Volkswagen Touareg Insurance Rates

The average insurance prices for a Volkswagen Touareg are $1,380 every 12 months for full coverage. Comprehensive insurance costs on average $278, collision costs $484, and liability coverage costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,992 or more. Teenage drivers cost the most to insure at $5,240 a year or more.

Average premium for full coverage: $1,380

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different Touareg trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Volkswagen Touareg insurance rates for different risk profiles and scenarios.

• The best discount rate is $799
• Drivers who choose higher $1,000 deductibles will pay around $172 a year
• The average price for a good driver age 40 with $500 deductibles is $1,380
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $338 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,992 or more
• Policy cost to insure a teenage driver with full coverage may cost $5,240 a year

View Chart as Image

Insurance rates for a Volkswagen Touareg also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Touareg.

Using high physical damage deductibles could save up to $510 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,970 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Volkswagen Touareg Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates at least once a year by quoting rates from direct carriers, and also from local independent and exclusive agents.

Below you'll find a brief review of the primary concepts that were covered in the charts and tables above.

• Drivers can save as much as $170 per year simply by shopping early and online
• Drivers with DUI or reckless driving convictions pay an average of $1,610 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Youthful drivers pay the highest rates, costing up to $437 each month if they have full coverage