Volkswagen Touareg Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 6, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance prices for a Volkswagen Touareg are $1,380 every 12 months including full coverage. Comprehensive costs on average $278, collision costs $484, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,992. Teenage drivers receive the highest rates at $5,240 a year or more.

Average premium for full coverage: $1,380

Rate estimates by individual coverage type:

Comprehensive $278
Collision $484
Liability $460

Prices include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Touareg models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $510 for just the minimum liability insurance to the much higher price of $2,992 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,380
High Risk $2,992

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on car insurance rates.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

These examples highlight why everyone should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down estimated Volkswagen Touareg insurance rates for different risk profiles and scenarios.

  • The best discount rate is $799
  • Drivers who choose higher $1,000 deductibles will pay around $172 every year
  • The average price for a 40-year-old driver with $500 deductibles is $1,380
  • Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,718
  • High-risk insureds who are prone to accidents and violations could pay upwards of $2,992 or more
  • The cost to insure a teenage driver for full coverage may cost $5,240 a year

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing full coverage Volkswagen Touareg insurance rates range from $799 to $5,240

Insurance rates for a Volkswagen Touareg can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Touareg.

Using high physical damage deductibles could save up to $510 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 extra per year, depending on your age. Volkswagen Touareg insurance for high-risk drivers can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,970 on average in Michigan, New York, and Louisiana.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$130 -9.4%
Alaska $1,060 -$320 -23.2%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,574 $194 14.1%
Colorado $1,320 -$60 -4.3%
Connecticut $1,420 $40 2.9%
Delaware $1,562 $182 13.2%
Florida $1,728 $348 25.2%
Georgia $1,274 -$106 -7.7%
Hawaii $992 -$388 -28.1%
Idaho $934 -$446 -32.3%
Illinois $1,030 -$350 -25.4%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,886 $506 36.7%
Louisiana $2,044 $664 48.1%
Maine $852 -$528 -38.3%
Maryland $1,140 -$240 -17.4%
Massachusetts $1,106 -$274 -19.9%
Michigan $2,400 $1,020 73.9%
Minnesota $1,156 -$224 -16.2%
Mississippi $1,654 $274 19.9%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,090 -$290 -21.0%
Nevada $1,658 $278 20.1%
New Hampshire $996 -$384 -27.8%
New Jersey $1,544 $164 11.9%
New Mexico $1,224 -$156 -11.3%
New York $1,454 $74 5.4%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $954 -$426 -30.9%
Oklahoma $1,420 $40 2.9%
Oregon $1,264 -$116 -8.4%
Pennsylvania $1,318 -$62 -4.5%
Rhode Island $1,842 $462 33.5%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,666 $286 20.7%
Utah $1,022 -$358 -25.9%
Vermont $946 -$434 -31.4%
Virginia $826 -$554 -40.1%
Washington $1,068 -$312 -22.6%
West Virginia $1,266 -$114 -8.3%
Wisconsin $956 -$424 -30.7%
Wyoming $1,232 -$148 -10.7%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,380 $115
Volkswagen Touareg 3.6 AWD 4-Dr $1,380 $115

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $302 $574 $452 $1,486
2018 Volkswagen Touareg $290 $540 $456 $1,444
2017 Volkswagen Touareg $278 $484 $460 $1,380
2016 Volkswagen Touareg $260 $446 $460 $1,324
2013 Volkswagen Touareg $226 $362 $474 $1,220
2007 Volkswagen Touareg $182 $228 $452 $1,020
2005 Volkswagen Touareg $160 $206 $442 $966

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Volkswagen Touareg Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and bundling your home and auto policies. Make time to compare rates at every policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the data touched on in this article.

  • Consumers who require more liability protection will pay an extra $510 per year to go from a minimum limit to a 250/500 level
  • You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles could save as much as $500 each year
  • Youthful drivers pay the highest rates, as much as $437 per month if they have full coverage

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,240
20 $3,184
30 $1,432
40 $1,380
50 $1,262
60 $1,238

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,560
$500 $1,380
$1,000 $1,208

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,472
100/300 $1,587
250/500 $1,886
100 CSL $1,518
300 CSL $1,771
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,074
30 $3,050
40 $2,992
50 $2,858
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $581
Rate after discounts $799

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles