1996 Mitsubishi 3000GT Insurance Rates – 6 Ideas for Best Quotes

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: May 12, 2022

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Trying to find the cheapest insurance rates for your Mitsubishi 3000GT? Searching for the cheapest insurance for your Mitsubishi 3000GT can turn out to be a lot of work, but you can learn these tips to make it easier. There are both good and bad ways to buy insurance so we’re going to tell you the proper way to price shop coverage for a Mitsubishi and find the cheapest rates either online or from local insurance agents.

Vehicle Insurance Comparison

Most companies provide pricing online. Getting online quotes is quite easy as you simply enter your coverage preferences as detailed in the form. Once you submit the form, their system gets your driving and credit reports and generates pricing information determined by many factors.

This helps simplify price comparisons, but the time required to go to multiple sites and fill out multiple forms is not the best way to spend an afternoon. But it is imperative to have as many quotes as possible if you want to find the best price possible.

There is an easier way!

A less time-consuming method to get multiple rate quotes utilizes a single form that obtains quotes from several companies at one time. This type of form saves time, helps eliminate reptitive entry, and makes online shopping much easier to do. After sending the form, it is rated and you can choose any or none of the returned quotes. If you find a better price you can click and sign and buy the policy. The entire process takes 15 minutes at the most and you will find out if you’re overpaying now.

To use this form to compare rates, click here to open in a new tab and enter your vehicle and coverage information. If you have your current policy handy, we recommend you enter your coverages as shown on your current policy. This way, you will be getting comparison quotes based on identical coverages.

Do you qualify for these six discounts?

Auto insurance companies do not list all their discounts very well, so we researched some of the best known and the more hidden auto insurance savings. If you don’t get every credit possible, you are throwing money away.

  • Drive Less and Save – Low mileage vehicles can earn lower rates on the low mileage vehicles.
  • Homeowners Savings – Owning a house can save you money because of the fact that having a home demonstrates responsibility.
  • Resident Student – Kids in college who live away from home and don’t have a car can receive lower rates.
  • Air Bag Discount – Vehicles equipped with air bags or automatic seat belts can qualify for discounts of 20% or more.
  • Discount for Swiching Early – A few companies offer discounts for buying a policy prior to your current policy expiration. The savings is around 10%.
  • Bundle and Save – If you have multiple policies with the same company you may save 10% to 20% off each policy.

A little note about advertised discounts, many deductions do not apply to your bottom line cost. Most only cut specific coverage prices like physical damage coverage or medical payments. Just because it seems like all those discounts means the company will pay you, companies don’t profit that way.

For a list of providers offering auto insurance discounts, follow this link.

Don’t assume everyone needs the same coverage

When choosing adequate coverage, there is no one size fits all plan. Coverage needs to be tailored to your specific needs.

For instance, these questions may help highlight whether your personal situation would benefit from an agent’s advice.

  • Am I covered if I hit a deer?
  • Why is insurance for a teen driver so high?
  • When should my teen driver be added to my policy?
  • Can I rent a car in Mexico?
  • Am I covered when driving someone else’s vehicle?
  • If my pet gets injured in an accident are they covered?
  • Is upholstery damage covered by car insurance?
  • Does my medical payments coverage pay my health insurance deductible?
  • How can I force my company to pay a claim?
  • Is extra glass coverage worth it?

If you can’t answer these questions but one or more may apply to you, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It is quick, free and you can get the answers you need.

Coverages available on your policy

Learning about specific coverages of a insurance policy can be of help when determining which coverages you need and the correct deductibles and limits. Policy terminology can be confusing and coverage can change by endorsement.

Uninsured and underinsured coverage

This coverage protects you and your vehicle’s occupants when other motorists are uninsured or don’t have enough coverage. Covered losses include medical payments for you and your occupants and damage to your Mitsubishi 3000GT.

Because many people only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Comprehensive coverages

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like damage from getting keyed, hitting a bird, a tree branch falling on your vehicle and falling objects. The highest amount your insurance company will pay is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Collision insurance

Collision insurance pays for damage to your 3000GT from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage pays for claims like crashing into a building, sustaining damage from a pot hole, colliding with a tree and colliding with another moving vehicle. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to raise the deductible in order to get cheaper collision rates.

Coverage for liability

This coverage protects you from damage or injury you incur to a person or their property by causing an accident. Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show values of 50/100/50 which stand for a limit of $50,000 per injured person, $100,000 for the entire accident, and $50,000 of coverage for damaged property.

Liability insurance covers claims like medical services, pain and suffering, repair costs for stationary objects, legal defense fees and medical expenses. The amount of liability coverage you purchase is your choice, but you should buy as large an amount as possible.

Coverage for medical payments

Med pay and PIP coverage pay for bills like surgery, ambulance fees, chiropractic care, dental work and nursing services. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. They cover both the driver and occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay

Saving money is sweet as honey

When buying insurance coverage, it’s a bad idea to skimp on critical coverages to save a buck or two. In too many instances, someone sacrificed full coverage to discover at claim time that a couple dollars of savings turned into a financial nightmare. Your strategy should be to purchase a proper amount of coverage at the best price.

Consumers change insurance companies for a variety of reasons including being labeled a high risk driver, questionable increases in premium, high rates after DUI convictions or even an unsatisfactory settlement offer. It doesn’t matter why you want to switch choosing a new company can be pretty painless.

Throughout this article, we presented many ideas to lower your 1996 Mitsubishi 3000GT insurance rates. The most important thing to understand is the more providers you compare, the better your comparison will be. Consumers could even find that the best prices are with a lesser-known regional company.

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