Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

U.S. average auto insurance rates for a Volkswagen Tiguan are $1,090 annually for full coverage. Comprehensive costs around $214 a year, collision costs $350, and liability costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $2,352. 16-year-old drivers pay the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Tiguan trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population have fewer accident claims than congested cities.

The diagram below illustrates how location helps determine auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Volkswagen Tiguan insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $639
• Drivers who choose higher $1,000 deductibles will pay about $960 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,090
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,336
• Drivers with multiple tickets or accidents could pay at least $2,352 or more
• The price with full coverage for a 16-year-old driver can be $4,172 a year

View Chart as Image

Insurance prices for a Volkswagen Tiguan are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $380 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Volkswagen Tiguan insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or at least $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Every company utilizes a different rate formula, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Volkswagen Tiguan Insurance

Getting lower rates on insurance for a Volkswagen Tiguan not only requires avoiding accidents and violations, but also having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every time your policy renews by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the information covered in the charts and tables above.

• Drivers can save up to $130 per year simply by quoting early and online
• Teenagers are charged the highest prices, with premiums as much as $348 a month if they have full coverage
• Increasing physical damage deductibles could save up to $375 each year
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,260 more every year for car insurance
• Insureds who may need higher liability limits will pay around $430 each year to go from a low limit to higher 250/500 limits

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020