Volkswagen Atlas Insurance Rates
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U.S. average insurance prices for a Volkswagen Atlas are $960 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $154 each year, collision costs $206, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, with coverage for high-risk drivers costing $2,064 or more. Teen drivers pay the highest rates at $3,884 a year or more.
Average premium for full coverage: $960
Price estimates broken down by individual coverage:
Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Atlas models.
Price Range from Low to High
For the normal driver, Volkswagen Atlas insurance prices go from the cheapest price of $496 for the bare minimum liability coverage to a high rate of $2,064 for a high-risk driver policy.
Geographic Price Range
Living in a larger city can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas.
The graphic below illustrates how geographic area affects insurance prices.
The ranges above illustrate why all drivers should get quotes for a targeted area and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Volkswagen Atlas insurance rates for other coverage scenarios.
- The lowest rate with discounts is $586
- Choosing higher $1,000 deductibles can save approximately $82 each year
- The average price for the average middle-age driver who has $500 deductibles is $960
- Choosing low deductibles for comp and collision coverage costs an extra $158 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,064 or more
- The price to insure a teen driver can cost as much as $3,884 each year
Insurance prices for a Volkswagen Atlas are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.
Choosing high deductibles can save as much as $240 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $3,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 127% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Volkswagen Atlas insurance prices. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $870 | -$90 | -9.4% |
| Alaska | $738 | -$222 | -23.1% |
| Arizona | $800 | -$160 | -16.7% |
| Arkansas | $960 | -$0 | 0.0% |
| California | $1,094 | $134 | 14.0% |
| Colorado | $918 | -$42 | -4.4% |
| Connecticut | $988 | $28 | 2.9% |
| Delaware | $1,088 | $128 | 13.3% |
| Florida | $1,204 | $244 | 25.4% |
| Georgia | $886 | -$74 | -7.7% |
| Hawaii | $692 | -$268 | -27.9% |
| Idaho | $650 | -$310 | -32.3% |
| Illinois | $718 | -$242 | -25.2% |
| Indiana | $724 | -$236 | -24.6% |
| Iowa | $648 | -$312 | -32.5% |
| Kansas | $914 | -$46 | -4.8% |
| Kentucky | $1,312 | $352 | 36.7% |
| Louisiana | $1,424 | $464 | 48.3% |
| Maine | $594 | -$366 | -38.1% |
| Maryland | $794 | -$166 | -17.3% |
| Massachusetts | $770 | -$190 | -19.8% |
| Michigan | $1,670 | $710 | 74.0% |
| Minnesota | $804 | -$156 | -16.3% |
| Mississippi | $1,152 | $192 | 20.0% |
| Missouri | $852 | -$108 | -11.3% |
| Montana | $1,034 | $74 | 7.7% |
| Nebraska | $758 | -$202 | -21.0% |
| Nevada | $1,154 | $194 | 20.2% |
| New Hampshire | $692 | -$268 | -27.9% |
| New Jersey | $1,074 | $114 | 11.9% |
| New Mexico | $850 | -$110 | -11.5% |
| New York | $1,012 | $52 | 5.4% |
| North Carolina | $554 | -$406 | -42.3% |
| North Dakota | $786 | -$174 | -18.1% |
| Ohio | $664 | -$296 | -30.8% |
| Oklahoma | $988 | $28 | 2.9% |
| Oregon | $880 | -$80 | -8.3% |
| Pennsylvania | $918 | -$42 | -4.4% |
| Rhode Island | $1,282 | $322 | 33.5% |
| South Carolina | $870 | -$90 | -9.4% |
| South Dakota | $812 | -$148 | -15.4% |
| Tennessee | $844 | -$116 | -12.1% |
| Texas | $1,158 | $198 | 20.6% |
| Utah | $712 | -$248 | -25.8% |
| Vermont | $658 | -$302 | -31.5% |
| Virginia | $576 | -$384 | -40.0% |
| Washington | $746 | -$214 | -22.3% |
| West Virginia | $882 | -$78 | -8.1% |
| Wisconsin | $666 | -$294 | -30.6% |
| Wyoming | $858 | -$102 | -10.6% |
Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer uses a different rate calculation, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Volkswagen Atlas models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Volkswagen Atlas Insurance
Getting lower rates on car insurance takes having a decent driving record, having good credit, not filing small claims, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following items are a review of the information presented in the illustrations above.
- It is possible to save approximately $110 per year simply by quoting online in advance
- 16 to 18-year-old drivers are charged the highest prices, as much as $324 a month if they have full coverage
- Increasing physical damage deductibles could save as much as $250 each year
- Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,100 more annually than a driver with a clean driving record
- Policyholders who want additional liability coverage will pay about $490 annually to raise limits from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,884 |
| 20 | $2,200 |
| 30 | $978 |
| 40 | $960 |
| 50 | $882 |
| 60 | $864 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,118 |
| $250 | $1,046 |
| $500 | $960 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $960 |
| 50/100 | $1,048 |
| 100/300 | $1,159 |
| 250/500 | $1,446 |
| 100 CSL | $1,093 |
| 300 CSL | $1,336 |
| 500 CSL | $1,513 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,460 |
| 20 | $3,502 |
| 30 | $2,082 |
| 40 | $2,064 |
| 50 | $1,974 |
| 60 | $1,954 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $374 |
Discounts are estimated and may not be available from every company or in every state.
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