Volkswagen Eos Insurance Rates
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Michelle Robbins
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UPDATED: Jun 10, 2024
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The average insurance prices for a Volkswagen Eos are $960 every 12 months for full coverage. Comprehensive insurance costs around $162 a year, collision insurance costs $188, and liability coverage is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs $2,056 or more. 16-year-old drivers cost the most to insure at up to $3,866 a year.
Average premium for full coverage: $960
Policy rates for type of insurance:
Prices are based on $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Eos trim levels.
Price Range Variability
For the average driver, Volkswagen Eos insurance rates range from the cheapest price of $504 for your basic liability-only policy to a high of $2,056 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how location impacts auto insurance rates.
The examples above show why it is important to compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Volkswagen Eos insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $591
- Raising to $1,000 deductibles will save about $882 a year
- The average price for a good driver age 40 using $500 deductibles is $960
- Buying low $100 deductibles costs an extra $152 each year
- Unlucky drivers with multiple tickets or accidents could pay at least $2,056
- Policy cost to insure a teenage driver can be $3,866
Car insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce rates by up to $230 a year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $3,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 128% more than the average rate. View High Risk Driver Rates
Your home state also has a big influence on Volkswagen Eos insurance rates. A middle-age driver might find rates as low as $630 a year in states like Idaho, Maine, and Iowa, or at least $1,370 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $868 | -$92 | -9.6% |
| Alaska | $736 | -$224 | -23.3% |
| Arizona | $796 | -$164 | -17.1% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,096 | $136 | 14.2% |
| Colorado | $916 | -$44 | -4.6% |
| Connecticut | $988 | $28 | 2.9% |
| Delaware | $1,088 | $128 | 13.3% |
| Florida | $1,202 | $242 | 25.2% |
| Georgia | $886 | -$74 | -7.7% |
| Hawaii | $690 | -$270 | -28.1% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $714 | -$246 | -25.6% |
| Indiana | $722 | -$238 | -24.8% |
| Iowa | $648 | -$312 | -32.5% |
| Kansas | $914 | -$46 | -4.8% |
| Kentucky | $1,312 | $352 | 36.7% |
| Louisiana | $1,422 | $462 | 48.1% |
| Maine | $592 | -$368 | -38.3% |
| Maryland | $792 | -$168 | -17.5% |
| Massachusetts | $768 | -$192 | -20.0% |
| Michigan | $1,670 | $710 | 74.0% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,150 | $190 | 19.8% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,030 | $70 | 7.3% |
| Nebraska | $758 | -$202 | -21.0% |
| Nevada | $1,152 | $192 | 20.0% |
| New Hampshire | $692 | -$268 | -27.9% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $852 | -$108 | -11.3% |
| New York | $1,010 | $50 | 5.2% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $786 | -$174 | -18.1% |
| Ohio | $664 | -$296 | -30.8% |
| Oklahoma | $986 | $26 | 2.7% |
| Oregon | $878 | -$82 | -8.5% |
| Pennsylvania | $916 | -$44 | -4.6% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $870 | -$90 | -9.4% |
| South Dakota | $810 | -$150 | -15.6% |
| Tennessee | $842 | -$118 | -12.3% |
| Texas | $1,160 | $200 | 20.8% |
| Utah | $712 | -$248 | -25.8% |
| Vermont | $658 | -$302 | -31.5% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $744 | -$216 | -22.5% |
| West Virginia | $880 | -$80 | -8.3% |
| Wisconsin | $664 | -$296 | -30.8% |
| Wyoming | $856 | -$104 | -10.8% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen EOS Komfort Turbo 2-Dr Convertible | $944 | $79 |
| Volkswagen EOS Luxury Turbo 2-Dr Convertible | $960 | $80 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 Volkswagen Eos | $232 | $368 | $460 | $1,218 |
| 2009 Volkswagen Eos | $168 | $202 | $468 | $996 |
| 2008 Volkswagen Eos | $166 | $198 | $460 | $982 |
| 2007 Volkswagen Eos | $162 | $188 | $452 | $960 |
Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Volkswagen Eos Insurance
Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.
The following is a brief review of the material that was touched on above.
- Consumers who may need higher liability limits will pay around $500 each year to raise from a 30/60 limit to a 250/500 level
- Teens are the costliest to insure, costing up to $322 each month if the policy includes full coverage
- Drivers with DUI or reckless driving convictions may pay on average $1,100 more every year for Eos insurance
- Increasing comprehensive and collision deductibles could save as much as $225 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,866 |
| 20 | $2,184 |
| 30 | $976 |
| 40 | $960 |
| 50 | $882 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,112 |
| $250 | $1,044 |
| $500 | $960 |
| $1,000 | $882 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,050 |
| 100/300 | $1,163 |
| 250/500 | $1,457 |
| 100 CSL | $1,096 |
| 300 CSL | $1,344 |
| 500 CSL | $1,525 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,436 |
| 20 | $3,476 |
| 30 | $2,070 |
| 40 | $2,056 |
| 50 | $1,966 |
| 60 | $1,946 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $56 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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