Volkswagen Eos Insurance Rates
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Michelle Robbins
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UPDATED: Jun 10, 2024
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The average insurance prices for a Volkswagen Eos are $932 every 12 months with full coverage. Comprehensive costs around $148, collision costs $180, and liability insurance is estimated at $446. Buying just liability costs approximately $500 a year, with insurance for high-risk drivers costing around $2,002. 16-year-old drivers cost the most to insure at $3,790 a year or more.
Average premium for full coverage: $932
Policy rates for type of insurance:
Estimates include $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different Eos trim levels.
Price Range Variability
Using a middle-aged driver as an example, Volkswagen Eos insurance rates go from the cheapest price of $500 for just the minimum liability insurance to a much higher rate of $2,002 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than congested cities.
The price range example below illustrates how where you live affects auto insurance rates.
The examples above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $573
- Choosing higher $1,000 deductibles can save about $74 annually
- The average price for a good driver age 40 using $500 deductibles is $932
- Buying more expensive low deductibles for comp and collision coverage increases the price to $1,074
- High-risk insureds with multiple tickets or accidents could pay at least $2,002 or more
- Policy cost to insure a teen driver with full coverage can be $3,790 each year
Insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can save as much as $220 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $3,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 131% more than the average rate. View High Risk Driver Rates
Your home state plays a big part in determining prices for Volkswagen Eos insurance rates. A good driver about age 40 could pay as low as $670 a year in states like New Hampshire, Ohio, and Utah, or at least $1,260 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$88 | -9.4% |
| Alaska | $716 | -$216 | -23.2% |
| Arizona | $776 | -$156 | -16.7% |
| Arkansas | $932 | -$0 | 0.0% |
| California | $1,064 | $132 | 14.2% |
| Colorado | $892 | -$40 | -4.3% |
| Connecticut | $960 | $28 | 3.0% |
| Delaware | $1,058 | $126 | 13.5% |
| Florida | $1,168 | $236 | 25.3% |
| Georgia | $862 | -$70 | -7.5% |
| Hawaii | $668 | -$264 | -28.3% |
| Idaho | $630 | -$302 | -32.4% |
| Illinois | $694 | -$238 | -25.5% |
| Indiana | $702 | -$230 | -24.7% |
| Iowa | $630 | -$302 | -32.4% |
| Kansas | $888 | -$44 | -4.7% |
| Kentucky | $1,272 | $340 | 36.5% |
| Louisiana | $1,382 | $450 | 48.3% |
| Maine | $576 | -$356 | -38.2% |
| Maryland | $768 | -$164 | -17.6% |
| Massachusetts | $748 | -$184 | -19.7% |
| Michigan | $1,622 | $690 | 74.0% |
| Minnesota | $780 | -$152 | -16.3% |
| Mississippi | $1,120 | $188 | 20.2% |
| Missouri | $828 | -$104 | -11.2% |
| Montana | $1,002 | $70 | 7.5% |
| Nebraska | $738 | -$194 | -20.8% |
| Nevada | $1,120 | $188 | 20.2% |
| New Hampshire | $674 | -$258 | -27.7% |
| New Jersey | $1,044 | $112 | 12.0% |
| New Mexico | $828 | -$104 | -11.2% |
| New York | $984 | $52 | 5.6% |
| North Carolina | $540 | -$392 | -42.1% |
| North Dakota | $764 | -$168 | -18.0% |
| Ohio | $644 | -$288 | -30.9% |
| Oklahoma | $958 | $26 | 2.8% |
| Oregon | $854 | -$78 | -8.4% |
| Pennsylvania | $892 | -$40 | -4.3% |
| Rhode Island | $1,246 | $314 | 33.7% |
| South Carolina | $844 | -$88 | -9.4% |
| South Dakota | $788 | -$144 | -15.5% |
| Tennessee | $818 | -$114 | -12.2% |
| Texas | $1,126 | $194 | 20.8% |
| Utah | $690 | -$242 | -26.0% |
| Vermont | $640 | -$292 | -31.3% |
| Virginia | $560 | -$372 | -39.9% |
| Washington | $720 | -$212 | -22.7% |
| West Virginia | $854 | -$78 | -8.4% |
| Wisconsin | $646 | -$286 | -30.7% |
| Wyoming | $832 | -$100 | -10.7% |

Because rates have so much variability, the best way to find out your exact price is to compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen EOS Komfort Turbo 2-Dr Convertible | $916 | $76 |
| Volkswagen EOS Luxury Turbo 2-Dr Convertible | $932 | $78 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 Volkswagen Eos | $224 | $346 | $464 | $1,192 |
| 2009 Volkswagen Eos | $166 | $198 | $460 | $982 |
| 2008 Volkswagen Eos | $162 | $188 | $452 | $960 |
| 2007 Volkswagen Eos | $148 | $180 | $446 | $932 |
Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Volkswagen Eos Insurance
Finding cheaper rates on Volkswagen Eos insurance takes having a good driving record, having good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop once a year by requesting rates from direct companies, and also from several local insurance agents.
The next list is a review of the data that was touched on in the above illustrations.
- You may be able to save up to $100 per year simply by shopping early and online
- Drivers who may need increased levels of liability coverage will pay around $490 every year to raise limits from a 30/60 limit to a 250/500 level
- Drivers age 20 and younger pay higher rates, as much as $316 each month if they have full coverage
- High-risk drivers who have several accidents or serious violations pay on average $1,070 more every year to buy Volkswagen Eos insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,790 |
| 20 | $2,130 |
| 30 | $948 |
| 40 | $932 |
| 50 | $858 |
| 60 | $838 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,074 |
| $250 | $1,010 |
| $500 | $932 |
| $1,000 | $858 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $932 |
| 50/100 | $1,021 |
| 100/300 | $1,133 |
| 250/500 | $1,423 |
| 100 CSL | $1,066 |
| 300 CSL | $1,311 |
| 500 CSL | $1,490 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,322 |
| 20 | $3,388 |
| 30 | $2,014 |
| 40 | $2,002 |
| 50 | $1,914 |
| 60 | $1,894 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $359 |
Discounts are estimated and may not be available from every company or in every state.
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