Volvo V90 Insurance Rates

The average insurance rates for a Volvo V90 are $1,412 a year for full coverage insurance. Comprehensive insurance costs an estimated $300 a year, collision insurance costs $588, and liability coverage costs $388. A liability-only policy costs as little as $434 a year, and high-risk insurance costs $3,072 or more. Teens cost the most to insure at up to $5,212 a year.

Average premium for full coverage: $1,412

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and V90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Volvo V90 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $795
• Drivers who choose higher $1,000 deductibles will pay approximately $1,210 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,412
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $394 each year
• High-risk insureds with serious driving violations could pay up to $3,072
• Policy cost for full coverage for a teenage driver can cost as much as $5,212 a year

View Chart as Image

Car insurance rates for a Volvo V90 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $5,200 a year. View Rates by Age

Your home state makes a big difference in Volvo V90 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,900 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $600 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

How to Find the Best Volvo V90 Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having above-average credit, being claim-free, and possibly higher deductibles. Spend time shopping around at least every other year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief recap of the car insurance concepts touched on above.

• Drivers who tend to receive serious violations pay on average $1,660 more annually than a driver with a clean driving record
• It is possible to save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $600 each year
• Consumers who want additional liability coverage will pay approximately $430 annually to go from a 30/60 limit to 250/500 limits