Volvo V90 Insurance Rates

U.S. average insurance rates for a Volvo V90 are $1,412 a year for full coverage. Comprehensive insurance costs approximately $300 a year, collision insurance costs $588, and liability costs around $388. Buying just liability costs as low as $434 a year, and insurance for high-risk drivers costs $3,072 or more. Teen drivers pay the highest rates at up to $5,212 a year.

Average premium for full coverage: $1,412

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and V90 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above show why it is important to compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Volvo V90 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $795
• Using higher $1,000 deductibles will save $1,210 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,412
• Choosing low $100 deductibles for physical damage coverage will cost an additional $394 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,072
• The price that insures a 16-year-old driver can cost $5,212 or more

View Chart as Image

Insurance prices for a Volvo V90 are also quite variable based on the trim level of your V90, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be from 44% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Volvo V90 insurance prices. A driver around age 40 might see prices as low as $930 a year in states like Iowa, Maine, and Idaho, or as much as $2,010 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $600 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Volvo V90 Insurance

Getting lower rates on insurance for a Volvo V90 requires avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around every other policy renewal by getting quotes from direct carriers, and also from insurance agencies where you live.

The list below is a review of the ideas that were touched on in this article.

• Teenagers are the costliest to insure, with premiums as much as $434 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,660 more per year for car insurance
• Increasing physical damage deductibles can save approximately $600 each year
• Drivers can save around $170 per year just by quoting early and online