Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

The average insurance rates for a Volkswagen Tiguan are $1,136 a year with full coverage. Comprehensive insurance costs on average $230 each year, collision costs $380, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,452 or more. Teenage drivers cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates by type of insurance:

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Tiguan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why all drivers should get quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Volkswagen Tiguan insurance rates for different risk profiles and scenarios.

• The best discount rate is $661
• Choosing higher $1,000 deductibles can save around $140 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,136
• Using low deductibles for comp and collision coverage will cost an additional $266 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,452 or more
• Policy cost that insures a teen driver may cost $4,314 each year

View Chart as Image

Insurance rates for a Volkswagen Tiguan also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,300 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Tiguan insurance prices. A good driver about age 40 could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $410 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volkswagen Tiguan Insurance

Finding cheaper rates on car insurance takes being a good driver, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices at least once a year by quoting rates from direct companies, and also from several local insurance agents.

The following list is a recap of the primary concepts that were touched on in this article.

• You may be able to save as much as $140 per year simply by quoting online in advance
• Higher risk drivers that have major violations or accidents pay on average $1,320 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers age 16 to 20 pay higher rates, as much as $360 each month if comprehensive and collision insurance is included

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020