Cheap 1993 Mazda RX-7 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Aug 24, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Trying to find lower insurance coverage rates for your Mazda RX-7? Searching for low-cost insurance for a Mazda RX-7 can normally be an all-consuming task, but you can use our insurance coverage buying tips to find lower rates. There is a better way to shop for insurance coverage so we’re going to tell you the proper way to compare rates for your Mazda and get the lowest price from local insurance agents and online providers.

You need to check insurance coverage prices once or twice a year since rates are adjusted regularly by insurance companies. Despite the fact that you may have had the lowest rates for RX-7 coverage last year there is a good chance you can find better rates now. Forget anything you know (or think you know) about insurance coverage because you’re about to learn how to use the internet to find the best coverage while lowering your premiums.

Discounts can save BIG

Auto insurance companies don’t list every discount very clearly, so the following is a list of some of the best known and the harder-to-find discounts you could be receiving. If you’re not getting every credit you qualify for, you’re paying more than you need to.

  • Organization Discounts – Affiliation with a qualifying organization could qualify you for a break on your policy for RX-7 coverage.
  • Payment Discounts – If you pay your bill all at once instead of making monthly payments you may reduce your total bill.
  • Seat Belt Usage – Buckling up and requiring all passengers to use a seat belt can save 10% or more on the medical payments or PIP coverage costs.
  • Drive Less and Save – Fewer annual miles on your Mazda can earn a substantially lower rate.
  • Government Employees – Employees or retirees of the government may qualify you for a discount for RX-7 coverage with a few car insurance companies.
  • Drivers Ed for Students – Require your teen driver to take driver’s ed class if offered at their school.
  • Anti-theft Discount – Vehicles equipped with anti-theft or alarm systems are stolen less frequently and will save you 10% or more.

As a disclaimer on discounts, most credits do not apply to all coverage premiums. Most only cut the price of certain insurance coverages like liability, collision or medical payments. Even though it may seem like all the discounts add up to a free policy, you’re out of luck.

Insurance companies who might offer some of the above discounts include:

Double check with all companies you are considering which discounts they offer. Some discounts might not be offered in your area.

Will just any policy work for me?

When buying the best car insurance coverage for your personal vehicles, there really is not a one size fits all plan. Everyone’s situation is unique.

For example, these questions may help you determine whether your personal situation could use an agent’s help.

  • Which is better, split liability limits or combined limits?
  • If my pet gets injured in an accident are they covered?
  • How do I buy GAP insurance?
  • Can my teen drive my company car?
  • Do I have coverage if my license is suspended?
  • Does liability extend to a camper or trailer?
  • Where can I find DUI or SR-22 insurance?
  • I have a DUI can I still get coverage?

If you don’t know the answers to these questions but one or more may apply to you, you might consider talking to a licensed insurance agent. If you don’t have a local agent, complete this form. It is quick, free and can help protect your family.

Is there truth in advertising?

Drivers constantly see and hear ads for car insurance savings from companies such as State Farm, Allstate and GEICO. All the ads say the same thing of big savings if you switch your policy.

How does each company say the same thing?

All companies have a preferred profile for the type of driver that earns them a profit. An example of a preferred risk could possibly be over the age of 50, has no tickets, and has a short commute. A customer getting a price quote who meets those qualifications will qualify for the lowest rates and as a result will probably save quite a bit of money when switching.

Potential customers who do not match the “perfect” profile will be quoted higher premiums which leads to business going elsewhere. The ad wording is “people who switch” not “everyone that quotes” save that much money. This is how companies can make those claims. This emphasizes why it’s extremely important to get quotes from several different companies. It’s just too difficult to predict which insurance coverage company will fit your personal profile best.

Specifics of your insurance policy

Knowing the specifics of a insurance policy aids in choosing the best coverages and proper limits and deductibles. Insurance terms can be difficult to understand and coverage can change by endorsement.

Uninsured/Underinsured Motorist coverage – This provides protection when the “other guys” either are underinsured or have no liability coverage at all. Covered claims include hospital bills for your injuries as well as your vehicle’s damage.

Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea.

Medical payments coverage and PIP – Medical payments and Personal Injury Protection insurance kick in for bills like prosthetic devices, surgery, nursing services and chiropractic care. They can be utilized in addition to your health insurance policy or if you do not have health coverage. They cover both the driver and occupants as well as any family member struck as a pedestrian. PIP coverage is only offered in select states and may carry a deductible

Collision – Collision coverage will pay to fix damage to your RX-7 resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims like hitting a mailbox, colliding with another moving vehicle, sustaining damage from a pot hole, damaging your car on a curb and rolling your car. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper collision coverage.

Auto liability – Liability insurance protects you from damage or injury you incur to other’s property or people in an accident. This coverage protects you from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show limits of 50/100/50 that translate to a limit of $50,000 per injured person, $100,000 for the entire accident, and property damage coverage for $50,000.

Liability coverage protects against claims like legal defense fees, attorney fees and repair costs for stationary objects. How much liability should you purchase? That is up to you, but you should buy as large an amount as possible.

Comprehensive coverage – This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against things like vandalism, hail damage, hitting a bird and damage from getting keyed. The highest amount your insurance company will pay is the ACV or actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Compare but don’t skimp

Drivers change insurance companies for a variety of reasons including questionable increases in premium, high prices, delays in paying claims or being labeled a high risk driver. No matter why you want to switch, finding the right insurance coverage provider can be easier than you think.

Discount 1993 Mazda RX-7 insurance can be sourced online as well as from independent agents, and you need to comparison shop both to have the best rate selection. Some insurance companies don’t offer you the ability to get quotes online and many times these small insurance companies only sell through independent insurance agents.

In this article, we presented a lot of tips how to compare insurance prices online. The most important thing to understand is the more providers you compare, the better your comparison will be. You may even find the biggest savings come from a smaller regional carrier.

For more information, link through to the resources below:

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles