Volvo V90 Insurance Rates

U.S. average insurance rates for a Volvo V90 are $1,412 a year for full coverage. Comprehensive costs an estimated $300 a year, collision insurance costs $588, and liability costs around $388. Buying just liability costs as low as $434 a year, and insurance for high-risk drivers costs around $3,072. 16-year-old drivers pay the highest rates at up to $5,212 a year.

Average premium for full coverage: $1,412

Price estimates broken down by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and V90 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. More rural locations have lower incidents of accident claims than congested cities. The diagram below illustrates how where you live affects insurance prices.

The ranges above show why it is important to compare prices for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Volvo V90 insurance rates for other coverage scenarios.

• The best full coverage rate is $795
• Using higher $1,000 deductibles will save approximately $1,210 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,412
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,806
• Drivers with multiple tickets or accidents could pay up to $3,072
• The price that insures a teen driver can cost as much as $5,212 or more

View Chart as Image

Insurance prices for a Volvo V90 are also quite variable based on the trim level of your V90, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

The state you live in has a huge impact on Volvo V90 insurance prices. A driver around age 40 might see prices as low as $930 a year in states like Iowa, Maine, and Idaho, or at least $2,010 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $600 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Volvo V90 Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop at every policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

Below is a review of the data touched on in the above illustrations.

• Policyholders who want higher levels of liability will pay around $430 each year to increase from a low limit to the 250/500 level
• Drivers can save approximately $170 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $600 each year
• Teenage drivers are expensive to insure, with premiums as much as $434 a month if comprehensive and collision insurance is included