Volkswagen Touareg Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average auto insurance rates for a Volkswagen Touareg are $988 annually for full coverage. Comprehensive costs around $166, collision costs $218, and liability coverage is $446. Buying just liability costs around $500 a year, with insurance for high-risk drivers costing around $2,122. Teen drivers pay the highest rates at $3,962 a year or more.
Average premium for full coverage: $988
Price estimates for individual coverage:
Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all Touareg models.
Price Range from Low to High
For a driver around age 40, Volkswagen Touareg insurance prices go from as cheap as $500 for just liability coverage to the much higher price of $2,122 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than larger metro areas.
The example below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above show why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Volkswagen Touareg insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $602
- Raising to $1,000 deductibles will save about $88 a year
- The estimated rate for the average middle-age driver using $500 deductibles is $988
- Choosing pricier low deductibles will cost $1,154
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,122 or more
- The price with full coverage for a teenage driver for full coverage can be $3,962
Insurance prices for a Volkswagen Touareg are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $3,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at least $1,200 to $1,700 additional each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers is expensive and can cost around 43% to 135% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $260 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Volkswagen Touareg insurance rates. A middle-age driver might find prices as low as $650 a year in states like Idaho, Maine, and Iowa, or as much as $1,410 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $894 | -$94 | -9.5% |
| Alaska | $758 | -$230 | -23.3% |
| Arizona | $820 | -$168 | -17.0% |
| Arkansas | $988 | -$0 | 0.0% |
| California | $1,128 | $140 | 14.2% |
| Colorado | $944 | -$44 | -4.5% |
| Connecticut | $1,018 | $30 | 3.0% |
| Delaware | $1,120 | $132 | 13.4% |
| Florida | $1,238 | $250 | 25.3% |
| Georgia | $912 | -$76 | -7.7% |
| Hawaii | $710 | -$278 | -28.1% |
| Idaho | $668 | -$320 | -32.4% |
| Illinois | $736 | -$252 | -25.5% |
| Indiana | $744 | -$244 | -24.7% |
| Iowa | $666 | -$322 | -32.6% |
| Kansas | $940 | -$48 | -4.9% |
| Kentucky | $1,348 | $360 | 36.4% |
| Louisiana | $1,464 | $476 | 48.2% |
| Maine | $610 | -$378 | -38.3% |
| Maryland | $816 | -$172 | -17.4% |
| Massachusetts | $792 | -$196 | -19.8% |
| Michigan | $1,718 | $730 | 73.9% |
| Minnesota | $828 | -$160 | -16.2% |
| Mississippi | $1,186 | $198 | 20.0% |
| Missouri | $876 | -$112 | -11.3% |
| Montana | $1,062 | $74 | 7.5% |
| Nebraska | $782 | -$206 | -20.9% |
| Nevada | $1,186 | $198 | 20.0% |
| New Hampshire | $712 | -$276 | -27.9% |
| New Jersey | $1,106 | $118 | 11.9% |
| New Mexico | $876 | -$112 | -11.3% |
| New York | $1,042 | $54 | 5.5% |
| North Carolina | $572 | -$416 | -42.1% |
| North Dakota | $810 | -$178 | -18.0% |
| Ohio | $682 | -$306 | -31.0% |
| Oklahoma | $1,014 | $26 | 2.6% |
| Oregon | $906 | -$82 | -8.3% |
| Pennsylvania | $944 | -$44 | -4.5% |
| Rhode Island | $1,320 | $332 | 33.6% |
| South Carolina | $894 | -$94 | -9.5% |
| South Dakota | $834 | -$154 | -15.6% |
| Tennessee | $866 | -$122 | -12.3% |
| Texas | $1,192 | $204 | 20.6% |
| Utah | $732 | -$256 | -25.9% |
| Vermont | $678 | -$310 | -31.4% |
| Virginia | $592 | -$396 | -40.1% |
| Washington | $764 | -$224 | -22.7% |
| West Virginia | $906 | -$82 | -8.3% |
| Wisconsin | $686 | -$302 | -30.6% |
| Wyoming | $882 | -$106 | -10.7% |
Since prices can be so different, the only way to know your exact price is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $988 | $82 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $988 | $82 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Volkswagen Touareg | $244 | $390 | $474 | $1,266 |
| 2007 Volkswagen Touareg | $184 | $240 | $460 | $1,042 |
| 2005 Volkswagen Touareg | $166 | $218 | $446 | $988 |
| 2004 Volkswagen Touareg | $160 | $206 | $442 | $966 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Volkswagen Touareg Insurance
Getting lower rates on auto insurance consists of being safe and accident-free, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
Below you'll find a brief recap of the coverage data covered above.
- Drivers can save up to $110 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save up to $250 each year
- Youthful drivers are charged the highest prices, with premiums as much as $330 a month if they have full coverage
- Drivers who tend to receive serious violations pay an average of $1,130 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,962 |
| 20 | $2,258 |
| 30 | $1,006 |
| 40 | $988 |
| 50 | $906 |
| 60 | $888 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,154 |
| $250 | $1,078 |
| $500 | $988 |
| $1,000 | $900 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $988 |
| 50/100 | $1,077 |
| 100/300 | $1,189 |
| 250/500 | $1,479 |
| 100 CSL | $1,122 |
| 300 CSL | $1,367 |
| 500 CSL | $1,546 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,578 |
| 20 | $3,592 |
| 30 | $2,140 |
| 40 | $2,122 |
| 50 | $2,030 |
| 60 | $2,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $53 |
| Homeowner | $17 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $66 |
| Total Discounts | $386 |
Discounts are estimated and may not be available from every company or in every state.
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