Volvo S90 Insurance Rates

U.S. average insurance prices for a Volvo S90 are $976 every 12 months including full coverage. Comprehensive insurance costs an estimated $160 a year, collision insurance costs $216, and liability coverage is $442. A policy with just liability insurance costs around $496 a year, and coverage for high-risk drivers costs $2,096 or more. Teen drivers pay the highest rates at up to $3,926 a year.

Average premium for full coverage: $976

Price estimates broken down by individual coverage:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and S90 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Volvo S90 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $595
• Raising to $1,000 deductibles will save approximately $890 every year
• The average price for the average middle-age driver who has $500 deductibles is $976
• Choosing low $100 deductibles costs an extra $162 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,096
• The price to insure a teenage driver can cost as much as $3,926

View Chart as Image

Insurance prices for a Volvo S90 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $250 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,200 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 137% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Volvo S90 insurance rates. A middle-age driver might find prices as low as $750 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,390 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Low Cost Volvo S90 Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having good credit, being claim-free, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a review of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers are charged the highest prices, possibly costing $327 a month if they have full coverage
• Drivers who have several accidents or serious violations may have to pay on average $1,120 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $250 each year
• You may be able to save approximately $110 per year just by quoting early and online