Volkswagen Atlas Insurance Rates

The average auto insurance rates for a Volkswagen Atlas are $960 annually for full coverage. Comprehensive insurance costs approximately $154 a year, collision insurance costs $206, and liability costs around $442. Liability-only insurance costs as low as $496 a year, and high-risk driver insurance costs $2,064 or more. Teens cost the most to insure at up to $3,884 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Price estimates include $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Atlas trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above show why it is important to compare prices using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Volkswagen Atlas insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $586
• Using higher $1,000 deductibles will save $878 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $960
• Selecting low $100 deductibles for physical damage coverage costs an additional $158 every year
• Drivers with serious driving violations could pay around $2,064
• Policy cost with full coverage for a teen driver can cost $3,884 or more

View Chart as Image

Auto insurance rates for a Volkswagen Atlas also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $3,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 41% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $240 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Volkswagen Atlas insurance prices. A driver around age 40 might see rates as low as $640 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheaper Volkswagen Atlas Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a condensed summary of the material that was presented in the illustrations above.

• Policyholders who purchase higher liability limits will pay approximately $490 each year to increase from a 30/60 limit to higher 250/500 limits
• Teens have the highest car insurance rates, costing up to $324 each month if full coverage is included
• Higher risk drivers with multiple at-fault accidents pay on average $1,100 more per year for Atlas insurance
• Increasing comprehensive and collision deductibles could save up to $250 each year