Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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Average auto insurance rates for a Volkswagen Eos are $960 annually including full coverage. Comprehensive costs on average $162 each year, collision insurance costs $188, and liability insurance costs around $452. A liability-only policy costs as low as $504 a year, and high-risk insurance costs around $2,056. Teen drivers receive the highest rates at up to $3,866 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Comprehensive $162
Collision $188
Liability $452

Full coverage includes $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Eos models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as cheap as $504 for just the minimum liability insurance to a high rate of $2,056 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $960
High Risk $2,056

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects car insurance rates.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

These examples highlight why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Volkswagen Eos insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $591
  • Using higher $1,000 deductibles will save around $78 every year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $960
  • Choosing low deductibles for physical damage coverage will cost $1,112
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,056
  • The cost with full coverage for a teen driver may cost $3,866 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance rates range from $591 to $3,866 for full coverage

Insurance rates for a Volkswagen Eos can also vary considerably based on the trim level of your Eos, your driving characteristics, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $900 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $3,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $230 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volkswagen Eos insurance rates. A driver around age 40 might see rates as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,370 on average in Michigan, New York, and Louisiana.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $868 -$92 -9.6%
Alaska $736 -$224 -23.3%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,096 $136 14.2%
Colorado $916 -$44 -4.6%
Connecticut $988 $28 2.9%
Delaware $1,088 $128 13.3%
Florida $1,202 $242 25.2%
Georgia $886 -$74 -7.7%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $722 -$238 -24.8%
Iowa $648 -$312 -32.5%
Kansas $914 -$46 -4.8%
Kentucky $1,312 $352 36.7%
Louisiana $1,422 $462 48.1%
Maine $592 -$368 -38.3%
Maryland $792 -$168 -17.5%
Massachusetts $768 -$192 -20.0%
Michigan $1,670 $710 74.0%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $758 -$202 -21.0%
Nevada $1,152 $192 20.0%
New Hampshire $692 -$268 -27.9%
New Jersey $1,074 $114 11.9%
New Mexico $852 -$108 -11.3%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $786 -$174 -18.1%
Ohio $664 -$296 -30.8%
Oklahoma $986 $26 2.7%
Oregon $878 -$82 -8.5%
Pennsylvania $916 -$44 -4.6%
Rhode Island $1,282 $322 33.5%
South Carolina $870 -$90 -9.4%
South Dakota $810 -$150 -15.6%
Tennessee $842 -$118 -12.3%
Texas $1,160 $200 20.8%
Utah $712 -$248 -25.8%
Vermont $658 -$302 -31.5%
Virginia $576 -$384 -40.0%
Washington $744 -$216 -22.5%
West Virginia $880 -$80 -8.3%
Wisconsin $664 -$296 -30.8%
Wyoming $856 -$104 -10.8%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $944 $79
Volkswagen EOS Luxury Turbo 2-Dr Convertible $960 $80

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $232 $368 $460 $1,218
2009 Volkswagen Eos $168 $202 $468 $996
2008 Volkswagen Eos $166 $198 $460 $982
2007 Volkswagen Eos $162 $188 $452 $960

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Volkswagen Eos Insurance

Saving money on Volkswagen Eos insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and determing if full coverage is necessary. Set aside time to shop around every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a summary of the ideas that were raised in the charts and tables above.

  • Teens pay the highest rates, as much as $322 per month including comprehensive and collision insurance
  • High-risk drivers who have multiple accidents or major violations pay on average $1,100 more each year for Eos insurance
  • Increasing deductibles could save up to $225 each year
  • You may be able to save as much as $110 per year just by quoting online in advance

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,866
20 $2,184
30 $976
40 $960
50 $882
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,112
$250 $1,044
$500 $960
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,050
100/300 $1,163
250/500 $1,457
100 CSL $1,096
300 CSL $1,344
500 CSL $1,525

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,436
20 $3,476
30 $2,070
40 $2,056
50 $1,966
60 $1,946

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

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