Chevrolet Suburban Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Chevrolet Suburban are $1,368 a year for full coverage insurance. Comprehensive insurance costs approximately $306 each year, collision insurance costs $506, and liability insurance is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs $2,950 or more. Teens pay the highest rates at up to $5,078 a year.
Average premium for full coverage: $1,368
Price estimates by individual coverage:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Suburban models.
Price Range from Low to High
For a driver around age 40, Chevrolet Suburban insurance prices range from as low as $460 for basic liability insurance to a high rate of $2,950 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
The ranges above illustrate why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Chevrolet Suburban insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $792
- Raising to $1,000 deductibles will save $182 each year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,368
- Selecting low deductibles will cost an extra $358 a year
- Higher-risk drivers with serious driving violations could pay around $2,950
- The price for full coverage for a teen driver can cost $5,078
Auto insurance prices for a Chevrolet Suburban are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age
The state you live in also has a big influence on Chevrolet Suburban insurance rates. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$128 | -9.4% |
| Alaska | $1,052 | -$316 | -23.1% |
| Arizona | $1,136 | -$232 | -17.0% |
| Arkansas | $1,368 | -$0 | 0.0% |
| California | $1,562 | $194 | 14.2% |
| Colorado | $1,308 | -$60 | -4.4% |
| Connecticut | $1,410 | $42 | 3.1% |
| Delaware | $1,550 | $182 | 13.3% |
| Florida | $1,716 | $348 | 25.4% |
| Georgia | $1,266 | -$102 | -7.5% |
| Hawaii | $984 | -$384 | -28.1% |
| Idaho | $928 | -$440 | -32.2% |
| Illinois | $1,022 | -$346 | -25.3% |
| Indiana | $1,032 | -$336 | -24.6% |
| Iowa | $926 | -$442 | -32.3% |
| Kansas | $1,304 | -$64 | -4.7% |
| Kentucky | $1,870 | $502 | 36.7% |
| Louisiana | $2,028 | $660 | 48.2% |
| Maine | $846 | -$522 | -38.2% |
| Maryland | $1,130 | -$238 | -17.4% |
| Massachusetts | $1,098 | -$270 | -19.7% |
| Michigan | $2,380 | $1,012 | 74.0% |
| Minnesota | $1,146 | -$222 | -16.2% |
| Mississippi | $1,644 | $276 | 20.2% |
| Missouri | $1,216 | -$152 | -11.1% |
| Montana | $1,472 | $104 | 7.6% |
| Nebraska | $1,082 | -$286 | -20.9% |
| Nevada | $1,644 | $276 | 20.2% |
| New Hampshire | $990 | -$378 | -27.6% |
| New Jersey | $1,532 | $164 | 12.0% |
| New Mexico | $1,216 | -$152 | -11.1% |
| New York | $1,444 | $76 | 5.6% |
| North Carolina | $790 | -$578 | -42.3% |
| North Dakota | $1,122 | -$246 | -18.0% |
| Ohio | $948 | -$420 | -30.7% |
| Oklahoma | $1,408 | $40 | 2.9% |
| Oregon | $1,256 | -$112 | -8.2% |
| Pennsylvania | $1,308 | -$60 | -4.4% |
| Rhode Island | $1,828 | $460 | 33.6% |
| South Carolina | $1,244 | -$124 | -9.1% |
| South Dakota | $1,156 | -$212 | -15.5% |
| Tennessee | $1,200 | -$168 | -12.3% |
| Texas | $1,652 | $284 | 20.8% |
| Utah | $1,014 | -$354 | -25.9% |
| Vermont | $938 | -$430 | -31.4% |
| Virginia | $820 | -$548 | -40.1% |
| Washington | $1,060 | -$308 | -22.5% |
| West Virginia | $1,256 | -$112 | -8.2% |
| Wisconsin | $948 | -$420 | -30.7% |
| Wyoming | $1,222 | -$146 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $540 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,328 | $111 |
| Chevrolet Suburban LT 2WD | $1,328 | $111 |
| Chevrolet Suburban LS 4WD | $1,328 | $111 |
| Chevrolet Suburban LT 4WD | $1,368 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,412 | $118 |
| Chevrolet Suburban LTZ 4WD | $1,454 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2023 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2022 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2021 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2020 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2019 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2018 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2017 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2016 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2015 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2013 Chevrolet Suburban | $194 | $268 | $474 | $1,094 |
| 2011 Chevrolet Suburban | $176 | $222 | $474 | $1,030 |
| 2009 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2008 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2007 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2006 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2005 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Suburban Insurance
Getting lower rates on Chevrolet Suburban insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The points below are a brief recap of the data that was covered above.
- It is possible to save around $160 per year just by quoting online in advance
- Drivers who purchase increased liability limits will pay approximately $440 annually to raise from a low limit to 250/500 limits
- Drivers under the age of 20 have the highest car insurance prices, as much as $423 a month if they have full coverage
- High-risk drivers who tend to receive serious violations may pay on average $1,580 more per year to insure a Chevrolet Suburban
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,078 |
| 20 | $3,142 |
| 30 | $1,432 |
| 40 | $1,368 |
| 50 | $1,250 |
| 60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,726 |
| $250 | $1,562 |
| $500 | $1,368 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,368 |
| 50/100 | $1,534 |
| 100/300 | $1,633 |
| 250/500 | $1,892 |
| 100 CSL | $1,573 |
| 300 CSL | $1,792 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,238 |
| 20 | $4,990 |
| 30 | $3,014 |
| 40 | $2,950 |
| 50 | $2,814 |
| 60 | $2,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $576 |
Discounts are estimated and may not be available from every company or in every state.
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