Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $932 a year including full coverage. Comprehensive insurance costs approximately $148 each year, collision costs $180, and liability coverage is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing $2,002 or more. Teen drivers cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Eos models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $573
• Choosing higher $1,000 deductibles can save $74 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $932
• Choosing low deductibles for comp and collision coverage will cost an extra $142 each year
• Drivers with multiple violations and an at-fault accident could pay around $2,002 or more
• Policy cost for full coverage for a teenage driver can cost $3,790 each year

View Chart as Image

Insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the model of your Eos, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Eos insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,330 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $220 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 131% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volkswagen Eos Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a recap of the car insurance concepts covered above.

• Drivers that have major violations or accidents could be forced to pay on average $1,070 more per year to insure their Eos
• You may be able to save around $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $225 each year
• Consumers who purchase more liability coverage will pay about $490 per year to raise limits from a 30/60 limit to 250/500 limits