Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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The average insurance prices for a Volkswagen Eos are $960 every 12 months including full coverage. Comprehensive insurance costs an estimated $162 each year, collision costs $188, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,056 or more. Teens cost the most to insure at $3,866 a year or more.

Average premium for full coverage: $960

Policy rates broken down by type of insurance:

Comprehensive $162
Collision $188
Liability $452

These estimates include $500 deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Eos models.

Price Range Variability

For the average 40-year-old driver, Volkswagen Eos insurance rates go from the cheapest price of $504 for just liability insurance to a high rate of $2,056 for high-risk insurance.

Liability Only $504
Full Coverage $960
High Risk $2,056

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

The examples above highlight why all drivers should get quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Volkswagen Eos insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $591
  • Choosing higher $1,000 deductibles can save approximately $78 every year
  • The average price for a good driver age 40 who has $500 deductibles is $960
  • Selecting low deductibles for comp and collision coverage costs an extra $152 every year
  • Unlucky drivers with serious driving violations could pay up to $2,056 or more
  • Policy cost to insure a teen driver can cost as much as $3,866 each year

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance prices range from $591 to $3,866

Auto insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $230 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $3,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,100 to $1,600 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 128% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Volkswagen Eos insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,370 on average in Louisiana, New York, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $868 -$92 -9.6%
Alaska $736 -$224 -23.3%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,096 $136 14.2%
Colorado $916 -$44 -4.6%
Connecticut $988 $28 2.9%
Delaware $1,088 $128 13.3%
Florida $1,202 $242 25.2%
Georgia $886 -$74 -7.7%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $722 -$238 -24.8%
Iowa $648 -$312 -32.5%
Kansas $914 -$46 -4.8%
Kentucky $1,312 $352 36.7%
Louisiana $1,422 $462 48.1%
Maine $592 -$368 -38.3%
Maryland $792 -$168 -17.5%
Massachusetts $768 -$192 -20.0%
Michigan $1,670 $710 74.0%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $758 -$202 -21.0%
Nevada $1,152 $192 20.0%
New Hampshire $692 -$268 -27.9%
New Jersey $1,074 $114 11.9%
New Mexico $852 -$108 -11.3%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $786 -$174 -18.1%
Ohio $664 -$296 -30.8%
Oklahoma $986 $26 2.7%
Oregon $878 -$82 -8.5%
Pennsylvania $916 -$44 -4.6%
Rhode Island $1,282 $322 33.5%
South Carolina $870 -$90 -9.4%
South Dakota $810 -$150 -15.6%
Tennessee $842 -$118 -12.3%
Texas $1,160 $200 20.8%
Utah $712 -$248 -25.8%
Vermont $658 -$302 -31.5%
Virginia $576 -$384 -40.0%
Washington $744 -$216 -22.5%
West Virginia $880 -$80 -8.3%
Wisconsin $664 -$296 -30.8%
Wyoming $856 -$104 -10.8%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $944 $79
Volkswagen EOS Luxury Turbo 2-Dr Convertible $960 $80

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $232 $368 $460 $1,218
2009 Volkswagen Eos $168 $202 $468 $996
2008 Volkswagen Eos $166 $198 $460 $982
2007 Volkswagen Eos $162 $188 $452 $960

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Volkswagen Eos Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates every couple of years by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief summary of the material that was touched on in this article.

  • Policyholders who want higher liability limits will pay approximately $500 per year to raise limits from a 30/60 limit to a 250/500 level
  • Teens are the costliest to insure, with premiums being up to $322 each month if comprehensive and collision insurance is included
  • Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,100 more annually for Eos insurance
  • Increasing comprehensive and collision deductibles could save as much as $225 each year

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,866
20 $2,184
30 $976
40 $960
50 $882
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,112
$250 $1,044
$500 $960
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,050
100/300 $1,163
250/500 $1,457
100 CSL $1,096
300 CSL $1,344
500 CSL $1,525

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,436
20 $3,476
30 $2,070
40 $2,056
50 $1,966
60 $1,946

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

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