Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $960 a year for full coverage. Comprehensive costs around $162, collision costs $188, and liability costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing around $2,056. Teenage drivers cost the most to insure at $3,866 a year or more.

Average premium for full coverage: $960

Policy rates for type of insurance:

Rates are based on $500 physical damage deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.

• The best discount rate is $591
• Drivers who choose higher $1,000 deductibles will pay about $78 a year
• The estimated price for a good driver age 40 using $500 deductibles is $960
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,112
• Drivers who are prone to accidents and violations could pay at least $2,056 or more
• Policy cost that insures a 16-year-old driver with full coverage can be $3,866 a year

View Chart as Image

Insurance rates for a Volkswagen Eos also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,800 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Eos insurance prices. A 40-year-old driver could pay as low as $630 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $230 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices every couple of years by getting quotes from direct carriers, and also from several local insurance agents.

Below is a quick review of the material that was covered above.

• Insureds who may need higher levels of liability will pay an extra $500 each year to go from a 30/60 limit to the 250/500 level
• Teenage drivers are charged the highest rates, costing up to $322 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,100 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $225 each year