Volkswagen Eos Insurance Rates
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Michelle Robbins
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UPDATED: Jun 10, 2024
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Estimated insurance prices for a Volkswagen Eos are $932 every 12 months for full coverage insurance. Comprehensive costs on average $148, collision costs $180, and liability is estimated at $446. A policy with only liability insurance costs approximately $500 a year, with a high-risk policy costing around $2,002. Teenage drivers pay the most at $3,790 a year or more.
Average premium for full coverage: $932
Premium estimates by type of coverage:
Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different Eos trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Volkswagen Eos go from the cheapest price of $500 for just liability coverage to a much higher rate of $2,002 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.
The price range example below illustrates the difference location can make on car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Volkswagen Eos insurance rates for different risk profiles and scenarios.
- The best discount rate is $573
- Choosing higher $1,000 deductibles can save around $74 each year
- The average price for a 40-year-old good driver with $500 deductibles is $932
- Using more expensive low deductibles for comp and collision coverage increases the price to $1,074
- Unlucky drivers who are prone to accidents and violations could pay upwards of $2,002 or more
- An auto insurance policy to insure a teen driver with full coverage may cost $3,790 each year
Car insurance prices for a Volkswagen Eos also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Eos.
Using high physical damage deductibles can save as much as $220 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $3,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance ranges as much as 42% to 131% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Volkswagen Eos insurance prices. A good driver about age 40 could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,260 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$88 | -9.4% |
| Alaska | $716 | -$216 | -23.2% |
| Arizona | $776 | -$156 | -16.7% |
| Arkansas | $932 | -$0 | 0.0% |
| California | $1,064 | $132 | 14.2% |
| Colorado | $892 | -$40 | -4.3% |
| Connecticut | $960 | $28 | 3.0% |
| Delaware | $1,058 | $126 | 13.5% |
| Florida | $1,168 | $236 | 25.3% |
| Georgia | $862 | -$70 | -7.5% |
| Hawaii | $668 | -$264 | -28.3% |
| Idaho | $630 | -$302 | -32.4% |
| Illinois | $694 | -$238 | -25.5% |
| Indiana | $702 | -$230 | -24.7% |
| Iowa | $630 | -$302 | -32.4% |
| Kansas | $888 | -$44 | -4.7% |
| Kentucky | $1,272 | $340 | 36.5% |
| Louisiana | $1,382 | $450 | 48.3% |
| Maine | $576 | -$356 | -38.2% |
| Maryland | $768 | -$164 | -17.6% |
| Massachusetts | $748 | -$184 | -19.7% |
| Michigan | $1,622 | $690 | 74.0% |
| Minnesota | $780 | -$152 | -16.3% |
| Mississippi | $1,120 | $188 | 20.2% |
| Missouri | $828 | -$104 | -11.2% |
| Montana | $1,002 | $70 | 7.5% |
| Nebraska | $738 | -$194 | -20.8% |
| Nevada | $1,120 | $188 | 20.2% |
| New Hampshire | $674 | -$258 | -27.7% |
| New Jersey | $1,044 | $112 | 12.0% |
| New Mexico | $828 | -$104 | -11.2% |
| New York | $984 | $52 | 5.6% |
| North Carolina | $540 | -$392 | -42.1% |
| North Dakota | $764 | -$168 | -18.0% |
| Ohio | $644 | -$288 | -30.9% |
| Oklahoma | $958 | $26 | 2.8% |
| Oregon | $854 | -$78 | -8.4% |
| Pennsylvania | $892 | -$40 | -4.3% |
| Rhode Island | $1,246 | $314 | 33.7% |
| South Carolina | $844 | -$88 | -9.4% |
| South Dakota | $788 | -$144 | -15.5% |
| Tennessee | $818 | -$114 | -12.2% |
| Texas | $1,126 | $194 | 20.8% |
| Utah | $690 | -$242 | -26.0% |
| Vermont | $640 | -$292 | -31.3% |
| Virginia | $560 | -$372 | -39.9% |
| Washington | $720 | -$212 | -22.7% |
| West Virginia | $854 | -$78 | -8.4% |
| Wisconsin | $646 | -$286 | -30.7% |
| Wyoming | $832 | -$100 | -10.7% |

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen EOS Komfort Turbo 2-Dr Convertible | $916 | $76 |
| Volkswagen EOS Luxury Turbo 2-Dr Convertible | $932 | $78 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 Volkswagen Eos | $224 | $346 | $464 | $1,192 |
| 2009 Volkswagen Eos | $166 | $198 | $460 | $982 |
| 2008 Volkswagen Eos | $162 | $188 | $452 | $960 |
| 2007 Volkswagen Eos | $148 | $180 | $446 | $932 |
Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Volkswagen Eos Insurance
Finding better rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates at least every other year by obtaining price quotes from direct insurance companies, and also from several local insurance agents.
The list below is a quick review of the car insurance concepts touched on in this article.
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,070 more each year for car insurance
- It is possible to save as much as $100 per year simply by shopping early and online
- Increasing policy deductibles could save as much as $225 each year
- Policyholders who require higher liability limits will pay an extra $490 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,790 |
| 20 | $2,130 |
| 30 | $948 |
| 40 | $932 |
| 50 | $858 |
| 60 | $838 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,074 |
| $250 | $1,010 |
| $500 | $932 |
| $1,000 | $858 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $932 |
| 50/100 | $1,021 |
| 100/300 | $1,133 |
| 250/500 | $1,423 |
| 100 CSL | $1,066 |
| 300 CSL | $1,311 |
| 500 CSL | $1,490 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,322 |
| 20 | $3,388 |
| 30 | $2,014 |
| 40 | $2,002 |
| 50 | $1,914 |
| 60 | $1,894 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $359 |
Discounts are estimated and may not be available from every company or in every state.
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