Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

U.S. average insurance rates for a Volkswagen Tiguan are $1,090 a year with full coverage. Comprehensive costs approximately $214 each year, collision costs $350, and liability is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing around $2,352. Teenage drivers pay the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Price estimates by individual coverage:

Includes $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Tiguan models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Volkswagen Tiguan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $639
• Raising to $1,000 deductibles will save $130 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,090
• Using low deductibles bumps up the cost to $1,336
• Drivers who are prone to accidents and violations could pay around $2,352 or more
• The price that insures a 16-year-old driver can cost $4,172

View Chart as Image

Insurance prices for a Volkswagen Tiguan are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in also has a big influence on Volkswagen Tiguan insurance prices. A middle-age driver might find prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $380 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volkswagen Tiguan Insurance

Getting lower rates on insurance for a Volkswagen Tiguan consists of not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices every time your policy renews by obtaining price quotes from direct companies, and also from local insurance agencies.

The following is a recap of the information presented in the illustrations above.

• You may be able to save around $130 per year simply by quoting online in advance
• Teens are the costliest to insure, costing up to $348 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,260 more per year for Tiguan insurance
• Insureds who purchase higher liability limits will pay an extra $430 every year to raise from a low limit to the 250/500 level

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020