Volkswagen Atlas Insurance Rates

U.S. average insurance rates for a Volkswagen Atlas are $1,476 a year for full coverage. Comprehensive insurance costs on average $292 a year, collision insurance costs $574, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, and high-risk driver insurance costs $3,212 or more. Teenage drivers pay the highest rates at up to $5,564 a year.

Average premium for full coverage: $1,476

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Atlas trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above show why it is important to get quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Volkswagen Atlas insurance rates for different risk profiles and scenarios.

• The best discount rate is $841
• Choosing higher $1,000 deductibles can save around $1,280 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,476
• Using low $100 deductibles for comp and collision coverage will cost an additional $384 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,212
• The price that insures a teen driver may cost $5,564 each year

View Chart as Image

Car insurance prices for a Volkswagen Atlas are also quite variable based on the trim level of your Atlas, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,800 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volkswagen Atlas insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $580 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Volkswagen Atlas Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices at least once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a quick review of the primary concepts that were raised in the charts and tables above.

• Drivers can save as much as $180 per year just by quoting early and online
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,740 more each year to insure a Volkswagen Atlas
• Increasing physical damage deductibles can save approximately $575 each year
• Drivers under the age of 20 are expensive to insure, with premiums as much as $464 a month if full coverage is purchased