Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
Average insurance rates for a Volkswagen Tiguan are $1,090 a year including full coverage. Comprehensive costs on average $214 each year, collision costs $350, and liability costs around $390. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing around $2,352. Teen drivers receive the highest rates at $4,172 a year or more.
Average premium for full coverage: $1,090
Rate estimates by individual coverage type:
Rate estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Tiguan models.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $438 for your basic liability-only policy to a high rate of $2,352 for coverage for higher-risk drivers.
Price Range by Location
Where you live can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than larger metro areas.
The graphic below illustrates how geographic area affects car insurance rates.
These examples highlight why all drivers should compare prices based on a specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Volkswagen Tiguan insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $639
- Using higher $1,000 deductibles will save around $130 every year
- The average rate for a 40-year-old driver with $500 deductibles is $1,090
- Choosing low deductibles for physical damage coverage will increase the cost to $1,336
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,352 or more
- The cost for full coverage for a teen driver may cost $4,172 or more
Insurance rates for a Volkswagen Tiguan can also vary considerably based on your driver profile, the model of your Tiguan, and policy deductibles and limits.
More mature drivers with no violations or accidents and high deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age
Where you live has a huge impact on Volkswagen Tiguan insurance prices. A driver around age 40 might see rates as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,550 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$104 | -9.5% |
| Alaska | $836 | -$254 | -23.3% |
| Arizona | $904 | -$186 | -17.1% |
| Arkansas | $1,090 | -$0 | 0.0% |
| California | $1,242 | $152 | 13.9% |
| Colorado | $1,040 | -$50 | -4.6% |
| Connecticut | $1,118 | $28 | 2.6% |
| Delaware | $1,230 | $140 | 12.8% |
| Florida | $1,360 | $270 | 24.8% |
| Georgia | $1,008 | -$82 | -7.5% |
| Hawaii | $782 | -$308 | -28.3% |
| Idaho | $738 | -$352 | -32.3% |
| Illinois | $812 | -$278 | -25.5% |
| Indiana | $822 | -$268 | -24.6% |
| Iowa | $734 | -$356 | -32.7% |
| Kansas | $1,036 | -$54 | -5.0% |
| Kentucky | $1,486 | $396 | 36.3% |
| Louisiana | $1,612 | $522 | 47.9% |
| Maine | $674 | -$416 | -38.2% |
| Maryland | $898 | -$192 | -17.6% |
| Massachusetts | $868 | -$222 | -20.4% |
| Michigan | $1,890 | $800 | 73.4% |
| Minnesota | $914 | -$176 | -16.1% |
| Mississippi | $1,304 | $214 | 19.6% |
| Missouri | $968 | -$122 | -11.2% |
| Montana | $1,170 | $80 | 7.3% |
| Nebraska | $858 | -$232 | -21.3% |
| Nevada | $1,306 | $216 | 19.8% |
| New Hampshire | $786 | -$304 | -27.9% |
| New Jersey | $1,218 | $128 | 11.7% |
| New Mexico | $964 | -$126 | -11.6% |
| New York | $1,148 | $58 | 5.3% |
| North Carolina | $628 | -$462 | -42.4% |
| North Dakota | $894 | -$196 | -18.0% |
| Ohio | $750 | -$340 | -31.2% |
| Oklahoma | $1,118 | $28 | 2.6% |
| Oregon | $998 | -$92 | -8.4% |
| Pennsylvania | $1,036 | -$54 | -5.0% |
| Rhode Island | $1,454 | $364 | 33.4% |
| South Carolina | $988 | -$102 | -9.4% |
| South Dakota | $918 | -$172 | -15.8% |
| Tennessee | $954 | -$136 | -12.5% |
| Texas | $1,312 | $222 | 20.4% |
| Utah | $806 | -$284 | -26.1% |
| Vermont | $744 | -$346 | -31.7% |
| Virginia | $652 | -$438 | -40.2% |
| Washington | $842 | -$248 | -22.8% |
| West Virginia | $998 | -$92 | -8.4% |
| Wisconsin | $752 | -$338 | -31.0% |
| Wyoming | $968 | -$122 | -11.2% |
Choosing high deductibles could cut rates by as much as $380 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan SE 4Motion AWD | $1,090 | $91 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,146 | $96 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2023 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2022 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2021 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2020 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2019 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2018 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
| 2017 Volkswagen Tiguan | $214 | $350 | $390 | $1,090 |
| 2016 Volkswagen Tiguan | $206 | $328 | $394 | $1,064 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Volkswagen Tiguan Insurance
Saving money on car insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Invest the time to compare rates at least once a year by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following is a brief recap of the primary concepts that were presented in the illustrations above.
- You may be able to save as much as $130 per year simply by quoting online in advance
- Higher risk drivers who tend to receive serious violations may pay on average $1,260 more each year for Tiguan insurance
- Increasing deductibles can save around $375 each year
- Teens pay higher rates, as much as $348 per month including comprehensive and collision insurance
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,172 |
| 20 | $2,502 |
| 30 | $1,128 |
| 40 | $1,090 |
| 50 | $998 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,222 |
| $500 | $1,090 |
| $1,000 | $960 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,090 |
| 50/100 | $1,224 |
| 100/300 | $1,322 |
| 250/500 | $1,575 |
| 100 CSL | $1,263 |
| 300 CSL | $1,478 |
| 500 CSL | $1,634 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,930 |
| 20 | $3,984 |
| 30 | $2,396 |
| 40 | $2,352 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $75 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $46 |
| Advance Quote | $52 |
| Online Quote | $76 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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