Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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U.S. average insurance rates for a Volkswagen Touareg are $1,324 a year for full coverage. Comprehensive costs approximately $260, collision insurance costs $446, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $2,866. Teens pay the highest rates at up to $5,060 a year.

Average premium for full coverage: $1,324

Price estimates by individual coverage:

Comprehensive $260
Collision $446
Liability $460

Estimates include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all Touareg models.

Price Range from Low to High

For the average 40-year-old driver, Volkswagen Touareg insurance prices range from the low end price of $510 for liability-only coverage to the much higher price of $2,866 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,324
High Risk $2,866

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

The ranges above show why everyone should compare rates using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $770
  • Drivers who choose higher $1,000 deductibles will pay $160 a year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,324
  • Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,634
  • High-risk insureds with serious driving violations could pay around $2,866
  • The price that insures a teenage driver for full coverage can cost $5,060 a year

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance rates range from $770 to $5,060 for full coverage

Car insurance prices for a Volkswagen Touareg are also quite variable based on the model of your Touareg, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers can cost around 43% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,890 on average in New York, Louisiana, and Michigan.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$128 -9.7%
Alaska $1,016 -$308 -23.3%
Arizona $1,100 -$224 -16.9%
Arkansas $1,324 -$0 0.0%
California $1,508 $184 13.9%
Colorado $1,266 -$58 -4.4%
Connecticut $1,362 $38 2.9%
Delaware $1,498 $174 13.1%
Florida $1,654 $330 24.9%
Georgia $1,222 -$102 -7.7%
Hawaii $950 -$374 -28.2%
Idaho $896 -$428 -32.3%
Illinois $986 -$338 -25.5%
Indiana $996 -$328 -24.8%
Iowa $894 -$430 -32.5%
Kansas $1,258 -$66 -5.0%
Kentucky $1,806 $482 36.4%
Louisiana $1,960 $636 48.0%
Maine $816 -$508 -38.4%
Maryland $1,092 -$232 -17.5%
Massachusetts $1,060 -$264 -19.9%
Michigan $2,300 $976 73.7%
Minnesota $1,110 -$214 -16.2%
Mississippi $1,586 $262 19.8%
Missouri $1,174 -$150 -11.3%
Montana $1,422 $98 7.4%
Nebraska $1,044 -$280 -21.1%
Nevada $1,588 $264 19.9%
New Hampshire $956 -$368 -27.8%
New Jersey $1,480 $156 11.8%
New Mexico $1,172 -$152 -11.5%
New York $1,396 $72 5.4%
North Carolina $762 -$562 -42.4%
North Dakota $1,082 -$242 -18.3%
Ohio $916 -$408 -30.8%
Oklahoma $1,360 $36 2.7%
Oregon $1,212 -$112 -8.5%
Pennsylvania $1,262 -$62 -4.7%
Rhode Island $1,766 $442 33.4%
South Carolina $1,200 -$124 -9.4%
South Dakota $1,118 -$206 -15.6%
Tennessee $1,160 -$164 -12.4%
Texas $1,596 $272 20.5%
Utah $980 -$344 -26.0%
Vermont $906 -$418 -31.6%
Virginia $794 -$530 -40.0%
Washington $1,024 -$300 -22.7%
West Virginia $1,212 -$112 -8.5%
Wisconsin $916 -$408 -30.8%
Wyoming $1,180 -$144 -10.9%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $470 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,324 $110
Volkswagen Touareg 3.6 AWD 4-Dr $1,324 $110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $290 $540 $456 $1,444
2018 Volkswagen Touareg $278 $484 $460 $1,380
2017 Volkswagen Touareg $260 $446 $460 $1,324
2016 Volkswagen Touareg $250 $418 $464 $1,290
2013 Volkswagen Touareg $220 $328 $478 $1,184
2007 Volkswagen Touareg $166 $218 $446 $988

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volkswagen Touareg Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Compare rates at every policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The following is a review of the data touched on in this article.

  • Consumers who purchase higher liability limits will pay approximately $510 each year to go from a low limit to the 250/500 level
  • Drivers can save around $160 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $475 each year
  • Teens pay the highest auto insurance prices, with premiums as much as $422 a month if full coverage is purchased

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,060
20 $3,052
30 $1,370
40 $1,324
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,490
$500 $1,324
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,416
100/300 $1,531
250/500 $1,830
100 CSL $1,462
300 CSL $1,715
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,196
20 $4,862
30 $2,920
40 $2,866
50 $2,738
60 $2,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $93
Total Discounts $554
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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