Volkswagen Touareg Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 6, 2024
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Average insurance prices for a Volkswagen Touareg are $1,380 every 12 months including full coverage. Comprehensive costs on average $278, collision costs $484, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,992. Teenage drivers receive the highest rates at $5,240 a year or more.
Average premium for full coverage: $1,380
Rate estimates by individual coverage type:
Prices include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Touareg models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $510 for just the minimum liability insurance to the much higher price of $2,992 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a large influence on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than densely populated cities.
The example below illustrates the difference location can make on car insurance rates.
These examples highlight why everyone should compare rates based on a specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Volkswagen Touareg insurance rates for different risk profiles and scenarios.
- The best discount rate is $799
- Drivers who choose higher $1,000 deductibles will pay around $172 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,380
- Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,718
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,992 or more
- The cost to insure a teenage driver for full coverage may cost $5,240 a year
Insurance rates for a Volkswagen Touareg can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Touareg.
Using high physical damage deductibles could save up to $510 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 extra per year, depending on your age. Volkswagen Touareg insurance for high-risk drivers can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates
Where you live makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,970 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,250 | -$130 | -9.4% |
Alaska | $1,060 | -$320 | -23.2% |
Arizona | $1,146 | -$234 | -17.0% |
Arkansas | $1,380 | -$0 | 0.0% |
California | $1,574 | $194 | 14.1% |
Colorado | $1,320 | -$60 | -4.3% |
Connecticut | $1,420 | $40 | 2.9% |
Delaware | $1,562 | $182 | 13.2% |
Florida | $1,728 | $348 | 25.2% |
Georgia | $1,274 | -$106 | -7.7% |
Hawaii | $992 | -$388 | -28.1% |
Idaho | $934 | -$446 | -32.3% |
Illinois | $1,030 | -$350 | -25.4% |
Indiana | $1,040 | -$340 | -24.6% |
Iowa | $932 | -$448 | -32.5% |
Kansas | $1,312 | -$68 | -4.9% |
Kentucky | $1,886 | $506 | 36.7% |
Louisiana | $2,044 | $664 | 48.1% |
Maine | $852 | -$528 | -38.3% |
Maryland | $1,140 | -$240 | -17.4% |
Massachusetts | $1,106 | -$274 | -19.9% |
Michigan | $2,400 | $1,020 | 73.9% |
Minnesota | $1,156 | -$224 | -16.2% |
Mississippi | $1,654 | $274 | 19.9% |
Missouri | $1,224 | -$156 | -11.3% |
Montana | $1,482 | $102 | 7.4% |
Nebraska | $1,090 | -$290 | -21.0% |
Nevada | $1,658 | $278 | 20.1% |
New Hampshire | $996 | -$384 | -27.8% |
New Jersey | $1,544 | $164 | 11.9% |
New Mexico | $1,224 | -$156 | -11.3% |
New York | $1,454 | $74 | 5.4% |
North Carolina | $794 | -$586 | -42.5% |
North Dakota | $1,130 | -$250 | -18.1% |
Ohio | $954 | -$426 | -30.9% |
Oklahoma | $1,420 | $40 | 2.9% |
Oregon | $1,264 | -$116 | -8.4% |
Pennsylvania | $1,318 | -$62 | -4.5% |
Rhode Island | $1,842 | $462 | 33.5% |
South Carolina | $1,250 | -$130 | -9.4% |
South Dakota | $1,164 | -$216 | -15.7% |
Tennessee | $1,210 | -$170 | -12.3% |
Texas | $1,666 | $286 | 20.7% |
Utah | $1,022 | -$358 | -25.9% |
Vermont | $946 | -$434 | -31.4% |
Virginia | $826 | -$554 | -40.1% |
Washington | $1,068 | -$312 | -22.6% |
West Virginia | $1,266 | -$114 | -8.3% |
Wisconsin | $956 | -$424 | -30.7% |
Wyoming | $1,232 | -$148 | -10.7% |
With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,380 | $115 |
Volkswagen Touareg 3.6 AWD 4-Dr | $1,380 | $115 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Volkswagen Touareg | $302 | $574 | $452 | $1,486 |
2018 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
2017 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
2016 Volkswagen Touareg | $260 | $446 | $460 | $1,324 |
2013 Volkswagen Touareg | $226 | $362 | $474 | $1,220 |
2007 Volkswagen Touareg | $182 | $228 | $452 | $1,020 |
2005 Volkswagen Touareg | $160 | $206 | $442 | $966 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Volkswagen Touareg Insurance
Saving money on auto insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and bundling your home and auto policies. Make time to compare rates at every policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a quick rundown of the data touched on in this article.
- Consumers who require more liability protection will pay an extra $510 per year to go from a minimum limit to a 250/500 level
- You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $500 each year
- Youthful drivers pay the highest rates, as much as $437 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,240 |
20 | $3,184 |
30 | $1,432 |
40 | $1,380 |
50 | $1,262 |
60 | $1,238 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,718 |
$250 | $1,560 |
$500 | $1,380 |
$1,000 | $1,208 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,380 |
50/100 | $1,472 |
100/300 | $1,587 |
250/500 | $1,886 |
100 CSL | $1,518 |
300 CSL | $1,771 |
500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,462 |
20 | $5,074 |
30 | $3,050 |
40 | $2,992 |
50 | $2,858 |
60 | $2,834 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $73 |
Homeowner | $21 |
5-yr Accident Free | $99 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $61 |
Advance Quote | $67 |
Online Quote | $98 |
Total Discounts | $581 |
Discounts are estimated and may not be available from every company or in every state.
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