Suzuki Kizashi Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated insurance prices for a Suzuki Kizashi are $1,044 every 12 months with full coverage. Comprehensive insurance costs around $176 each year, collision costs $236, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,246 or more. 16-year-old drivers pay the most at $4,174 a year or more.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Comprehensive $176
Collision $236
Liability $474

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Kizashi models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Suzuki Kizashi go from the cheapest price of $522 for just liability insurance to a high rate of $2,246 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These rate differences demonstrate why all drivers should compare rates for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $632
  • Drivers who choose higher $1,000 deductibles will pay about $94 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,044
  • Buying low deductibles for comprehensive and collision insurance costs an extra $178 a year
  • High risk drivers with multiple tickets or accidents could pay at least $2,246 or more
  • An auto insurance policy to insure a teen driver can be $4,174 a year

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing full coverage Suzuki Kizashi insurance prices range from $632 to $4,174

Insurance prices for a Suzuki Kizashi also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could save up to $280 each year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,200 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $750 a year in states like New Hampshire, Ohio, and Utah, or at least $1,410 on average in Florida, Michigan, and New York.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

With such a large range in prices, the best way to find out your exact price is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,004 $84
Suzuki Kizashi S AWD $1,024 $85
Suzuki Kizashi SE $1,024 $85
Suzuki Kizashi GTS $1,044 $87
Suzuki Kizashi SE AWD $1,044 $87
Suzuki Kizashi GTS AWD $1,064 $89
Suzuki Kizashi SLS $1,064 $89
Suzuki Kizashi SLS AWD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $176 $236 $474 $1,044
2010 Suzuki Kizashi $166 $214 $474 $1,012

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Suzuki Kizashi Insurance

Finding better rates on Suzuki Kizashi insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and taking advantage of discounts. Set aside time to shop around every other policy renewal by requesting rates from direct companies, and also from several local insurance agents.

Below is a condensed summary of the ideas that were raised in the charts and tables above.

  • Teenage drivers are charged the highest prices, possibly costing $348 per month if full coverage is included
  • High-risk drivers with multiple at-fault accidents pay on average $1,200 more every year for auto insurance
  • Increasing policy deductibles could save as much as $275 each year
  • You may be able to save up to $120 per year simply by quoting online in advance

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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