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Marco’s Pizza Car Insurance Rates (Save by Comparing Quotes)

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Sep 7, 2021

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Key Takeaways

  • Marco’s Pizza doesn’t provide car insurance to its drivers
  • A standard car insurance policy will not cover you while driving for work
  • Most top-rated insurers have a commercial or business-use policy to keep you covered while working

When you start to consider becoming a delivery driver for Marco’s Pizza, you may wonder, “Do pizza delivery drivers need special insurance?” The simple answer is, yes, you will need special Marco’s Pizza car insurance to keep you covered while on deliveries.

Marco’s Pizza requires you to drive your vehicle and have your own car insurance policy. However, they don’t inform you of exactly what type of car insurance you need.

Finding cheap car insurance for delivery drivers is easy when you know what you are looking for.

Keep reading to find out everything you need to know about picking a Marco’s Pizza car insurance company, and enter your ZIP code here to quickly compare free Marco’s Pizza car insurance quotes from companies near you.

What type of car insurance do I need as a delivery driver for Marco’s Pizza?

As mentioned, auto insurance for pizza delivery drivers is not the same as a standard car insurance policy. If you drive your vehicle for your job, you must purchase a commercial or a business-use car insurance policy.

Your standard policy will cover you and your car when you are not making deliveries. However, when you have a customer’s order with you, coverage will not be provided if you are involved in an accident.

Commercial and business-use car insurance policies are available from most of the top-rated car insurance companies. You can find them from:

  • State Farm
  • Allstate
  • Progressive
  • American Family

These are some of the top companies for affordable commercial policies. Commercial car insurance policies are more costly than standard policies. However, if you are involved in an accident while on the clock, you will be happy you made the investment.

It is important to note that not every car insurance company will offer the addition of business use to your current policy.

More often than not, it is simpler to buy a commercial policy. However, it can be more affordable for some to get a business-use policy. So, you should inquire about this option.

How much will my Marco’s Pizza car insurance rates be?

Your exact rates will depend on which car insurance company you decide to go with. Each company determines your rates by looking at various factors and then assigning you a risk level. Based on how risky it is to insure you, your rates could vary drastically.

High-risk drivers pay very high rates. Learning the ins and outs of high-risk car insurance can help you find the cheapest rates. In addition, the type of vehicle you drive will also play a role in how much you pay for a commercial car insurance policy.

Most people deliver pizzas in a car, but that won’t always be the case. Here is a look at what a commercial policy may cost you based on what type of vehicle you drive.

Average Monthly Commercial Car Insurance Rates Based on Vehicle Type
Vehicle TypeMinimum Monthly Commercial Auto Insurance RatesMaximum Monthly Commercial Auto Insurance Rates
Delivery Van$275$516
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As you can see, your rates could seriously vary depending on what you are driving. For some, investing in a cheap car for making deliveries is a great way to save money. For others, they need to shop around before they buy Marco’s Pizza car insurance.

Now that you know what type of insurance you need as a delivery driver, getting affordable Marco’s Pizza car insurance should be reasonably simple. Enter your ZIP code here to quickly compare free quotes from popular insurance companies near you.

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