Volkswagen Eos Insurance Rates
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UPDATED: Jun 10, 2024
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The average insurance prices for a Volkswagen Eos are $932 every 12 months including full coverage. Comprehensive costs on average $148 a year, collision insurance costs $180, and liability insurance costs around $446. Buying just liability costs as low as $500 a year, and insurance for high-risk drivers costs around $2,002. 16-year-old drivers cost the most to insure at up to $3,790 a year.
Average premium for full coverage: $932
Policy rates by type of insurance:
Estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Eos trim levels.
Price Range Variability
For the average 40-year-old driver, Volkswagen Eos insurance rates range from the cheapest price of $500 for just liability coverage to a high of $2,002 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.
The examples above highlight why it is important to compare prices based on a specific location and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Volkswagen Eos insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $573
- Using higher $1,000 deductibles will save around $858 every year
- The average price for a good driver age 40 with $500 deductibles is $932
- Buying low $100 deductibles for physical damage coverage increases the price to $1,074
- Drivers with multiple tickets or accidents could pay upwards of $2,002
- Policy cost to insure a teen driver may cost $3,790 or more
Insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Eos.
Opting for high physical damage deductibles could cut rates by as much as $220 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $3,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 131% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Volkswagen Eos insurance rates. A driver around age 40 might see rates as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,330 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$88 | -9.4% |
| Alaska | $716 | -$216 | -23.2% |
| Arizona | $776 | -$156 | -16.7% |
| Arkansas | $932 | -$0 | 0.0% |
| California | $1,064 | $132 | 14.2% |
| Colorado | $892 | -$40 | -4.3% |
| Connecticut | $960 | $28 | 3.0% |
| Delaware | $1,058 | $126 | 13.5% |
| Florida | $1,168 | $236 | 25.3% |
| Georgia | $862 | -$70 | -7.5% |
| Hawaii | $668 | -$264 | -28.3% |
| Idaho | $630 | -$302 | -32.4% |
| Illinois | $694 | -$238 | -25.5% |
| Indiana | $702 | -$230 | -24.7% |
| Iowa | $630 | -$302 | -32.4% |
| Kansas | $888 | -$44 | -4.7% |
| Kentucky | $1,272 | $340 | 36.5% |
| Louisiana | $1,382 | $450 | 48.3% |
| Maine | $576 | -$356 | -38.2% |
| Maryland | $768 | -$164 | -17.6% |
| Massachusetts | $748 | -$184 | -19.7% |
| Michigan | $1,622 | $690 | 74.0% |
| Minnesota | $780 | -$152 | -16.3% |
| Mississippi | $1,120 | $188 | 20.2% |
| Missouri | $828 | -$104 | -11.2% |
| Montana | $1,002 | $70 | 7.5% |
| Nebraska | $738 | -$194 | -20.8% |
| Nevada | $1,120 | $188 | 20.2% |
| New Hampshire | $674 | -$258 | -27.7% |
| New Jersey | $1,044 | $112 | 12.0% |
| New Mexico | $828 | -$104 | -11.2% |
| New York | $984 | $52 | 5.6% |
| North Carolina | $540 | -$392 | -42.1% |
| North Dakota | $764 | -$168 | -18.0% |
| Ohio | $644 | -$288 | -30.9% |
| Oklahoma | $958 | $26 | 2.8% |
| Oregon | $854 | -$78 | -8.4% |
| Pennsylvania | $892 | -$40 | -4.3% |
| Rhode Island | $1,246 | $314 | 33.7% |
| South Carolina | $844 | -$88 | -9.4% |
| South Dakota | $788 | -$144 | -15.5% |
| Tennessee | $818 | -$114 | -12.2% |
| Texas | $1,126 | $194 | 20.8% |
| Utah | $690 | -$242 | -26.0% |
| Vermont | $640 | -$292 | -31.3% |
| Virginia | $560 | -$372 | -39.9% |
| Washington | $720 | -$212 | -22.7% |
| West Virginia | $854 | -$78 | -8.4% |
| Wisconsin | $646 | -$286 | -30.7% |
| Wyoming | $832 | -$100 | -10.7% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen EOS Komfort Turbo 2-Dr Convertible | $916 | $76 |
| Volkswagen EOS Luxury Turbo 2-Dr Convertible | $932 | $78 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 Volkswagen Eos | $224 | $346 | $464 | $1,192 |
| 2009 Volkswagen Eos | $166 | $198 | $460 | $982 |
| 2008 Volkswagen Eos | $162 | $188 | $452 | $960 |
| 2007 Volkswagen Eos | $148 | $180 | $446 | $932 |
Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Volkswagen Eos Insurance
Finding cheaper rates on Volkswagen Eos insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Make time to compare rates at every other renewal by getting price quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The following is a review of the concepts that were touched on in this article.
- High-risk drivers who have several accidents or serious violations may pay on average $1,070 more each year for Eos insurance
- Teens pay the highest rates, with premiums being up to $316 each month if they have full coverage
- You may be able to save as much as $100 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- You may be able to save as much as $100 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,790 |
| 20 | $2,130 |
| 30 | $948 |
| 40 | $932 |
| 50 | $858 |
| 60 | $838 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,074 |
| $250 | $1,010 |
| $500 | $932 |
| $1,000 | $858 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $932 |
| 50/100 | $1,021 |
| 100/300 | $1,133 |
| 250/500 | $1,423 |
| 100 CSL | $1,066 |
| 300 CSL | $1,311 |
| 500 CSL | $1,490 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,322 |
| 20 | $3,388 |
| 30 | $2,014 |
| 40 | $2,002 |
| 50 | $1,914 |
| 60 | $1,894 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $359 |
Discounts are estimated and may not be available from every company or in every state.
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