Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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The average auto insurance rates for a Volkswagen Touareg are $1,324 annually for full coverage. Comprehensive costs on average $260 a year, collision insurance costs $446, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,866. Teens cost the most to insure at up to $5,060 a year.

Average premium for full coverage: $1,324

Policy rates by type of insurance:

Comprehensive $260
Collision $446
Liability $460

Includes $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Touareg trim levels.

Price Range Variability

For the average 40-year-old driver, Volkswagen Touareg insurance rates range from as cheap as $510 for just liability coverage to a high of $2,866 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,324
High Risk $2,866

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

The examples above show why it is important to get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Volkswagen Touareg insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $770
  • Choosing higher $1,000 deductibles can save around $1,164 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,324
  • Selecting low $100 deductibles for comp and collision coverage will cost $1,634
  • Drivers with serious driving violations could pay upwards of $2,866
  • Policy cost with full coverage for a teenage driver may cost $5,060 each year

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance rates range from $770 to $5,060 for full coverage

Insurance rates for a Volkswagen Touareg also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $470 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Volkswagen Touareg insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,890 on average in Michigan, Louisiana, and New York.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$128 -9.7%
Alaska $1,016 -$308 -23.3%
Arizona $1,100 -$224 -16.9%
Arkansas $1,324 -$0 0.0%
California $1,508 $184 13.9%
Colorado $1,266 -$58 -4.4%
Connecticut $1,362 $38 2.9%
Delaware $1,498 $174 13.1%
Florida $1,654 $330 24.9%
Georgia $1,222 -$102 -7.7%
Hawaii $950 -$374 -28.2%
Idaho $896 -$428 -32.3%
Illinois $986 -$338 -25.5%
Indiana $996 -$328 -24.8%
Iowa $894 -$430 -32.5%
Kansas $1,258 -$66 -5.0%
Kentucky $1,806 $482 36.4%
Louisiana $1,960 $636 48.0%
Maine $816 -$508 -38.4%
Maryland $1,092 -$232 -17.5%
Massachusetts $1,060 -$264 -19.9%
Michigan $2,300 $976 73.7%
Minnesota $1,110 -$214 -16.2%
Mississippi $1,586 $262 19.8%
Missouri $1,174 -$150 -11.3%
Montana $1,422 $98 7.4%
Nebraska $1,044 -$280 -21.1%
Nevada $1,588 $264 19.9%
New Hampshire $956 -$368 -27.8%
New Jersey $1,480 $156 11.8%
New Mexico $1,172 -$152 -11.5%
New York $1,396 $72 5.4%
North Carolina $762 -$562 -42.4%
North Dakota $1,082 -$242 -18.3%
Ohio $916 -$408 -30.8%
Oklahoma $1,360 $36 2.7%
Oregon $1,212 -$112 -8.5%
Pennsylvania $1,262 -$62 -4.7%
Rhode Island $1,766 $442 33.4%
South Carolina $1,200 -$124 -9.4%
South Dakota $1,118 -$206 -15.6%
Tennessee $1,160 -$164 -12.4%
Texas $1,596 $272 20.5%
Utah $980 -$344 -26.0%
Vermont $906 -$418 -31.6%
Virginia $794 -$530 -40.0%
Washington $1,024 -$300 -22.7%
West Virginia $1,212 -$112 -8.5%
Wisconsin $916 -$408 -30.8%
Wyoming $1,180 -$144 -10.9%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,324 $110
Volkswagen Touareg 3.6 AWD 4-Dr $1,324 $110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $290 $540 $456 $1,444
2018 Volkswagen Touareg $278 $484 $460 $1,380
2017 Volkswagen Touareg $260 $446 $460 $1,324
2016 Volkswagen Touareg $250 $418 $464 $1,290
2013 Volkswagen Touareg $220 $328 $478 $1,184
2007 Volkswagen Touareg $166 $218 $446 $988

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Volkswagen Touareg Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates once a year by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a recap of the data that was touched on in this article.

  • Drivers can save as much as $160 per year just by quoting early and online
  • Consumers who require higher levels of liability will pay approximately $510 each year to raise limits from a 30/60 limit to higher 250/500 limits
  • Teenage drivers pay the highest rates, costing up to $422 each month including comprehensive and collision insurance
  • Drivers that have major violations or accidents may be required to pay an average of $1,540 more each year for auto insurance

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,060
20 $3,052
30 $1,370
40 $1,324
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,490
$500 $1,324
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,416
100/300 $1,531
250/500 $1,830
100 CSL $1,462
300 CSL $1,715
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,196
20 $4,862
30 $2,920
40 $2,866
50 $2,738
60 $2,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $93
Total Discounts $554
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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