Toyota C-Hr Insurance Rates

Average auto insurance rates for a Toyota C-Hr are $646 annually with full coverage. Comprehensive costs approximately $110 each year, collision insurance costs $134, and liability insurance costs around $292. A liability-only policy costs as low as $336 a year, and high-risk insurance costs around $1,372. Teen drivers receive the highest rates at up to $2,566 a year.

Average premium for full coverage: $646

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations tend to have fewer collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $397
• Using higher $1,000 deductibles will save $54 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $646
• Choosing low deductibles for physical damage coverage will cost $752
• Drivers with multiple violations and an at-fault accident could pay around $1,372
• The cost with full coverage for a teen driver can cost $2,566 or more

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $600 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $2,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $800 to $1,100 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 137% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $160 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $263 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see rates as low as $470 a year in states like Utah, Ohio, and New Hampshire, or as much as $870 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Affordable Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance requires not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every time your policy renews by getting quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a brief review of the information covered in the above illustrations.

• You may be able to save around $70 per year just by quoting online in advance
• Teens are expensive to insure, with premiums as much as $214 per month including comprehensive and collision insurance
• Increasing deductibles could save up to $150 each year
• High-risk drivers with DUI or reckless driving convictions may pay on average $730 more per year for C-Hr insurance
• Drivers who purchase higher liability limits will pay about $320 every year to increase from a minimum limit to higher 250/500 limits