Volkswagen Eos Insurance Rates
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Michelle Robbins
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UPDATED: Jun 10, 2024
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Average auto insurance rates for a Volkswagen Eos are $960 annually including full coverage. Comprehensive costs approximately $162, collision costs $188, and liability coverage is $452. A liability-only policy costs around $504 a year, with high-risk insurance costing around $2,056. Teen drivers receive the highest rates at $3,866 a year or more.
Average premium for full coverage: $960
Rate estimates by individual coverage type:
Full coverage includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Eos trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as cheap as $504 for just the minimum liability insurance to a much higher rate of $2,056 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than larger metro areas.
The price range example below illustrates how location helps determine auto insurance prices.
These examples highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $591
- Raising to $1,000 deductibles will save $78 every year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $960
- Choosing more expensive low deductibles will cost $1,112
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,056 or more
- The cost with full coverage for a teenage driver with full coverage can cost $3,866
Insurance rates for a Volkswagen Eos can also vary considerably based on the trim level of your Eos, your driving characteristics, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,800 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $230 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Volkswagen Eos insurance rates. A middle-age driver might find rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,370 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $868 | -$92 | -9.6% |
| Alaska | $736 | -$224 | -23.3% |
| Arizona | $796 | -$164 | -17.1% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,096 | $136 | 14.2% |
| Colorado | $916 | -$44 | -4.6% |
| Connecticut | $988 | $28 | 2.9% |
| Delaware | $1,088 | $128 | 13.3% |
| Florida | $1,202 | $242 | 25.2% |
| Georgia | $886 | -$74 | -7.7% |
| Hawaii | $690 | -$270 | -28.1% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $714 | -$246 | -25.6% |
| Indiana | $722 | -$238 | -24.8% |
| Iowa | $648 | -$312 | -32.5% |
| Kansas | $914 | -$46 | -4.8% |
| Kentucky | $1,312 | $352 | 36.7% |
| Louisiana | $1,422 | $462 | 48.1% |
| Maine | $592 | -$368 | -38.3% |
| Maryland | $792 | -$168 | -17.5% |
| Massachusetts | $768 | -$192 | -20.0% |
| Michigan | $1,670 | $710 | 74.0% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,150 | $190 | 19.8% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,030 | $70 | 7.3% |
| Nebraska | $758 | -$202 | -21.0% |
| Nevada | $1,152 | $192 | 20.0% |
| New Hampshire | $692 | -$268 | -27.9% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $852 | -$108 | -11.3% |
| New York | $1,010 | $50 | 5.2% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $786 | -$174 | -18.1% |
| Ohio | $664 | -$296 | -30.8% |
| Oklahoma | $986 | $26 | 2.7% |
| Oregon | $878 | -$82 | -8.5% |
| Pennsylvania | $916 | -$44 | -4.6% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $870 | -$90 | -9.4% |
| South Dakota | $810 | -$150 | -15.6% |
| Tennessee | $842 | -$118 | -12.3% |
| Texas | $1,160 | $200 | 20.8% |
| Utah | $712 | -$248 | -25.8% |
| Vermont | $658 | -$302 | -31.5% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $744 | -$216 | -22.5% |
| West Virginia | $880 | -$80 | -8.3% |
| Wisconsin | $664 | -$296 | -30.8% |
| Wyoming | $856 | -$104 | -10.8% |

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, so the rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen EOS Komfort Turbo 2-Dr Convertible | $944 | $79 |
| Volkswagen EOS Luxury Turbo 2-Dr Convertible | $960 | $80 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2016 Volkswagen Eos | $232 | $368 | $460 | $1,218 |
| 2009 Volkswagen Eos | $168 | $202 | $468 | $996 |
| 2008 Volkswagen Eos | $166 | $198 | $460 | $982 |
| 2007 Volkswagen Eos | $162 | $188 | $452 | $960 |
Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Volkswagen Eos Insurance
Saving money on auto insurance consists of being a safe and courteous driver, having a good credit history, not filing small claims, and maximizing policy discounts. Invest time comparing rates at every other renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.
Below is a summary of the concepts that were covered in the charts and tables above.
- Drivers who have multiple accidents or major violations may have to pay on average $1,100 more per year for auto insurance
- Teenage drivers are expensive to insure, as much as $322 per month including comprehensive and collision insurance
- You may be able to save around $110 per year simply by shopping early and online
- Increasing deductibles could save up to $225 each year
- You may be able to save around $110 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,866 |
| 20 | $2,184 |
| 30 | $976 |
| 40 | $960 |
| 50 | $882 |
| 60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,112 |
| $250 | $1,044 |
| $500 | $960 |
| $1,000 | $882 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,050 |
| 100/300 | $1,163 |
| 250/500 | $1,457 |
| 100 CSL | $1,096 |
| 300 CSL | $1,344 |
| 500 CSL | $1,525 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,436 |
| 20 | $3,476 |
| 30 | $2,070 |
| 40 | $2,056 |
| 50 | $1,966 |
| 60 | $1,946 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $56 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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