Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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The average auto insurance rates for a Volkswagen Eos are $932 annually for full coverage insurance. Comprehensive costs an estimated $148 a year, collision costs $180, and liability coverage is $446. A liability-only policy costs around $500 a year, with high-risk insurance costing around $2,002. Teens cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates broken down by type of insurance:

Comprehensive $148
Collision $180
Liability $446

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Eos trim levels.

Price Range Variability

For the average 40-year-old driver, Volkswagen Eos insurance rates go from as cheap as $500 for just liability insurance to a high of $2,002 for a driver who has had serious violations or accidents.

Liability Only $500
Full Coverage $932
High Risk $2,002

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $699
Small Cities $979
Large Cities $1,258

The examples above illustrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Volkswagen Eos insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $573
  • Raising to $1,000 deductibles will save approximately $858 each year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $932
  • Selecting low $100 deductibles will cost $1,074
  • Unlucky drivers with serious driving violations could pay up to $2,002 or more
  • Policy cost with full coverage for a teenage driver can cost as much as $3,790

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance rates range from $573 to $3,790

Car insurance rates for a Volkswagen Eos also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Volkswagen Eos insurance rates. A middle-age driver might find rates as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,260 on average in Florida, New York, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$88 -9.4%
Alaska $716 -$216 -23.2%
Arizona $776 -$156 -16.7%
Arkansas $932 -$0 0.0%
California $1,064 $132 14.2%
Colorado $892 -$40 -4.3%
Connecticut $960 $28 3.0%
Delaware $1,058 $126 13.5%
Florida $1,168 $236 25.3%
Georgia $862 -$70 -7.5%
Hawaii $668 -$264 -28.3%
Idaho $630 -$302 -32.4%
Illinois $694 -$238 -25.5%
Indiana $702 -$230 -24.7%
Iowa $630 -$302 -32.4%
Kansas $888 -$44 -4.7%
Kentucky $1,272 $340 36.5%
Louisiana $1,382 $450 48.3%
Maine $576 -$356 -38.2%
Maryland $768 -$164 -17.6%
Massachusetts $748 -$184 -19.7%
Michigan $1,622 $690 74.0%
Minnesota $780 -$152 -16.3%
Mississippi $1,120 $188 20.2%
Missouri $828 -$104 -11.2%
Montana $1,002 $70 7.5%
Nebraska $738 -$194 -20.8%
Nevada $1,120 $188 20.2%
New Hampshire $674 -$258 -27.7%
New Jersey $1,044 $112 12.0%
New Mexico $828 -$104 -11.2%
New York $984 $52 5.6%
North Carolina $540 -$392 -42.1%
North Dakota $764 -$168 -18.0%
Ohio $644 -$288 -30.9%
Oklahoma $958 $26 2.8%
Oregon $854 -$78 -8.4%
Pennsylvania $892 -$40 -4.3%
Rhode Island $1,246 $314 33.7%
South Carolina $844 -$88 -9.4%
South Dakota $788 -$144 -15.5%
Tennessee $818 -$114 -12.2%
Texas $1,126 $194 20.8%
Utah $690 -$242 -26.0%
Vermont $640 -$292 -31.3%
Virginia $560 -$372 -39.9%
Washington $720 -$212 -22.7%
West Virginia $854 -$78 -8.4%
Wisconsin $646 -$286 -30.7%
Wyoming $832 -$100 -10.7%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $916 $76
Volkswagen EOS Luxury Turbo 2-Dr Convertible $932 $78

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $224 $346 $464 $1,192
2009 Volkswagen Eos $166 $198 $460 $982
2008 Volkswagen Eos $162 $188 $452 $960
2007 Volkswagen Eos $148 $180 $446 $932

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Volkswagen Eos Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having a good credit score, being claim-free, and not having any coverage lapses. Make time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the ideas that were touched on in this article.

  • Teenage drivers have the highest car insurance rates, possibly costing $316 each month if comprehensive and collision insurance is included
  • Drivers who have several accidents or serious violations may pay on average $1,070 more annually for auto insurance
  • Increasing comprehensive and collision deductibles could save up to $225 each year
  • It is possible to save approximately $100 per year simply by quoting early and online

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,790
20 $2,130
30 $948
40 $932
50 $858
60 $838

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,074
$250 $1,010
$500 $932
$1,000 $858

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $932
50/100 $1,021
100/300 $1,133
250/500 $1,423
100 CSL $1,066
300 CSL $1,311
500 CSL $1,490

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,322
20 $3,388
30 $2,014
40 $2,002
50 $1,914
60 $1,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $57
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $359
Rate after discounts $573

Discounts are estimated and may not be available from every company or in every state.

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