Chevrolet Suburban Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Estimated insurance rates for a Chevrolet Suburban are $1,364 a year including full coverage. Comprehensive insurance costs an estimated $296 a year, collision costs $494, and liability coverage is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing $2,944 or more. Teens pay the most at $5,098 a year or more.
Average premium for full coverage: $1,364
Premium estimates broken down by type of coverage:
Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Suburban trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Chevrolet Suburban go from the low end price of $474 for liability-only coverage to a high of $2,944 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects insurance prices.
These rate differences highlight why it is important to get quotes for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Chevrolet Suburban insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $792
- Choosing higher $1,000 deductibles can save approximately $1,186 every year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,364
- Selecting low $100 deductibles for comp and collision coverage will cost an additional $348 each year
- Drivers with serious driving violations could pay up to $2,944 or more
- An auto insurance policy that insures a teenage driver can cost as much as $5,098 each year
Insurance prices for a Chevrolet Suburban also have a wide range based on the trim level of your Suburban, your driving record and age, and liability limits and deductibles.
If you have a few violations or you caused an accident, you are likely paying $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than the average policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Chevrolet Suburban insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,950 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,234 | -$130 | -9.5% |
| Alaska | $1,050 | -$314 | -23.0% |
| Arizona | $1,134 | -$230 | -16.9% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,556 | $192 | 14.1% |
| Colorado | $1,304 | -$60 | -4.4% |
| Connecticut | $1,404 | $40 | 2.9% |
| Delaware | $1,546 | $182 | 13.3% |
| Florida | $1,708 | $344 | 25.2% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $980 | -$384 | -28.2% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,016 | -$348 | -25.5% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,300 | -$64 | -4.7% |
| Kentucky | $1,862 | $498 | 36.5% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,126 | -$238 | -17.4% |
| Massachusetts | $1,092 | -$272 | -19.9% |
| Michigan | $2,370 | $1,006 | 73.8% |
| Minnesota | $1,142 | -$222 | -16.3% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,214 | -$150 | -11.0% |
| Montana | $1,468 | $104 | 7.6% |
| Nebraska | $1,078 | -$286 | -21.0% |
| Nevada | $1,638 | $274 | 20.1% |
| New Hampshire | $984 | -$380 | -27.9% |
| New Jersey | $1,526 | $162 | 11.9% |
| New Mexico | $1,208 | -$156 | -11.4% |
| New York | $1,438 | $74 | 5.4% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,116 | -$248 | -18.2% |
| Ohio | $944 | -$420 | -30.8% |
| Oklahoma | $1,402 | $38 | 2.8% |
| Oregon | $1,252 | -$112 | -8.2% |
| Pennsylvania | $1,302 | -$62 | -4.5% |
| Rhode Island | $1,822 | $458 | 33.6% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,154 | -$210 | -15.4% |
| Tennessee | $1,196 | -$168 | -12.3% |
| Texas | $1,646 | $282 | 20.7% |
| Utah | $1,012 | -$352 | -25.8% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,056 | -$308 | -22.6% |
| West Virginia | $1,252 | -$112 | -8.2% |
| Wisconsin | $946 | -$418 | -30.6% |
| Wyoming | $1,216 | -$148 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $530 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,324 | $110 |
| Chevrolet Suburban LT 2WD | $1,324 | $110 |
| Chevrolet Suburban LS 4WD | $1,324 | $110 |
| Chevrolet Suburban LT 4WD | $1,364 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,406 | $117 |
| Chevrolet Suburban LTZ 4WD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2023 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2022 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2021 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2020 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2019 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2018 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2017 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2016 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2015 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2013 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2011 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2009 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2008 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2007 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2006 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Chevrolet Suburban Insurance
Finding better rates on auto insurance takes avoiding accidents and claims, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare rates once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.
The points below are a recap of the data that was presented in the illustrations above.
- You may be able to save approximately $160 per year simply by quoting early and online
- Consumers who want increased liability limits will pay approximately $460 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
- Drivers under the age of 20 are expensive to insure, with the cost nearing $425 per month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents could be charged and average of $1,580 more annually to insure a Chevrolet Suburban
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,098 |
| 20 | $3,132 |
| 30 | $1,422 |
| 40 | $1,364 |
| 50 | $1,246 |
| 60 | $1,220 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,712 |
| $250 | $1,552 |
| $500 | $1,364 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,264 |
| 20 | $4,986 |
| 30 | $3,006 |
| 40 | $2,944 |
| 50 | $2,808 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $71 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
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