Volkswagen Touareg Insurance Rates

Estimated auto insurance rates for a Volkswagen Touareg are $1,380 annually for full coverage. Comprehensive costs approximately $278, collision costs $484, and liability coverage is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,992. Teenage drivers pay the most at $5,240 a year or more.

Average premium for full coverage: $1,380

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Touareg trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

• The best discount rate is $799
• Raising to $1,000 deductibles will save $172 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,380
• Using more expensive low deductibles will cost $1,718
• Unlucky drivers who are prone to accidents and violations could pay around $2,992 or more
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost $5,240

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Insurance prices for a Volkswagen Touareg also have a wide range based on the model of your Touareg, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,300 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $510 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Volkswagen Touareg insurance rates. A middle-age driver might find prices as low as $910 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,970 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Volkswagen Touareg Insurance

Finding better rates on auto insurance consists of having a decent driving record, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every couple of years by requesting quotes from direct carriers, and also from several local insurance agents.

The following items are a condensed summary of the material that was covered in the above illustrations.

• Consumers who purchase additional liability coverage will pay an extra $510 each year to raise from 30/60 bodily injury limits to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, as much as $437 per month if they have full coverage
• Drivers with multiple at-fault accidents pay on average $1,610 more per year than a driver with a clean driving record
• Increasing policy deductibles could save up to $500 each year