Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

The average auto insurance rates for a Volkswagen Tiguan are $1,090 annually with full coverage. Comprehensive insurance costs on average $214, collision insurance costs $350, and liability coverage is $390. Liability-only coverage costs around $438 a year, and high-risk coverage costs $2,352 or more. Teens cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different Tiguan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are shown to have fewer collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Volkswagen Tiguan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $639
• Raising to $1,000 deductibles will save around $130 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,090
• Selecting more expensive low deductibles costs an additional $246 each year
• Unlucky drivers with serious driving violations could pay upwards of $2,352
• Policy cost with full coverage for a teenage driver with full coverage may cost $4,172

View Chart as Image

Insurance rates for a Volkswagen Tiguan also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $380 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Volkswagen Tiguan insurance rates. A middle-age driver might find rates as low as $790 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Volkswagen Tiguan Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every time your policy renews by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a condensed summary of the information covered in the charts and tables above.

• You may be able to save as much as $130 per year just by shopping early and online
• Drivers under the age of 20 pay higher rates, as much as $348 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers with multiple at-fault accidents pay an average of $1,260 more each year to insure a Volkswagen Tiguan
• Consumers who require increased liability limits will pay approximately $430 every year to raise from a 30/60 limit to higher 250/500 limits

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020