $1,426 | $382 | 36.6% |
Louisiana | $1,544 | $500 | 47.9% |
Maine | $646 | -$398 | -38.1% |
Maryland | $860 | -$184 | -17.6% |
Massachusetts | $836 | -$208 | -19.9% |
Michigan | $1,814 | $770 | 73.8% |
Minnesota | $874 | -$170 | -16.3% |
Mississippi | $1,250 | $206 | 19.7% |
Missouri | $926 | -$118 | -11.3% |
Montana | $1,122 | $78 | 7.5% |
Nebraska | $824 | -$220 | -21.1% |
Nevada | $1,252 | $208 | 19.9% |
New Hampshire | $752 | -$292 | -28.0% |
New Jersey | $1,168 | $124 | 11.9% |
New Mexico | $924 | -$120 | -11.5% |
New York | $1,100 | $56 | 5.4% |
North Carolina | $602 | -$442 | -42.3% |
North Dakota | $854 | -$190 | -18.2% |
Ohio | $720 | -$324 | -31.0% |
Oklahoma | $1,074 | $30 | 2.9% |
Oregon | $956 | -$88 | -8.4% |
Pennsylvania | $996 | -$48 | -4.6% |
Rhode Island | $1,392 | $348 | 33.3% |
South Carolina | $946 | -$98 | -9.4% |
South Dakota | $882 | -$162 | -15.5% |
Tennessee | $914 | -$130 | -12.5% |
Texas | $1,258 | $214 | 20.5% |
Utah | $772 | -$272 | -26.1% |
Vermont | $716 | -$328 | -31.4% |
Virginia | $626 | -$418 | -40.0% |
Washington | $808 | -$236 | -22.6% |
West Virginia | $956 | -$88 | -8.4% |
Wisconsin | $724 | -$320 | -30.7% |
Wyoming | $932 | -$112 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Suzuki Kizashi S | $1,004 | $84 |
Suzuki Kizashi S AWD | $1,024 | $85 |
Suzuki Kizashi SE | $1,024 | $85 |
Suzuki Kizashi GTS | $1,044 | $87 |
Suzuki Kizashi SE AWD | $1,044 | $87 |
Suzuki Kizashi GTS AWD | $1,064 | $89 |
Suzuki Kizashi SLS | $1,064 | $89 |
Suzuki Kizashi SLS AWD | $1,086 | $91 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2011 Suzuki Kizashi | $190 | $258 | $478 | $1,084 |
2010 Suzuki Kizashi | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Suzuki Kizashi Insurance
Finding cheaper rates on car insurance consists of having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.
The following items are a brief summary of the ideas that were covered in the charts and tables above.
- 16 to 18-year-old drivers pay the highest auto insurance rates, costing up to $348 each month if the policy includes full coverage
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,200 more per year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles could save as much as $275 each year
- Drivers can save around $120 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,174 |
20 | $2,384 |
30 | $1,064 |
40 | $1,044 |
50 | $958 |
60 | $938 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,222 |
$250 | $1,142 |
$500 | $1,044 |
$1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,044 |
50/100 | $1,181 |
100/300 | $1,299 |
250/500 | $1,607 |
100 CSL | $1,228 |
300 CSL | $1,489 |
500 CSL | $1,679 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,886 |
20 | $3,804 |
30 | $2,266 |
40 | $2,246 |
50 | $2,148 |
60 | $2,124 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $53 |
Multi-vehicle | $56 |
Homeowner | $18 |
5-yr Accident Free | $64 |
5-yr Claim Free | $66 |
Paid in Full/EFT | $38 |
Advance Quote | $46 |
Online Quote | $71 |
Total Discounts | $412 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area