Suzuki Kizashi Insurance Rates

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UPDATED: Jun 4, 2023

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Average insurance rates for a Suzuki Kizashi are $1,044 a year with full coverage. Comprehensive costs on average $176 a year, collision insurance costs $236, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,246. 16-year-old drivers receive the highest rates at up to $4,174 a year.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

Comprehensive $176
Collision $236
Liability $474

Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Kizashi trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $522 for liability-only coverage to a high of $2,246 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than congested cities. The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These examples demonstrate why it is important to compare rates quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $632
  • Raising to $1,000 deductibles will save around $950 annually
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,044
  • Buying low $100 deductibles bumps up the cost to $1,222
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,246
  • The cost that insures a teen driver may cost $4,174

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing Suzuki Kizashi insurance rates range from $632 to $4,174 for full coverage

Insurance rates for a Suzuki Kizashi can also vary considerably based on the trim level of your Kizashi, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,200 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,100 a year. View Rates by Age

Where you live also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find rates as low as $750 a year in states like New Hampshire, Ohio, and Utah, or at least $1,410 on average in Florida, Michigan, and New York.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $280 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,004 $84
Suzuki Kizashi S AWD $1,024 $85
Suzuki Kizashi SE $1,024 $85
Suzuki Kizashi GTS $1,044 $87
Suzuki Kizashi SE AWD $1,044 $87
Suzuki Kizashi GTS AWD $1,064 $89
Suzuki Kizashi SLS $1,064 $89
Suzuki Kizashi SLS AWD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $176 $236 $474 $1,044
2010 Suzuki Kizashi $166 $214 $474 $1,012

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Suzuki Kizashi Insurance

Saving money on Suzuki Kizashi insurance consists of having a good driving record, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a condensed summary of the car insurance concepts touched on in the above illustrations.

  • High-risk drivers with multiple at-fault accidents pay on average $1,200 more each year to buy Suzuki Kizashi insurance
  • You may be able to save as much as $120 per year just by quoting early and online
  • Increasing deductibles can save approximately $275 each year
  • Drivers who require increased levels of liability coverage will pay around $520 every year to raise from a minimum limit to the 250/500 level

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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