Volkswagen Tiguan Insurance Rates
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UPDATED: Jun 6, 2023
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Volkswagen Tiguan are $1,220 a year for full coverage insurance. Comprehensive insurance costs an estimated $250, collision costs $450, and liability costs $384. Buying just liability costs as little as $432 a year, with insurance for high-risk drivers costing $2,640 or more. Teens pay the highest rates at $4,582 a year or more.
Average premium for full coverage: $1,220
Price estimates broken down by individual coverage:
Prices include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Tiguan trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Volkswagen Tiguan insurance prices go from as low as $432 for basic liability insurance to a much higher rate of $2,640 for a policy for a high-risk driver.
Geographic Price Range
Your location can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.
The price range example below illustrates how where you live affects insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Volkswagen Tiguan insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $701
- Drivers who choose higher $1,000 deductibles will pay approximately $160 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,220
- Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $308 annually
- Drivers with serious driving violations could pay up to $2,640 or more
- The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,582 a year
Insurance prices for a Volkswagen Tiguan are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
An older driver with no violations or accidents and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age
The state you live in makes a big difference in Volkswagen Tiguan insurance prices. A 40-year-old driver could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,640 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,100 | -$120 | -9.8% |
Alaska | $934 | -$286 | -23.4% |
Arizona | $1,008 | -$212 | -17.4% |
Arkansas | $1,220 | -$0 | 0.0% |
California | $1,388 | $168 | 13.8% |
Colorado | $1,162 | -$58 | -4.8% |
Connecticut | $1,250 | $30 | 2.5% |
Delaware | $1,376 | $156 | 12.8% |
Florida | $1,522 | $302 | 24.8% |
Georgia | $1,126 | -$94 | -7.7% |
Hawaii | $874 | -$346 | -28.4% |
Idaho | $824 | -$396 | -32.5% |
Illinois | $906 | -$314 | -25.7% |
Indiana | $918 | -$302 | -24.8% |
Iowa | $822 | -$398 | -32.6% |
Kansas | $1,154 | -$66 | -5.4% |
Kentucky | $1,662 | $442 | 36.2% |
Louisiana | $1,804 | $584 | 47.9% |
Maine | $752 | -$468 | -38.4% |
Maryland | $1,004 | -$216 | -17.7% |
Massachusetts | $972 | -$248 | -20.3% |
Michigan | $2,112 | $892 | 73.1% |
Minnesota | $1,020 | -$200 | -16.4% |
Mississippi | $1,458 | $238 | 19.5% |
Missouri | $1,080 | -$140 | -11.5% |
Montana | $1,306 | $86 | 7.0% |
Nebraska | $958 | -$262 | -21.5% |
Nevada | $1,458 | $238 | 19.5% |
New Hampshire | $878 | -$342 | -28.0% |
New Jersey | $1,360 | $140 | 11.5% |
New Mexico | $1,076 | -$144 | -11.8% |
New York | $1,282 | $62 | 5.1% |
North Carolina | $700 | -$520 | -42.6% |
North Dakota | $998 | -$222 | -18.2% |
Ohio | $838 | -$382 | -31.3% |
Oklahoma | $1,250 | $30 | 2.5% |
Oregon | $1,116 | -$104 | -8.5% |
Pennsylvania | $1,160 | -$60 | -4.9% |
Rhode Island | $1,624 | $404 | 33.1% |
South Carolina | $1,106 | -$114 | -9.3% |
South Dakota | $1,028 | -$192 | -15.7% |
Tennessee | $1,066 | -$154 | -12.6% |
Texas | $1,468 | $248 | 20.3% |
Utah | $900 | -$320 | -26.2% |
Vermont | $832 | -$388 | -31.8% |
Virginia | $730 | -$490 | -40.2% |
Washington | $938 | -$282 | -23.1% |
West Virginia | $1,116 | -$104 | -8.5% |
Wisconsin | $842 | -$378 | -31.0% |
Wyoming | $1,084 | -$136 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could save up to $470 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $345 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,500 to $2,000 additional each year, depending on your age. High-risk driver insurance can cost from 44% to 137% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every company calculates prices differently, and prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Volkswagen Tiguan S 2WD | $1,148 | $96 |
Volkswagen Tiguan S 2WD | $1,148 | $96 |
Volkswagen Tiguan SE 4Motion AWD | $1,220 | $102 |
Volkswagen Tiguan SEL 4Motion AWD | $1,290 | $108 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volkswagen Tiguan Insurance
Getting lower rates on insurance for a Volkswagen Tiguan not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to comparison shop every year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The points below are a quick rundown of the coverage data touched on in the above illustrations.
- It is possible to save approximately $150 per year simply by shopping early and online
- Increasing physical damage deductibles can save around $475 each year
- Drivers under the age of 20 are expensive to insure, as much as $382 a month including comprehensive and collision insurance
- Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,420 more annually to insure a Volkswagen Tiguan
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,582 |
20 | $2,810 |
30 | $1,266 |
40 | $1,220 |
50 | $1,116 |
60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,528 |
$250 | $1,384 |
$500 | $1,220 |
$1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,220 |
50/100 | $1,367 |
100/300 | $1,463 |
250/500 | $1,712 |
100 CSL | $1,405 |
300 CSL | $1,616 |
500 CSL | $1,770 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,538 |
20 | $4,476 |
30 | $2,694 |
40 | $2,640 |
50 | $2,518 |
60 | $2,496 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $65 |
Homeowner | $19 |
5-yr Accident Free | $89 |
5-yr Claim Free | $79 |
Paid in Full/EFT | $55 |
Advance Quote | $60 |
Online Quote | $87 |
Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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