Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

Average insurance rates for a Volkswagen Tiguan are $1,090 a year for full coverage. Comprehensive insurance costs around $214 a year, collision costs $350, and liability is $390. A policy with just liability insurance costs around $438 a year, with coverage for high-risk drivers costing $2,352 or more. Teens receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates for individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and Tiguan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Volkswagen Tiguan insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $639
• Raising to $1,000 deductibles will save about $960 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,090
• Selecting low $100 deductibles will cost an additional $246 every year
• At-risk drivers with serious driving violations could pay at least $2,352 or more
• The cost that insures a teen driver can be $4,172

View Chart as Image

Insurance rates for a Volkswagen Tiguan can also vary considerably based on the trim level of your Tiguan, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,100 a year. View Rates by Age

Where you live also has a big influence on Volkswagen Tiguan insurance prices. A middle-age driver might find rates as low as $720 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $380 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know your exact price is to get quotes and see which company has the best rate. Every auto insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Volkswagen Tiguan Insurance

Saving money on car insurance consists of avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and taking advantage of discounts. Compare rates every time your policy renews by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief summary of the information presented in the illustrations above.

• Drivers can save up to $130 per year simply by quoting early and online
• Teenagers are charged the highest rates, costing as high as $348 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $375 each year
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,260 more every year for car insurance
• Policyholders who may need higher liability limits will pay approximately $430 each year to raise from a minimum limit to the 250/500 level

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020