Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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Estimated auto insurance rates for a Volkswagen Eos are $932 annually for full coverage insurance. Comprehensive costs an estimated $148 each year, collision insurance costs $180, and liability is $446. Liability-only coverage costs around $500 a year, and high-risk coverage costs around $2,002. 16-year-old drivers pay the most at up to $3,790 a year.

Average premium for full coverage: $932

Premium estimates broken down by type of coverage:

Comprehensive $148
Collision $180
Liability $446

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Eos models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volkswagen Eos range from as cheap as $500 for basic liability insurance to a high rate of $2,002 for a high-risk insurance policy.

Liability Only $500
Full Coverage $932
High Risk $2,002

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than congested cities. The graphic below illustrates how location impacts insurance prices.

Rural Areas $699
Small Cities $979
Large Cities $1,258

These rate differences illustrate why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Volkswagen Eos insurance rates for other coverage scenarios.

  • The best full coverage rate is $573
  • Raising to $1,000 deductibles will save approximately $74 each year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $932
  • Buying low deductibles will cost $1,074
  • Drivers with multiple tickets or accidents could pay up to $2,002
  • An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $3,790

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance rates range from $573 to $3,790 for full coverage

Insurance prices for a Volkswagen Eos also have a wide range based on the model of your Eos, your risk profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $220 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $402 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Volkswagen Eos insurance prices. A middle-age driver might find prices as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,260 on average in Florida, New York, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$88 -9.4%
Alaska $716 -$216 -23.2%
Arizona $776 -$156 -16.7%
Arkansas $932 -$0 0.0%
California $1,064 $132 14.2%
Colorado $892 -$40 -4.3%
Connecticut $960 $28 3.0%
Delaware $1,058 $126 13.5%
Florida $1,168 $236 25.3%
Georgia $862 -$70 -7.5%
Hawaii $668 -$264 -28.3%
Idaho $630 -$302 -32.4%
Illinois $694 -$238 -25.5%
Indiana $702 -$230 -24.7%
Iowa $630 -$302 -32.4%
Kansas $888 -$44 -4.7%
Kentucky $1,272 $340 36.5%
Louisiana $1,382 $450 48.3%
Maine $576 -$356 -38.2%
Maryland $768 -$164 -17.6%
Massachusetts $748 -$184 -19.7%
Michigan $1,622 $690 74.0%
Minnesota $780 -$152 -16.3%
Mississippi $1,120 $188 20.2%
Missouri $828 -$104 -11.2%
Montana $1,002 $70 7.5%
Nebraska $738 -$194 -20.8%
Nevada $1,120 $188 20.2%
New Hampshire $674 -$258 -27.7%
New Jersey $1,044 $112 12.0%
New Mexico $828 -$104 -11.2%
New York $984 $52 5.6%
North Carolina $540 -$392 -42.1%
North Dakota $764 -$168 -18.0%
Ohio $644 -$288 -30.9%
Oklahoma $958 $26 2.8%
Oregon $854 -$78 -8.4%
Pennsylvania $892 -$40 -4.3%
Rhode Island $1,246 $314 33.7%
South Carolina $844 -$88 -9.4%
South Dakota $788 -$144 -15.5%
Tennessee $818 -$114 -12.2%
Texas $1,126 $194 20.8%
Utah $690 -$242 -26.0%
Vermont $640 -$292 -31.3%
Virginia $560 -$372 -39.9%
Washington $720 -$212 -22.7%
West Virginia $854 -$78 -8.4%
Wisconsin $646 -$286 -30.7%
Wyoming $832 -$100 -10.7%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $916 $76
Volkswagen EOS Luxury Turbo 2-Dr Convertible $932 $78

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $224 $346 $464 $1,192
2009 Volkswagen Eos $166 $198 $460 $982
2008 Volkswagen Eos $162 $188 $452 $960
2007 Volkswagen Eos $148 $180 $446 $932

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Volkswagen Eos Insurance

Finding better rates on insurance for a Volkswagen Eos consists of having a good driving record, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Spend time shopping around at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a quick review of the car insurance concepts touched on above.

  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,070 more annually to buy Volkswagen Eos insurance
  • It is possible to save approximately $100 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $225 each year
  • Insureds who want increased levels of liability coverage will pay around $490 annually to raise from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,790
20 $2,130
30 $948
40 $932
50 $858
60 $838

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,074
$250 $1,010
$500 $932
$1,000 $858

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $932
50/100 $1,021
100/300 $1,133
250/500 $1,423
100 CSL $1,066
300 CSL $1,311
500 CSL $1,490

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,322
20 $3,388
30 $2,014
40 $2,002
50 $1,914
60 $1,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $57
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $359
Rate after discounts $573

Discounts are estimated and may not be available from every company or in every state.

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