Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $932 a year including full coverage. Comprehensive costs around $148 each year, collision costs $180, and liability coverage costs $446. A liability-only policy costs as little as $500 a year, with high-risk insurance costing around $2,002. Teens cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates for type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Eos models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $573
• Drivers who choose higher $1,000 deductibles will pay about $74 every year
• The average rate for a good driver age 40 using $500 deductibles is $932
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,074
• High-risk insureds with serious driving violations could pay at least $2,002 or more
• Policy cost for full coverage for a teenage driver can be $3,790 a year

View Chart as Image

Car insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the model of your Eos, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $3,700 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Eos insurance rates. A 40-year-old driver could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,330 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Volkswagen Eos Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the ideas that were covered in the above illustrations.

• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $316 each month if full coverage is included
• Drivers that tend to have accidents or serious violations pay on average $1,070 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save around $225 each year
• You may be able to save up to $100 per year simply by quoting online in advance