Volkswagen Atlas Insurance Rates
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Estimated insurance rates for a Volkswagen Atlas are $960 a year including full coverage. Comprehensive costs around $154 each year, collision insurance costs $206, and liability insurance is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs around $2,064. Teens pay the most at up to $3,884 a year.
Average premium for full coverage: $960
Premium estimates for type of coverage:
Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Atlas models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Volkswagen Atlas range from as low as $496 for a discount liability-only rate to a high rate of $2,064 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance rates.
These rate differences highlight why all drivers should compare rates quotes for a specific zip code and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $586
- Raising to $1,000 deductibles will save about $82 every year
- The average rate for a 40-year-old good driver using $500 deductibles is $960
- Selecting low deductibles will increase the cost to $1,118
- Higher-risk drivers with serious driving violations could pay at least $2,064
- An auto insurance policy for full coverage for a teen driver can be $3,884
Insurance prices for a Volkswagen Atlas also have a wide range based on your driving characteristics, the model of your Atlas, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $3,800 a year. View Rates by Age
Where you choose to live also has a big influence on Volkswagen Atlas insurance rates. A middle-age driver might find prices as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,370 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $870 | -$90 | -9.4% |
Alaska | $738 | -$222 | -23.1% |
Arizona | $800 | -$160 | -16.7% |
Arkansas | $960 | -$0 | 0.0% |
California | $1,094 | $134 | 14.0% |
Colorado | $918 | -$42 | -4.4% |
Connecticut | $988 | $28 | 2.9% |
Delaware | $1,088 | $128 | 13.3% |
Florida | $1,204 | $244 | 25.4% |
Georgia | $886 | -$74 | -7.7% |
Hawaii | $692 | -$268 | -27.9% |
Idaho | $650 | -$310 | -32.3% |
Illinois | $718 | -$242 | -25.2% |
Indiana | $724 | -$236 | -24.6% |
Iowa | $648 | -$312 | -32.5% |
Kansas | $914 | -$46 | -4.8% |
Kentucky | $1,312 | $352 | 36.7% |
Louisiana | $1,424 | $464 | 48.3% |
Maine | $594 | -$366 | -38.1% |
Maryland | $794 | -$166 | -17.3% |
Massachusetts | $770 | -$190 | -19.8% |
Michigan | $1,670 | $710 | 74.0% |
Minnesota | $804 | -$156 | -16.3% |
Mississippi | $1,152 | $192 | 20.0% |
Missouri | $852 | -$108 | -11.3% |
Montana | $1,034 | $74 | 7.7% |
Nebraska | $758 | -$202 | -21.0% |
Nevada | $1,154 | $194 | 20.2% |
New Hampshire | $692 | -$268 | -27.9% |
New Jersey | $1,074 | $114 | 11.9% |
New Mexico | $850 | -$110 | -11.5% |
New York | $1,012 | $52 | 5.4% |
North Carolina | $554 | -$406 | -42.3% |
North Dakota | $786 | -$174 | -18.1% |
Ohio | $664 | -$296 | -30.8% |
Oklahoma | $988 | $28 | 2.9% |
Oregon | $880 | -$80 | -8.3% |
Pennsylvania | $918 | -$42 | -4.4% |
Rhode Island | $1,282 | $322 | 33.5% |
South Carolina | $870 | -$90 | -9.4% |
South Dakota | $812 | -$148 | -15.4% |
Tennessee | $844 | -$116 | -12.1% |
Texas | $1,158 | $198 | 20.6% |
Utah | $712 | -$248 | -25.8% |
Vermont | $658 | -$302 | -31.5% |
Virginia | $576 | -$384 | -40.0% |
Washington | $746 | -$214 | -22.3% |
West Virginia | $882 | -$78 | -8.1% |
Wisconsin | $666 | -$294 | -30.6% |
Wyoming | $858 | -$102 | -10.6% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at least $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 41% to 127% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
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Rates are averaged for all Volkswagen Atlas models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Volkswagen Atlas Insurance
Finding better rates on Volkswagen Atlas insurance consists of being a low-risk driver, maintaining good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The items below are a recap of the data that was presented in the illustrations above.
- You may be able to save up to $110 per year just by quoting online in advance
- Drivers who may need more liability coverage will pay approximately $490 per year to raise from 30/60 bodily injury limits to 250/500 limits
- Teen drivers pay higher prices, with the cost nearing $324 per month for full coverage
- High-risk drivers that have major violations or accidents pay on average $1,100 more every year to insure their Atlas
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,884 |
20 | $2,200 |
30 | $978 |
40 | $960 |
50 | $882 |
60 | $864 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,118 |
$250 | $1,046 |
$500 | $960 |
$1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $960 |
50/100 | $1,048 |
100/300 | $1,159 |
250/500 | $1,446 |
100 CSL | $1,093 |
300 CSL | $1,336 |
500 CSL | $1,513 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,460 |
20 | $3,502 |
30 | $2,082 |
40 | $2,064 |
50 | $1,974 |
60 | $1,954 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $48 |
Multi-vehicle | $51 |
Homeowner | $17 |
5-yr Accident Free | $58 |
5-yr Claim Free | $60 |
Paid in Full/EFT | $34 |
Advance Quote | $42 |
Online Quote | $64 |
Total Discounts | $374 |
Discounts are estimated and may not be available from every company or in every state.
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