Suzuki Kizashi Insurance Rates

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UPDATED: Jun 4, 2023

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U.S. average insurance rates for a Suzuki Kizashi are $1,044 a year for full coverage. Comprehensive insurance costs around $176, collision costs $236, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,246 or more. Teenage drivers pay the highest rates at $4,174 a year or more.

Average premium for full coverage: $1,044

Price estimates for individual coverage:

Comprehensive $176
Collision $236
Liability $474

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Kizashi trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Suzuki Kizashi insurance prices go from the low end price of $522 for liability-only coverage to a much higher rate of $2,246 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Geographic Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $632
  • Drivers who choose higher $1,000 deductibles will pay about $94 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,044
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $178 a year
  • High risk drivers who are prone to accidents and violations could pay at least $2,246 or more
  • The price that insures a teen driver with full coverage can be $4,174 a year

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing full coverage Suzuki Kizashi insurance prices range from $632 to $4,174

Car insurance prices for a Suzuki Kizashi are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,200 to $1,800 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,490 on average in Michigan, Louisiana, and New York.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Using high physical damage deductibles could save up to $280 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,004 $84
Suzuki Kizashi S AWD $1,024 $85
Suzuki Kizashi SE $1,024 $85
Suzuki Kizashi GTS $1,044 $87
Suzuki Kizashi SE AWD $1,044 $87
Suzuki Kizashi GTS AWD $1,064 $89
Suzuki Kizashi SLS $1,064 $89
Suzuki Kizashi SLS AWD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $176 $236 $474 $1,044
2010 Suzuki Kizashi $166 $214 $474 $1,012

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Suzuki Kizashi Insurance

Getting lower rates on Suzuki Kizashi insurance not only requires being a good driver, but also having a positive credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare prices at least every other year by requesting quotes from direct carriers, and also from several local insurance agents.

The following list is a quick review of the car insurance concepts raised in the charts and tables above.

  • High-risk drivers with a DUI or reckless driving violation pay on average $1,200 more every year than a safer driver
  • Drivers can save up to $120 per year simply by shopping early and online
  • Increasing physical damage deductibles can save approximately $275 each year
  • Drivers who may need an increased level of liability coverage will pay an extra $520 each year to go from a low limit to the 250/500 level

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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