Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $932 a year with full coverage. Comprehensive insurance costs approximately $148 each year, collision costs $180, and liability insurance costs $446. Liability-only coverage costs as little as $500 a year, with high-risk coverage costing $2,002 or more. Teen drivers cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates by type of insurance:

Includes $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Eos models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $573
• Drivers who choose higher $1,000 deductibles will pay $74 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $932
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $142 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $2,002 or more
• Policy cost for full coverage for a teen driver can cost $3,790 a year

View Chart as Image

Insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Eos insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,260 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $220 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 131% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volkswagen Eos Insurance

Finding cheaper rates on Volkswagen Eos insurance not only requires not taking risks behind the wheel, but also having a good credit history, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a recap of the data that was covered above.

• You may be able to save around $100 per year simply by quoting online in advance
• Drivers who purchase higher liability limits will pay about $490 every year to go from a 30/60 limit to 250/500 limits
• Teens are the costliest to insure, as much as $316 each month including comprehensive and collision insurance
• High-risk drivers that have major violations or accidents pay on average $1,070 more per year for Eos insurance