Volvo V90 Insurance Rates

U.S. average insurance rates for a Volvo V90 are $1,412 a year including full coverage. Comprehensive insurance costs an estimated $300 a year, collision insurance costs $588, and liability coverage costs $388. Buying just liability costs as little as $434 a year, and insurance for high-risk drivers costs $3,072 or more. Teen drivers pay the highest rates at up to $5,212 a year.

Average premium for full coverage: $1,412

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and V90 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.

The ranges above highlight why it is important to compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Volvo V90 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $795
• Drivers who choose higher $1,000 deductibles will pay approximately $1,210 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,412
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $394 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,072
• The price that insures a teenage driver can cost as much as $5,212 a year

View Chart as Image

Insurance prices for a Volvo V90 are also quite variable based on the trim level of your V90, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

The state you live in makes a big difference in Volvo V90 insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $600 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Volvo V90 Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, being claim-free, and possibly raising deductibles. Shop around at least every other year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

Below is a brief review of the car insurance concepts touched on in the above illustrations.

• Drivers with DUI or reckless driving convictions could be charged and average of $1,660 more annually for auto insurance
• You may be able to save approximately $170 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $600 each year
• Consumers who want higher levels of liability will pay about $430 per year to go from a low limit to the 250/500 level