Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $960 a year for full coverage insurance. Comprehensive insurance costs approximately $162 a year, collision costs $188, and liability is $452. Buying just liability costs around $504 a year, with insurance for high-risk drivers costing $2,056 or more. 16-year-old drivers cost the most to insure at $3,866 a year or more.

Average premium for full coverage: $960

Policy rates by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $591
• Raising to $1,000 deductibles will save $882 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $960
• Buying low $100 deductibles will cost an additional $152 annually
• Drivers with multiple tickets or accidents could pay around $2,056 or more
• Policy cost that insures a 16-year-old driver can cost $3,866

View Chart as Image

Insurance rates for a Volkswagen Eos also range considerably based on the trim level of your Eos, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 41% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $3,800 a year. View Rates by Age

Your home state also has a big influence on Volkswagen Eos insurance prices. A middle-age driver might find rates as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $230 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Every auto insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos consists of avoiding accidents and claims, having above-average credit, being claim-free, and maximizing policy discounts. Comparison shop at least once a year by requesting rates from direct insurance companies, and also from your local car insurance providers.

The points below are a review of the primary concepts that were covered in the charts and tables above.

• It is possible to save around $110 per year simply by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,100 more per year to insure a Volkswagen Eos
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $322 each month if full coverage is included