Volkswagen Touareg Insurance Rates

The average insurance rates for a Volkswagen Touareg are $1,324 a year including full coverage. Comprehensive insurance costs approximately $260 a year, collision costs $446, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,866 or more. Teens cost the most to insure at $5,060 a year or more.

Average premium for full coverage: $1,324

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Touareg trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $770
• Drivers who choose higher $1,000 deductibles will pay $1,164 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,324
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $310 each year
• High-risk insureds with serious driving violations could pay around $2,866 or more
• Policy cost for full coverage for a teenage driver can cost $5,060 a year

View Chart as Image

Car insurance rates for a Volkswagen Touareg also range considerably based on your risk profile, the model of your Touareg, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,890 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $470 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 135% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see how they stack up. Every company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Volkswagen Touareg Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Spend time shopping around every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a condensed summary of the material that was touched on above.

• Consumers who purchase an increased level of liability coverage will pay approximately $510 per year to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $422 each month if full coverage is included
• Drivers with multiple at-fault accidents could be forced to pay on average $1,540 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save around $475 each year