Volkswagen Touareg Insurance Rates
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UPDATED: May 6, 2024
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The average insurance prices for a Volkswagen Touareg are $1,380 every 12 months for full coverage. Comprehensive insurance costs around $278 each year, collision costs $484, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,992 or more. Teenage drivers cost the most to insure at $5,240 a year or more.
Average premium for full coverage: $1,380
Policy rates for type of insurance:
Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all states and Touareg models.
Price Range Variability
For the average 40-year-old driver, Volkswagen Touareg insurance rates go from the cheapest price of $510 for just liability insurance to a high rate of $2,992 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities.
The graphic below illustrates the difference location can make on auto insurance rates.
The examples above show why all drivers should compare rates for a specific zip code and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Volkswagen Touareg insurance rates for additional coverage choices and driver risks.
- The best discount rate is $799
- Drivers who choose higher $1,000 deductibles will pay about $172 a year
- The average price for a good driver age 40 using $500 deductibles is $1,380
- Using low deductibles for comprehensive and collision insurance costs an extra $338 every year
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,992 or more
- Policy cost to insure a teen driver can be $5,240 a year
Insurance rates for a Volkswagen Touareg also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Using high physical damage deductibles could save up to $510 every year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Volkswagen Touareg insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,970 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,250 | -$130 | -9.4% |
Alaska | $1,060 | -$320 | -23.2% |
Arizona | $1,146 | -$234 | -17.0% |
Arkansas | $1,380 | -$0 | 0.0% |
California | $1,574 | $194 | 14.1% |
Colorado | $1,320 | -$60 | -4.3% |
Connecticut | $1,420 | $40 | 2.9% |
Delaware | $1,562 | $182 | 13.2% |
Florida | $1,728 | $348 | 25.2% |
Georgia | $1,274 | -$106 | -7.7% |
Hawaii | $992 | -$388 | -28.1% |
Idaho | $934 | -$446 | -32.3% |
Illinois | $1,030 | -$350 | -25.4% |
Indiana | $1,040 | -$340 | -24.6% |
Iowa | $932 | -$448 | -32.5% |
Kansas | $1,312 | -$68 | -4.9% |
Kentucky | $1,886 | $506 | 36.7% |
Louisiana | $2,044 | $664 | 48.1% |
Maine | $852 | -$528 | -38.3% |
Maryland | $1,140 | -$240 | -17.4% |
Massachusetts | $1,106 | -$274 | -19.9% |
Michigan | $2,400 | $1,020 | 73.9% |
Minnesota | $1,156 | -$224 | -16.2% |
Mississippi | $1,654 | $274 | 19.9% |
Missouri | $1,224 | -$156 | -11.3% |
Montana | $1,482 | $102 | 7.4% |
Nebraska | $1,090 | -$290 | -21.0% |
Nevada | $1,658 | $278 | 20.1% |
New Hampshire | $996 | -$384 | -27.8% |
New Jersey | $1,544 | $164 | 11.9% |
New Mexico | $1,224 | -$156 | -11.3% |
New York | $1,454 | $74 | 5.4% |
North Carolina | $794 | -$586 | -42.5% |
North Dakota | $1,130 | -$250 | -18.1% |
Ohio | $954 | -$426 | -30.9% |
Oklahoma | $1,420 | $40 | 2.9% |
Oregon | $1,264 | -$116 | -8.4% |
Pennsylvania | $1,318 | -$62 | -4.5% |
Rhode Island | $1,842 | $462 | 33.5% |
South Carolina | $1,250 | -$130 | -9.4% |
South Dakota | $1,164 | -$216 | -15.7% |
Tennessee | $1,210 | -$170 | -12.3% |
Texas | $1,666 | $286 | 20.7% |
Utah | $1,022 | -$358 | -25.9% |
Vermont | $946 | -$434 | -31.4% |
Virginia | $826 | -$554 | -40.1% |
Washington | $1,068 | -$312 | -22.6% |
West Virginia | $1,266 | -$114 | -8.3% |
Wisconsin | $956 | -$424 | -30.7% |
Wyoming | $1,232 | -$148 | -10.7% |
Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,380 | $115 |
Volkswagen Touareg 3.6 AWD 4-Dr | $1,380 | $115 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Volkswagen Touareg | $302 | $574 | $452 | $1,486 |
2018 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
2017 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
2016 Volkswagen Touareg | $260 | $446 | $460 | $1,324 |
2013 Volkswagen Touareg | $226 | $362 | $474 | $1,220 |
2007 Volkswagen Touareg | $182 | $228 | $452 | $1,020 |
2005 Volkswagen Touareg | $160 | $206 | $442 | $966 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Volkswagen Touareg Insurance
Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates every year by requesting rates from direct carriers, and also from local exclusive and independent agents.
Below is a brief recap of the coverage data touched on in this article.
- Drivers can save up to $170 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles could save as much as $500 each year
- Teenage drivers are charged the highest rates, costing up to $437 each month if full coverage is included
- Higher risk drivers who tend to receive serious violations may pay on average $1,610 more every year for auto insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,240 |
20 | $3,184 |
30 | $1,432 |
40 | $1,380 |
50 | $1,262 |
60 | $1,238 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,718 |
$250 | $1,560 |
$500 | $1,380 |
$1,000 | $1,208 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,380 |
50/100 | $1,472 |
100/300 | $1,587 |
250/500 | $1,886 |
100 CSL | $1,518 |
300 CSL | $1,771 |
500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,462 |
20 | $5,074 |
30 | $3,050 |
40 | $2,992 |
50 | $2,858 |
60 | $2,834 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $73 |
Homeowner | $21 |
5-yr Accident Free | $99 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $61 |
Advance Quote | $67 |
Online Quote | $98 |
Total Discounts | $581 |
Discounts are estimated and may not be available from every company or in every state.
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