Volkswagen Eos Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average auto insurance rates for a Volkswagen Eos are $960 annually including full coverage. Comprehensive insurance costs approximately $162, collision costs $188, and liability costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing $2,056 or more. 16-year-old drivers pay the highest rates at $3,866 a year or more.

Average premium for full coverage: $960

Price estimates by individual coverage:

Comprehensive $162
Collision $188
Liability $452

Includes $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Eos models.

Price Range from Low to High

For the average driver, Volkswagen Eos insurance prices go from as cheap as $504 for just the minimum liability insurance to the much higher price of $2,056 for a high-risk driver policy.

Liability Only $504
Full Coverage $960
High Risk $2,056

Geographic Price Range

Where you live can make a big difference on car insurance prices. Rural locations have fewer comprehensive and collision claims than congested cities.

The example below illustrates how location impacts auto insurance prices.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

The ranges above highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $591
  • Using higher $1,000 deductibles will save $78 every year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $960
  • Buying pricier low deductibles for physical damage coverage costs an additional $152 annually
  • High-risk insureds with multiple tickets or accidents could pay around $2,056 or more
  • The price with full coverage for a 16-year-old driver for full coverage can cost $3,866 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance prices range from $591 to $3,866

Insurance prices for a Volkswagen Eos are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $900 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,600 extra each year, depending on your age. Volkswagen Eos insurance for high-risk drivers can be from 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $230 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see prices as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,370 on average in Louisiana, New York, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $868 -$92 -9.6%
Alaska $736 -$224 -23.3%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,096 $136 14.2%
Colorado $916 -$44 -4.6%
Connecticut $988 $28 2.9%
Delaware $1,088 $128 13.3%
Florida $1,202 $242 25.2%
Georgia $886 -$74 -7.7%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $722 -$238 -24.8%
Iowa $648 -$312 -32.5%
Kansas $914 -$46 -4.8%
Kentucky $1,312 $352 36.7%
Louisiana $1,422 $462 48.1%
Maine $592 -$368 -38.3%
Maryland $792 -$168 -17.5%
Massachusetts $768 -$192 -20.0%
Michigan $1,670 $710 74.0%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $758 -$202 -21.0%
Nevada $1,152 $192 20.0%
New Hampshire $692 -$268 -27.9%
New Jersey $1,074 $114 11.9%
New Mexico $852 -$108 -11.3%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $786 -$174 -18.1%
Ohio $664 -$296 -30.8%
Oklahoma $986 $26 2.7%
Oregon $878 -$82 -8.5%
Pennsylvania $916 -$44 -4.6%
Rhode Island $1,282 $322 33.5%
South Carolina $870 -$90 -9.4%
South Dakota $810 -$150 -15.6%
Tennessee $842 -$118 -12.3%
Texas $1,160 $200 20.8%
Utah $712 -$248 -25.8%
Vermont $658 -$302 -31.5%
Virginia $576 -$384 -40.0%
Washington $744 -$216 -22.5%
West Virginia $880 -$80 -8.3%
Wisconsin $664 -$296 -30.8%
Wyoming $856 -$104 -10.8%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices from multiple companies. Each insurance company utilizes a different rate formula, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $944 $79
Volkswagen EOS Luxury Turbo 2-Dr Convertible $960 $80

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $232 $368 $460 $1,218
2009 Volkswagen Eos $168 $202 $468 $996
2008 Volkswagen Eos $166 $198 $460 $982
2007 Volkswagen Eos $162 $188 $452 $960

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Volkswagen Eos Insurance

Getting lower rates on insurance for a Volkswagen Eos requires having a good driving record, having a good credit history, being claim-free, and maximizing policy discounts. Spend time shopping around every time your policy renews by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a recap of the information touched on above.

  • You may be able to save around $110 per year simply by quoting online well ahead of the renewal date
  • Drivers age 20 and younger are expensive to insure, possibly costing $322 a month including comprehensive and collision insurance
  • Increasing physical damage deductibles could save up to $225 each year
  • Drivers considered higher risk that have major violations or accidents may have to pay on average $1,100 more per year to buy Volkswagen Eos insurance
  • Insureds who purchase increased levels of liability coverage will pay around $500 per year to increase from a low limit to higher 250/500 limits

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,866
20 $2,184
30 $976
40 $960
50 $882
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,112
$250 $1,044
$500 $960
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,050
100/300 $1,163
250/500 $1,457
100 CSL $1,096
300 CSL $1,344
500 CSL $1,525

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,436
20 $3,476
30 $2,070
40 $2,056
50 $1,966
60 $1,946

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles