Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
The average auto insurance rates for a Volkswagen Tiguan are $1,090 annually including full coverage. Comprehensive costs an estimated $214, collision costs $350, and liability is $390. Liability-only insurance costs around $438 a year, with high-risk driver insurance costing around $2,352. Teen drivers cost the most to insure at $4,172 a year or more.
Average premium for full coverage: $1,090
Policy rates broken down by type of insurance:
Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Tiguan models.
Price Range Variability
For an average driver, Volkswagen Tiguan insurance rates go from as cheap as $438 for the bare minimum liability coverage to the much higher price of $2,352 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas.
The example below illustrates the effect of geographic area on insurance prices.
The examples above highlight why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Volkswagen Tiguan insurance rates for other coverage scenarios.
- The lowest rate with discounts is $639
- Raising to $1,000 deductibles will save approximately $130 every year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,090
- Choosing pricier low deductibles will cost $1,336
- Drivers with multiple violations and an at-fault accident could pay up to $2,352 or more
- Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,172
Auto insurance rates for a Volkswagen Tiguan also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,100 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,300 to $1,800 in extra premium every year, depending on your age. Volkswagen Tiguan insurance for high-risk drivers is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $380 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Volkswagen Tiguan insurance prices. A middle-age driver might find rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,550 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$104 | -9.5% |
| Alaska | $836 | -$254 | -23.3% |
| Arizona | $904 | -$186 | -17.1% |
| Arkansas | $1,090 | -$0 | 0.0% |
| California | $1,242 | $152 | 13.9% |
| Colorado | $1,040 | -$50 | -4.6% |
| Connecticut | $1,118 | $28 | 2.6% |
| Delaware | $1,230 | $140 | 12.8% |
| Florida | $1,360 | $270 | 24.8% |
| Georgia | $1,008 | -$82 | -7.5% |
| Hawaii | $782 | -$308 | -28.3% |
| Idaho | $738 | -$352 | -32.3% |
| Illinois | $812 | -$278 | -25.5% |
| Indiana | $822 | -$268 | -24.6% |
| Iowa | $734 | -$356 | -32.7% |
| Kansas | $1,036 | -$54 | -5.0% |
| Kentucky | $1,486 | $396 | 36.3% |
| Louisiana | $1,612 | $522 | 47.9% |
| Maine | $674 | -$416 | -38.2% |
| Maryland | $898 | -$192 | -17.6% |
| Massachusetts | $868 | -$222 | -20.4% |
| Michigan | $1,890 | $800 | 73.4% |
| Minnesota | $914 | -$176 | -16.1% |
| Mississippi | $1,304 | $214 | 19.6% |
| Missouri | $968 | -$122 | -11.2% |
| Montana | $1,170 | $80 | 7.3% |
| Nebraska | $858 | -$232 | -21.3% |
| Nevada | $1,306 | $216 | 19.8% |
| New Hampshire | $786 | -$304 | -27.9% |
| New Jersey | $1,218 | $128 | 11.7% |
| New Mexico | $964 | -$126 | -11.6% |
| New York | $1,148 | $58 | 5.3% |
| North Carolina | $628 | -$462 | -42.4% |
| North Dakota | $894 | -$196 | -18.0% |
| Ohio | $750 | -$340 | -31.2% |
| Oklahoma | $1,118 | $28 | 2.6% |
| Oregon | $998 | -$92 | -8.4% |
| Pennsylvania | $1,036 | -$54 | -5.0% |
| Rhode Island | $1,454 | $364 | 33.4% |
| South Carolina | $988 | -$102 | -9.4% |
| South Dakota | $918 | -$172 | -15.8% |
| Tennessee | $954 | -$136 | -12.5% |
| Texas | $1,312 | $222 | 20.4% |
| Utah | $806 | -$284 | -26.1% |
| Vermont | $744 | -$346 | -31.7% |
| Virginia | $652 | -$438 | -40.2% |
| Washington | $842 | -$248 | -22.8% |
| West Virginia | $998 | -$92 | -8.4% |
| Wisconsin | $752 | -$338 | -31.0% |
| Wyoming | $968 | -$122 | -11.2% |
Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Every auto insurance company uses a different rate calculation, and quoted rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan SE 4Motion AWD | $1,090 | $91 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,146 | $96 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2023 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2022 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2021 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2020 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2019 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2018 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
| 2017 Volkswagen Tiguan | $214 | $350 | $390 | $1,090 |
| 2016 Volkswagen Tiguan | $206 | $328 | $394 | $1,064 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Volkswagen Tiguan Insurance
Finding cheaper rates on insurance for a Volkswagen Tiguan consists of avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a summary of the data that was covered in the above illustrations.
- You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
- Insureds who want increased liability limits will pay about $430 per year to raise from a 30/60 limit to higher 250/500 limits
- Drivers under the age of 20 are the costliest to insure, with premiums being up to $348 each month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,260 more annually to insure a Volkswagen Tiguan
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,172 |
| 20 | $2,502 |
| 30 | $1,128 |
| 40 | $1,090 |
| 50 | $998 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,222 |
| $500 | $1,090 |
| $1,000 | $960 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,090 |
| 50/100 | $1,224 |
| 100/300 | $1,322 |
| 250/500 | $1,575 |
| 100 CSL | $1,263 |
| 300 CSL | $1,478 |
| 500 CSL | $1,634 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,930 |
| 20 | $3,984 |
| 30 | $2,396 |
| 40 | $2,352 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $75 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $46 |
| Advance Quote | $52 |
| Online Quote | $76 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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