Volkswagen Touareg Insurance Rates
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Michelle Robbins
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UPDATED: May 6, 2024
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The average insurance rates for a Volkswagen Touareg are $1,324 a year with full coverage. Comprehensive costs approximately $260, collision insurance costs $446, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,866. Teenage drivers cost the most to insure at up to $5,060 a year.
Average premium for full coverage: $1,324
Policy rates by type of insurance:
Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Touareg models.
Price Range Variability
For the average 40-year-old driver, Volkswagen Touareg insurance rates range from as low as $510 for basic liability insurance to the much higher price of $2,866 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates the difference location can make on auto insurance prices.
The examples above demonstrate why everyone should compare prices using their specific location and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Volkswagen Touareg insurance rates for additional coverage and risk scenarios.
- The best discount rate is $770
- Using higher $1,000 deductibles will save $160 annually
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,324
- Using pricier low deductibles for physical damage coverage will increase the cost to $1,634
- Drivers who are prone to accidents and violations could pay around $2,866
- Policy cost for full coverage for a teen driver for full coverage can cost $5,060 or more
Auto insurance rates for a Volkswagen Touareg also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age
Your home state has a huge impact on Volkswagen Touareg insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,790 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,196 | -$128 | -9.7% |
| Alaska | $1,016 | -$308 | -23.3% |
| Arizona | $1,100 | -$224 | -16.9% |
| Arkansas | $1,324 | -$0 | 0.0% |
| California | $1,508 | $184 | 13.9% |
| Colorado | $1,266 | -$58 | -4.4% |
| Connecticut | $1,362 | $38 | 2.9% |
| Delaware | $1,498 | $174 | 13.1% |
| Florida | $1,654 | $330 | 24.9% |
| Georgia | $1,222 | -$102 | -7.7% |
| Hawaii | $950 | -$374 | -28.2% |
| Idaho | $896 | -$428 | -32.3% |
| Illinois | $986 | -$338 | -25.5% |
| Indiana | $996 | -$328 | -24.8% |
| Iowa | $894 | -$430 | -32.5% |
| Kansas | $1,258 | -$66 | -5.0% |
| Kentucky | $1,806 | $482 | 36.4% |
| Louisiana | $1,960 | $636 | 48.0% |
| Maine | $816 | -$508 | -38.4% |
| Maryland | $1,092 | -$232 | -17.5% |
| Massachusetts | $1,060 | -$264 | -19.9% |
| Michigan | $2,300 | $976 | 73.7% |
| Minnesota | $1,110 | -$214 | -16.2% |
| Mississippi | $1,586 | $262 | 19.8% |
| Missouri | $1,174 | -$150 | -11.3% |
| Montana | $1,422 | $98 | 7.4% |
| Nebraska | $1,044 | -$280 | -21.1% |
| Nevada | $1,588 | $264 | 19.9% |
| New Hampshire | $956 | -$368 | -27.8% |
| New Jersey | $1,480 | $156 | 11.8% |
| New Mexico | $1,172 | -$152 | -11.5% |
| New York | $1,396 | $72 | 5.4% |
| North Carolina | $762 | -$562 | -42.4% |
| North Dakota | $1,082 | -$242 | -18.3% |
| Ohio | $916 | -$408 | -30.8% |
| Oklahoma | $1,360 | $36 | 2.7% |
| Oregon | $1,212 | -$112 | -8.5% |
| Pennsylvania | $1,262 | -$62 | -4.7% |
| Rhode Island | $1,766 | $442 | 33.4% |
| South Carolina | $1,200 | -$124 | -9.4% |
| South Dakota | $1,118 | -$206 | -15.6% |
| Tennessee | $1,160 | -$164 | -12.4% |
| Texas | $1,596 | $272 | 20.5% |
| Utah | $980 | -$344 | -26.0% |
| Vermont | $906 | -$418 | -31.6% |
| Virginia | $794 | -$530 | -40.0% |
| Washington | $1,024 | -$300 | -22.7% |
| West Virginia | $1,212 | -$112 | -8.5% |
| Wisconsin | $916 | -$408 | -30.8% |
| Wyoming | $1,180 | -$144 | -10.9% |
Using high physical damage deductibles could cut rates by as much as $470 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. Volkswagen Touareg insurance for high-risk drivers can be anywhere from 43% to 135% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,324 | $110 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $1,324 | $110 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
| 2018 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
| 2017 Volkswagen Touareg | $260 | $446 | $460 | $1,324 |
| 2016 Volkswagen Touareg | $250 | $418 | $464 | $1,290 |
| 2013 Volkswagen Touareg | $220 | $328 | $478 | $1,184 |
| 2007 Volkswagen Touareg | $166 | $218 | $446 | $988 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Volkswagen Touareg Insurance
Finding cheaper rates on Volkswagen Touareg insurance requires having a good driving record, having good credit, not filing small claims, and possibly higher deductibles. Make time to compare rates at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The next list is a recap of the concepts that were touched on in this article.
- High-risk drivers that have major violations or accidents pay on average $1,540 more per year to buy Volkswagen Touareg insurance
- Drivers age 20 and younger have the highest car insurance rates, as much as $422 each month if they have full coverage
- You may be able to save around $160 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $475 each year
- You may be able to save around $160 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,060 |
| 20 | $3,052 |
| 30 | $1,370 |
| 40 | $1,324 |
| 50 | $1,210 |
| 60 | $1,188 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,634 |
| $250 | $1,490 |
| $500 | $1,324 |
| $1,000 | $1,164 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,324 |
| 50/100 | $1,416 |
| 100/300 | $1,531 |
| 250/500 | $1,830 |
| 100 CSL | $1,462 |
| 300 CSL | $1,715 |
| 500 CSL | $1,899 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,196 |
| 20 | $4,862 |
| 30 | $2,920 |
| 40 | $2,866 |
| 50 | $2,738 |
| 60 | $2,714 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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