Toyota C-Hr Insurance Rates

U.S. average insurance rates for a Toyota C-Hr are $960 a year with full coverage. Comprehensive insurance costs on average $198 each year, collision insurance costs $352, and liability coverage is $300. Buying just liability costs around $342 a year, and insurance for high-risk drivers costs $2,074 or more. Teen drivers pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and C-Hr models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $553
• Raising to $1,000 deductibles will save around $124 annually
• The estimated price for the average middle-age driver with $500 deductibles is $960
• Choosing low deductibles will cost an additional $244 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,074
• The price that insures a teenage driver may cost $3,596

View Chart as Image

Insurance prices for a Toyota C-Hr are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,100 to $1,600 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 127% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $3,500 a year. View Rates by Age

The state you live in also has a big influence on Toyota C-Hr insurance rates. A middle-age driver might find prices as low as $700 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $370 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $270 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Toyota C-Hr Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Shop around at least every other year by quoting rates from direct companies, and also from several local insurance agents.

The points below are a recap of the car insurance concepts raised in the charts and tables above.

• Drivers that have major violations or accidents pay on average $1,110 more each year to insure a Toyota C-Hr
• You may be able to save as much as $120 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $375 each year
• Consumers who require increased liability limits will pay about $330 every year to raise from a low limit to the 250/500 level