Volkswagen Touareg Insurance Rates

U.S. average insurance rates for a Volkswagen Touareg are $1,380 a year including full coverage. Comprehensive costs approximately $278 each year, collision costs $484, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,992. Teenage drivers pay the highest rates at $5,240 a year or more.

Average premium for full coverage: $1,380

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Touareg models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

The ranges above highlight why all drivers should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

• The best discount rate is $799
• Choosing higher $1,000 deductibles can save $172 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,380
• Using low deductibles for comp and collision coverage bumps up the cost to $1,718
• Drivers who are prone to accidents and violations could pay around $2,992 or more
• The price that insures a teenage driver can cost $5,240 each year

View Chart as Image

Insurance prices for a Volkswagen Touareg are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges around 44% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volkswagen Touareg insurance rates. A good driver about age 40 could pay as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,970 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $510 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Volkswagen Touareg Insurance

Getting lower rates on auto insurance takes having a decent driving record, having above-average credit, being claim-free, and maximizing policy discounts. Compare prices every couple of years by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a quick review of the material that was covered in the charts and tables above.

• Consumers who purchase additional liability coverage will pay an extra $510 per year to raise limits from a low limit to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, possibly costing $437 a month if full coverage is included
• Drivers with a DUI or reckless driving violation will likely pay on average $1,610 more per year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $500 each year