Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

The average insurance prices for a Volkswagen Tiguan are $1,136 every 12 months including full coverage. Comprehensive insurance costs around $230 each year, collision insurance costs $380, and liability insurance costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,452 or more. Teenage drivers cost the most to insure at up to $4,314 a year.

Average premium for full coverage: $1,136

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Tiguan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Volkswagen Tiguan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $661
• Using higher $1,000 deductibles will save about $140 every year
• The average price for a good driver age 40 using $500 deductibles is $1,136
• Using low deductibles for physical damage coverage costs an extra $266 a year
• Drivers who are prone to accidents and violations could pay at least $2,452
• Policy cost to insure a teen driver can be $4,314 or more

View Chart as Image

Car insurance rates for a Volkswagen Tiguan also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $410 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Volkswagen Tiguan insurance rates. A driver around age 40 might see rates as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Volkswagen Tiguan Insurance

Finding cheaper rates on Volkswagen Tiguan insurance requires having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick rundown of the concepts that were covered in the charts and tables above.

• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,320 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $360 each month if the policy includes full coverage
• You may be able to save up to $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• You may be able to save up to $140 per year just by quoting online in advance

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020