Volkswagen Eos Insurance Rates
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Michelle Robbins
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UPDATED: Jun 10, 2024
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The average insurance prices for a Volkswagen Eos are $932 every 12 months with full coverage. Comprehensive costs an estimated $148, collision costs $180, and liability costs $446. Liability-only coverage costs as little as $500 a year, with high-risk coverage costing around $2,002. 16-year-old drivers cost the most to insure at $3,790 a year or more.
Average premium for full coverage: $932
Policy rates broken down by type of insurance:
Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Eos models.
Price Range Variability
For a driver around age 40, Volkswagen Eos insurance rates go from the cheapest price of $500 for minimum levels of liability insurance to the much higher price of $2,002 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities.
The example below illustrates the difference between rural and urban areas on insurance prices.
The examples above demonstrate why everyone should compare rates for a targeted area and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Volkswagen Eos insurance rates for other coverage scenarios.
- The best full coverage rate is $573
- Drivers who choose higher $1,000 deductibles will pay approximately $74 annually
- The average price for a good driver age 40 who has $500 deductibles is $932
- Buying pricier low deductibles for comprehensive and collision insurance increases the price to $1,074
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,002 or more
- Policy cost to insure a teen driver for full coverage can cost as much as $3,790 a year
Insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.
Opting for high physical damage deductibles could save up to $220 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $3,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,100 to $1,600 additional every year, depending on your age. Volkswagen Eos insurance for high-risk drivers can cost as much as 42% to 131% more than the average rate. View High Risk Driver Rates
Your home state makes a big difference in Volkswagen Eos insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or at least $1,260 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$88 | -9.4% |
| Alaska | $716 | -$216 | -23.2% |
| Arizona | $776 | -$156 | -16.7% |
| Arkansas | $932 | -$0 | 0.0% |
| California | $1,064 | $132 | 14.2% |
| Colorado | $892 | -$40 | -4.3% |
| Connecticut | $960 | $28 | 3.0% |
| Delaware | $1,058 | $126 | 13.5% |
| Florida | $1,168 | $236 | 25.3% |
| Georgia | $862 | -$70 | -7.5% |
| Hawaii | $668 | -$264 | -28.3% |
| Idaho | $630 | -$302 | -32.4% |
| Illinois | $694 | -$238 | -25.5% |
| Indiana | $702 | -$230 | -24.7% |
| Iowa | $630 | -$302 | -32.4% |
| Kansas | $888 | -$44 | -4.7% |
| Kentucky | $1,272 | $340 | 36.5% |
| Louisiana | $1,382 | $450 | 48.3% |
| Maine | $576 | -$356 | -38.2% |
| Maryland | $768 | -$164 | -17.6% |
| Massachusetts | $748 | -$184 | -19.7% |
| Michigan | $1,622 | $690 | 74.0% |
| Minnesota | $780 | -$152 | -16.3% |
| Mississippi | $1,120 | $188 | 20.2% |
| Missouri | $828 | -$104 | -11.2% |
| Montana | $1,002 | $70 | 7.5% |
| Nebraska | $738 | -$194 | -20.8% |
| Nevada | $1,120 | $188 | 20.2% |
| New Hampshire | $674 | -$258 | -27.7% |
| New Jersey | $1,044 | $112 | 12.0% |
| New Mexico | $828 | -$104 | -11.2% |
| New York | $984 | $52 | 5.6% |
| North Carolina | $540 | -$392 | -42.1% |
| North Dakota | $764 | -$168 | -18.0% |
| Ohio | $644 | -$288 | -30.9% |
| Oklahoma | $958 | $26 | 2.8% |
| Oregon | $854 | -$78 | -8.4% |
| Pennsylvania | $892 | -$40 | -4.3% |
| Rhode Island | $1,246 | $314 | 33.7% |
| South Carolina | $844 | -$88 | -9.4% |
| South Dakota | $788 | -$144 | -15.5% |
| Tennessee | $818 | -$114 | -12.2% |
| Texas | $1,126 | $194 | 20.8% |
| Utah | $690 | -$242 | -26.0% |
| Vermont | $640 | -$292 | -31.3% |
| Virginia | $560 | -$372 | -39.9% |
| Washington | $720 | -$212 | -22.7% |
| West Virginia | $854 | -$78 | -8.4% |
| Wisconsin | $646 | -$286 | -30.7% |
| Wyoming | $832 | -$100 | -10.7% |
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every company utilizes a different rate formula, and rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen EOS Komfort Turbo 2-Dr Convertible | $916 | $76 |
| Volkswagen EOS Luxury Turbo 2-Dr Convertible | $932 | $78 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 Volkswagen Eos | $224 | $346 | $464 | $1,192 |
| 2009 Volkswagen Eos | $166 | $198 | $460 | $982 |
| 2008 Volkswagen Eos | $162 | $188 | $452 | $960 |
| 2007 Volkswagen Eos | $148 | $180 | $446 | $932 |
Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Volkswagen Eos Insurance
Finding cheaper rates on car insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every other policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.
The following items are a quick review of the ideas that were covered above.
- 16 to 18-year-old drivers are expensive to insure, as much as $316 each month if full coverage is included
- Higher risk drivers with a DUI or reckless driving violation may pay on average $1,070 more annually than a driver with a clean driving record
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,790 |
| 20 | $2,130 |
| 30 | $948 |
| 40 | $932 |
| 50 | $858 |
| 60 | $838 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,074 |
| $250 | $1,010 |
| $500 | $932 |
| $1,000 | $858 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $932 |
| 50/100 | $1,021 |
| 100/300 | $1,133 |
| 250/500 | $1,423 |
| 100 CSL | $1,066 |
| 300 CSL | $1,311 |
| 500 CSL | $1,490 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,322 |
| 20 | $3,388 |
| 30 | $2,014 |
| 40 | $2,002 |
| 50 | $1,914 |
| 60 | $1,894 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $359 |
Discounts are estimated and may not be available from every company or in every state.
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