Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $960 a year with full coverage. Comprehensive costs on average $162, collision costs $188, and liability costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing around $2,056. Teenage drivers cost the most to insure at $3,866 a year or more.

Average premium for full coverage: $960

Policy rates by type of insurance:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Eos models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The examples above demonstrate why everyone should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Volkswagen Eos insurance rates for different risk profiles and scenarios.

• The best discount rate is $591
• Using higher $1,000 deductibles will save around $78 annually
• The average rate for a good driver age 40 with $500 deductibles is $960
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,112
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,056 or more
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $3,866 or more

View Chart as Image

Car insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $3,800 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $690 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $230 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,600 extra every year, depending on your age. Volkswagen Eos insurance for high-risk drivers can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos requires having a good driving record, having above-average credit, not filing small claims, and maximizing policy discounts. Spend time shopping around every other policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The next list is a recap of the ideas that were touched on above.

• Drivers age 20 and younger are expensive to insure, as much as $322 each month if full coverage is included
• Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,100 more each year to buy Volkswagen Eos insurance
• Increasing comprehensive and collision deductibles can save around $225 each year
• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date