Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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Average auto insurance rates for a Volkswagen Eos are $932 annually including full coverage. Comprehensive insurance costs an estimated $148, collision costs $180, and liability costs around $446. Buying just liability costs as low as $500 a year, with insurance for high-risk drivers costing $2,002 or more. Teen drivers receive the highest rates at $3,790 a year or more.

Average premium for full coverage: $932

Rate estimates broken down by individual coverage type:

Comprehensive $148
Collision $180
Liability $446

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Eos trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as cheap as $500 for just liability insurance to a much higher rate of $2,002 for coverage for higher-risk drivers.

Liability Only $500
Full Coverage $932
High Risk $2,002

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $699
Small Cities $979
Large Cities $1,258

These examples highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Volkswagen Eos insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $573
  • Using higher $1,000 deductibles will save approximately $74 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $932
  • Choosing more expensive low deductibles for physical damage coverage costs an additional $142 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $2,002 or more
  • The cost with full coverage for a 16-year-old driver with full coverage can cost as much as $3,790 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance prices range from $573 to $3,790

Auto insurance rates for a Volkswagen Eos can also vary considerably based on the trim level of your Eos, your driving characteristics, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as low as $900 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $3,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,100 to $1,600 in extra premium per year, depending on your age. High-risk driver insurance can be from 42% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $220 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $402 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,330 on average in Louisiana, New York, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$88 -9.4%
Alaska $716 -$216 -23.2%
Arizona $776 -$156 -16.7%
Arkansas $932 -$0 0.0%
California $1,064 $132 14.2%
Colorado $892 -$40 -4.3%
Connecticut $960 $28 3.0%
Delaware $1,058 $126 13.5%
Florida $1,168 $236 25.3%
Georgia $862 -$70 -7.5%
Hawaii $668 -$264 -28.3%
Idaho $630 -$302 -32.4%
Illinois $694 -$238 -25.5%
Indiana $702 -$230 -24.7%
Iowa $630 -$302 -32.4%
Kansas $888 -$44 -4.7%
Kentucky $1,272 $340 36.5%
Louisiana $1,382 $450 48.3%
Maine $576 -$356 -38.2%
Maryland $768 -$164 -17.6%
Massachusetts $748 -$184 -19.7%
Michigan $1,622 $690 74.0%
Minnesota $780 -$152 -16.3%
Mississippi $1,120 $188 20.2%
Missouri $828 -$104 -11.2%
Montana $1,002 $70 7.5%
Nebraska $738 -$194 -20.8%
Nevada $1,120 $188 20.2%
New Hampshire $674 -$258 -27.7%
New Jersey $1,044 $112 12.0%
New Mexico $828 -$104 -11.2%
New York $984 $52 5.6%
North Carolina $540 -$392 -42.1%
North Dakota $764 -$168 -18.0%
Ohio $644 -$288 -30.9%
Oklahoma $958 $26 2.8%
Oregon $854 -$78 -8.4%
Pennsylvania $892 -$40 -4.3%
Rhode Island $1,246 $314 33.7%
South Carolina $844 -$88 -9.4%
South Dakota $788 -$144 -15.5%
Tennessee $818 -$114 -12.2%
Texas $1,126 $194 20.8%
Utah $690 -$242 -26.0%
Vermont $640 -$292 -31.3%
Virginia $560 -$372 -39.9%
Washington $720 -$212 -22.7%
West Virginia $854 -$78 -8.4%
Wisconsin $646 -$286 -30.7%
Wyoming $832 -$100 -10.7%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $916 $76
Volkswagen EOS Luxury Turbo 2-Dr Convertible $932 $78

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $224 $346 $464 $1,192
2009 Volkswagen Eos $166 $198 $460 $982
2008 Volkswagen Eos $162 $188 $452 $960
2007 Volkswagen Eos $148 $180 $446 $932

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Volkswagen Eos Insurance

Saving money on insurance for a Volkswagen Eos requires being a good driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Make time to compare rates at least once a year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a recap of the primary concepts that were touched on in this article.

  • You may be able to save approximately $100 per year simply by shopping early and online
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,070 more annually than a safer driver
  • Increasing deductibles could save up to $225 each year
  • Drivers age 16 to 20 are the costliest to insure, as much as $316 per month if full coverage is included

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,790
20 $2,130
30 $948
40 $932
50 $858
60 $838

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,074
$250 $1,010
$500 $932
$1,000 $858

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $932
50/100 $1,021
100/300 $1,133
250/500 $1,423
100 CSL $1,066
300 CSL $1,311
500 CSL $1,490

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,322
20 $3,388
30 $2,014
40 $2,002
50 $1,914
60 $1,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $57
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $359
Rate after discounts $573

Discounts are estimated and may not be available from every company or in every state.

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