Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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Estimated insurance rates for a Volkswagen Eos are $960 a year including full coverage. Comprehensive insurance costs approximately $162 each year, collision costs $188, and liability costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing $2,056 or more. Teenage drivers pay the most at $3,866 a year or more.

Average premium for full coverage: $960

Premium estimates by type of coverage:

Comprehensive $162
Collision $188
Liability $452

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Eos models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volkswagen Eos go from as low as $504 for a discount liability-only rate to a high rate of $2,056 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $960
High Risk $2,056

Insurance Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

These rate differences highlight why all drivers should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $591
  • Using higher $1,000 deductibles will save $78 every year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $960
  • Using low deductibles for physical damage coverage will cost an extra $152 annually
  • High-risk insureds who are prone to accidents and violations could pay around $2,056 or more
  • An auto insurance policy for full coverage for a 16-year-old driver can cost $3,866 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance prices range from $591 to $3,866

Insurance prices for a Volkswagen Eos also have a wide range based on your driving characteristics, the model of your Eos, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $3,800 a year. View Rates by Age

Where you choose to live has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see prices as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,370 on average in Louisiana, New York, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $868 -$92 -9.6%
Alaska $736 -$224 -23.3%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,096 $136 14.2%
Colorado $916 -$44 -4.6%
Connecticut $988 $28 2.9%
Delaware $1,088 $128 13.3%
Florida $1,202 $242 25.2%
Georgia $886 -$74 -7.7%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $722 -$238 -24.8%
Iowa $648 -$312 -32.5%
Kansas $914 -$46 -4.8%
Kentucky $1,312 $352 36.7%
Louisiana $1,422 $462 48.1%
Maine $592 -$368 -38.3%
Maryland $792 -$168 -17.5%
Massachusetts $768 -$192 -20.0%
Michigan $1,670 $710 74.0%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $758 -$202 -21.0%
Nevada $1,152 $192 20.0%
New Hampshire $692 -$268 -27.9%
New Jersey $1,074 $114 11.9%
New Mexico $852 -$108 -11.3%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $786 -$174 -18.1%
Ohio $664 -$296 -30.8%
Oklahoma $986 $26 2.7%
Oregon $878 -$82 -8.5%
Pennsylvania $916 -$44 -4.6%
Rhode Island $1,282 $322 33.5%
South Carolina $870 -$90 -9.4%
South Dakota $810 -$150 -15.6%
Tennessee $842 -$118 -12.3%
Texas $1,160 $200 20.8%
Utah $712 -$248 -25.8%
Vermont $658 -$302 -31.5%
Virginia $576 -$384 -40.0%
Washington $744 -$216 -22.5%
West Virginia $880 -$80 -8.3%
Wisconsin $664 -$296 -30.8%
Wyoming $856 -$104 -10.8%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $230 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $944 $79
Volkswagen EOS Luxury Turbo 2-Dr Convertible $960 $80

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $232 $368 $460 $1,218
2009 Volkswagen Eos $168 $202 $468 $996
2008 Volkswagen Eos $166 $198 $460 $982
2007 Volkswagen Eos $162 $188 $452 $960

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Volkswagen Eos Insurance

Finding better rates on insurance for a Volkswagen Eos requires being a safe and courteous driver, maintaining good credit, refrain from filing small claims, and maximizing policy discounts. Spend time shopping around once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a quick review of the data that was touched on above.

  • You may be able to save around $110 per year simply by quoting online in advance
  • Insureds who purchase higher levels of liability will pay an extra $500 per year to increase from 30/60 bodily injury limits to 250/500 limits
  • Teenage drivers are expensive to insure, with the cost nearing $322 per month for full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,100 more per year for auto insurance

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,866
20 $2,184
30 $976
40 $960
50 $882
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,112
$250 $1,044
$500 $960
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,050
100/300 $1,163
250/500 $1,457
100 CSL $1,096
300 CSL $1,344
500 CSL $1,525

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,436
20 $3,476
30 $2,070
40 $2,056
50 $1,966
60 $1,946

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

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