Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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The average insurance prices for a Volkswagen Eos are $932 every 12 months including full coverage. Comprehensive costs around $148 a year, collision costs $180, and liability costs around $446. Liability-only coverage costs as low as $500 a year, with high-risk coverage costing around $2,002. Teens cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates for type of insurance:

Comprehensive $148
Collision $180
Liability $446

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Eos trim levels.

Price Range Variability

For a driver around age 40, Volkswagen Eos insurance rates go from the cheapest price of $500 for just liability insurance to a high of $2,002 for coverage for higher-risk drivers.

Liability Only $500
Full Coverage $932
High Risk $2,002

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $699
Small Cities $979
Large Cities $1,258

The examples above highlight why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $573
  • Using higher $1,000 deductibles will save about $858 every year
  • The average price for a good driver age 40 using $500 deductibles is $932
  • Selecting low $100 deductibles for physical damage coverage increases the price to $1,074
  • High-risk insureds with serious driving violations could pay at least $2,002 or more
  • Policy cost to insure a 16-year-old driver can be $3,790 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance rates range from $573 to $3,790

Insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be from 42% to 131% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,330 on average in Michigan, New York, and Louisiana.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$88 -9.4%
Alaska $716 -$216 -23.2%
Arizona $776 -$156 -16.7%
Arkansas $932 -$0 0.0%
California $1,064 $132 14.2%
Colorado $892 -$40 -4.3%
Connecticut $960 $28 3.0%
Delaware $1,058 $126 13.5%
Florida $1,168 $236 25.3%
Georgia $862 -$70 -7.5%
Hawaii $668 -$264 -28.3%
Idaho $630 -$302 -32.4%
Illinois $694 -$238 -25.5%
Indiana $702 -$230 -24.7%
Iowa $630 -$302 -32.4%
Kansas $888 -$44 -4.7%
Kentucky $1,272 $340 36.5%
Louisiana $1,382 $450 48.3%
Maine $576 -$356 -38.2%
Maryland $768 -$164 -17.6%
Massachusetts $748 -$184 -19.7%
Michigan $1,622 $690 74.0%
Minnesota $780 -$152 -16.3%
Mississippi $1,120 $188 20.2%
Missouri $828 -$104 -11.2%
Montana $1,002 $70 7.5%
Nebraska $738 -$194 -20.8%
Nevada $1,120 $188 20.2%
New Hampshire $674 -$258 -27.7%
New Jersey $1,044 $112 12.0%
New Mexico $828 -$104 -11.2%
New York $984 $52 5.6%
North Carolina $540 -$392 -42.1%
North Dakota $764 -$168 -18.0%
Ohio $644 -$288 -30.9%
Oklahoma $958 $26 2.8%
Oregon $854 -$78 -8.4%
Pennsylvania $892 -$40 -4.3%
Rhode Island $1,246 $314 33.7%
South Carolina $844 -$88 -9.4%
South Dakota $788 -$144 -15.5%
Tennessee $818 -$114 -12.2%
Texas $1,126 $194 20.8%
Utah $690 -$242 -26.0%
Vermont $640 -$292 -31.3%
Virginia $560 -$372 -39.9%
Washington $720 -$212 -22.7%
West Virginia $854 -$78 -8.4%
Wisconsin $646 -$286 -30.7%
Wyoming $832 -$100 -10.7%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Because rates have so much variability, the best way to figure out your exact price is to get quotes from multiple companies. Each insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $916 $76
Volkswagen EOS Luxury Turbo 2-Dr Convertible $932 $78

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $224 $346 $464 $1,192
2009 Volkswagen Eos $166 $198 $460 $982
2008 Volkswagen Eos $162 $188 $452 $960
2007 Volkswagen Eos $148 $180 $446 $932

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos requires having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates at least once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following items are a recap of the primary concepts that were covered above.

  • You may be able to save up to $100 per year simply by quoting early and online
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,070 more every year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles could save as much as $225 each year
  • 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $316 each month if full coverage is included

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,790
20 $2,130
30 $948
40 $932
50 $858
60 $838

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,074
$250 $1,010
$500 $932
$1,000 $858

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $932
50/100 $1,021
100/300 $1,133
250/500 $1,423
100 CSL $1,066
300 CSL $1,311
500 CSL $1,490

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,322
20 $3,388
30 $2,014
40 $2,002
50 $1,914
60 $1,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $57
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $359
Rate after discounts $573

Discounts are estimated and may not be available from every company or in every state.

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