Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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The average insurance rates for a Volkswagen Eos are $932 a year with full coverage. Comprehensive insurance costs around $148, collision insurance costs $180, and liability costs around $446. Buying just liability costs as low as $500 a year, and insurance for high-risk drivers costs $2,002 or more. Teenage drivers cost the most to insure at up to $3,790 a year.

Average premium for full coverage: $932

Policy rates for type of insurance:

Comprehensive $148
Collision $180
Liability $446

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Eos trim levels.

Price Range Variability

For the average 40-year-old driver, Volkswagen Eos insurance rates range from the low end price of $500 for a discount liability-only rate to a much higher rate of $2,002 for a policy for a high-risk driver.

Liability Only $500
Full Coverage $932
High Risk $2,002

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance rates.

Rural Areas $699
Small Cities $979
Large Cities $1,258

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Volkswagen Eos insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $573
  • Using higher $1,000 deductibles will save about $74 annually
  • The estimated price for a good driver age 40 using $500 deductibles is $932
  • Using more expensive low deductibles for physical damage coverage will cost an additional $142 annually
  • High-risk insureds who are prone to accidents and violations could pay at least $2,002
  • Policy cost that insures a 16-year-old driver with full coverage can be $3,790 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance prices range from $573 to $3,790 for full coverage

Insurance rates for a Volkswagen Eos also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can be from 42% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $3,700 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $670 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,260 on average in Florida, Michigan, and New York.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$88 -9.4%
Alaska $716 -$216 -23.2%
Arizona $776 -$156 -16.7%
Arkansas $932 -$0 0.0%
California $1,064 $132 14.2%
Colorado $892 -$40 -4.3%
Connecticut $960 $28 3.0%
Delaware $1,058 $126 13.5%
Florida $1,168 $236 25.3%
Georgia $862 -$70 -7.5%
Hawaii $668 -$264 -28.3%
Idaho $630 -$302 -32.4%
Illinois $694 -$238 -25.5%
Indiana $702 -$230 -24.7%
Iowa $630 -$302 -32.4%
Kansas $888 -$44 -4.7%
Kentucky $1,272 $340 36.5%
Louisiana $1,382 $450 48.3%
Maine $576 -$356 -38.2%
Maryland $768 -$164 -17.6%
Massachusetts $748 -$184 -19.7%
Michigan $1,622 $690 74.0%
Minnesota $780 -$152 -16.3%
Mississippi $1,120 $188 20.2%
Missouri $828 -$104 -11.2%
Montana $1,002 $70 7.5%
Nebraska $738 -$194 -20.8%
Nevada $1,120 $188 20.2%
New Hampshire $674 -$258 -27.7%
New Jersey $1,044 $112 12.0%
New Mexico $828 -$104 -11.2%
New York $984 $52 5.6%
North Carolina $540 -$392 -42.1%
North Dakota $764 -$168 -18.0%
Ohio $644 -$288 -30.9%
Oklahoma $958 $26 2.8%
Oregon $854 -$78 -8.4%
Pennsylvania $892 -$40 -4.3%
Rhode Island $1,246 $314 33.7%
South Carolina $844 -$88 -9.4%
South Dakota $788 -$144 -15.5%
Tennessee $818 -$114 -12.2%
Texas $1,126 $194 20.8%
Utah $690 -$242 -26.0%
Vermont $640 -$292 -31.3%
Virginia $560 -$372 -39.9%
Washington $720 -$212 -22.7%
West Virginia $854 -$78 -8.4%
Wisconsin $646 -$286 -30.7%
Wyoming $832 -$100 -10.7%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $220 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $916 $76
Volkswagen EOS Luxury Turbo 2-Dr Convertible $932 $78

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $224 $346 $464 $1,192
2009 Volkswagen Eos $166 $198 $460 $982
2008 Volkswagen Eos $162 $188 $452 $960
2007 Volkswagen Eos $148 $180 $446 $932

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos requires being a good driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare prices every year by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following list is a brief recap of the coverage data touched on in this article.

  • You may be able to save up to $100 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles can save approximately $225 each year
  • Drivers age 16 to 20 pay higher rates, as much as $316 each month if full coverage is included
  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,070 more every year than a safer driver

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,790
20 $2,130
30 $948
40 $932
50 $858
60 $838

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,074
$250 $1,010
$500 $932
$1,000 $858

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $932
50/100 $1,021
100/300 $1,133
250/500 $1,423
100 CSL $1,066
300 CSL $1,311
500 CSL $1,490

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,322
20 $3,388
30 $2,014
40 $2,002
50 $1,914
60 $1,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $57
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $359
Rate after discounts $573

Discounts are estimated and may not be available from every company or in every state.

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