Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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Average insurance prices for a Volkswagen Touareg are $1,324 every 12 months including full coverage. Comprehensive insurance costs approximately $260, collision insurance costs $446, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,866 or more. 16-year-old drivers receive the highest rates at up to $5,060 a year.

Average premium for full coverage: $1,324

Rate estimates by individual coverage type:

Comprehensive $260
Collision $446
Liability $460

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Touareg trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the cheapest price of $510 for liability-only coverage to a much higher rate of $2,866 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,324
High Risk $2,866

Price Range by Location

Living in a larger city has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

These examples highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $770
  • Choosing higher $1,000 deductibles can save $160 every year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,324
  • Buying more expensive low deductibles for comp and collision coverage costs an extra $310 a year
  • High-risk insureds with multiple tickets or accidents could pay around $2,866
  • The cost to insure a teen driver with full coverage can cost $5,060 each year

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance prices range from $770 to $5,060 for full coverage

Auto insurance rates for a Volkswagen Touareg can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Touareg.

Opting for high physical damage deductibles can save as much as $470 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 135% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Volkswagen Touareg insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,890 on average in Louisiana, New York, and Michigan.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$128 -9.7%
Alaska $1,016 -$308 -23.3%
Arizona $1,100 -$224 -16.9%
Arkansas $1,324 -$0 0.0%
California $1,508 $184 13.9%
Colorado $1,266 -$58 -4.4%
Connecticut $1,362 $38 2.9%
Delaware $1,498 $174 13.1%
Florida $1,654 $330 24.9%
Georgia $1,222 -$102 -7.7%
Hawaii $950 -$374 -28.2%
Idaho $896 -$428 -32.3%
Illinois $986 -$338 -25.5%
Indiana $996 -$328 -24.8%
Iowa $894 -$430 -32.5%
Kansas $1,258 -$66 -5.0%
Kentucky $1,806 $482 36.4%
Louisiana $1,960 $636 48.0%
Maine $816 -$508 -38.4%
Maryland $1,092 -$232 -17.5%
Massachusetts $1,060 -$264 -19.9%
Michigan $2,300 $976 73.7%
Minnesota $1,110 -$214 -16.2%
Mississippi $1,586 $262 19.8%
Missouri $1,174 -$150 -11.3%
Montana $1,422 $98 7.4%
Nebraska $1,044 -$280 -21.1%
Nevada $1,588 $264 19.9%
New Hampshire $956 -$368 -27.8%
New Jersey $1,480 $156 11.8%
New Mexico $1,172 -$152 -11.5%
New York $1,396 $72 5.4%
North Carolina $762 -$562 -42.4%
North Dakota $1,082 -$242 -18.3%
Ohio $916 -$408 -30.8%
Oklahoma $1,360 $36 2.7%
Oregon $1,212 -$112 -8.5%
Pennsylvania $1,262 -$62 -4.7%
Rhode Island $1,766 $442 33.4%
South Carolina $1,200 -$124 -9.4%
South Dakota $1,118 -$206 -15.6%
Tennessee $1,160 -$164 -12.4%
Texas $1,596 $272 20.5%
Utah $980 -$344 -26.0%
Vermont $906 -$418 -31.6%
Virginia $794 -$530 -40.0%
Washington $1,024 -$300 -22.7%
West Virginia $1,212 -$112 -8.5%
Wisconsin $916 -$408 -30.8%
Wyoming $1,180 -$144 -10.9%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,324 $110
Volkswagen Touareg 3.6 AWD 4-Dr $1,324 $110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $290 $540 $456 $1,444
2018 Volkswagen Touareg $278 $484 $460 $1,380
2017 Volkswagen Touareg $260 $446 $460 $1,324
2016 Volkswagen Touareg $250 $418 $464 $1,290
2013 Volkswagen Touareg $220 $328 $478 $1,184
2007 Volkswagen Touareg $166 $218 $446 $988

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volkswagen Touareg Insurance

Saving money on Volkswagen Touareg insurance takes being safe and accident-free, having a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

Below you'll find a brief recap of the data that was touched on in this article.

  • You may be able to save around $160 per year just by shopping early and online
  • Drivers who purchase more liability protection will pay around $510 per year to raise limits from a minimum limit to a 250/500 level
  • Youthful drivers have the highest car insurance rates, as much as $422 per month if comprehensive and collision insurance is included
  • High-risk drivers who tend to receive serious violations could be charged and average of $1,540 more per year than a low-risk driver

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,060
20 $3,052
30 $1,370
40 $1,324
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,490
$500 $1,324
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,416
100/300 $1,531
250/500 $1,830
100 CSL $1,462
300 CSL $1,715
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,196
20 $4,862
30 $2,920
40 $2,866
50 $2,738
60 $2,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $93
Total Discounts $554
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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