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1999 Volkswagen Jetta Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jun 13, 2015

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Average insurance rates for a 1999 Volkswagen Jetta are $894 a year with full coverage. Comprehensive insurance costs an estimated $132 each year, collision insurance costs $162, and liability insurance costs $442. Buying a liability-only policy costs as little as $496 a year, and high-risk insurance costs $1,918 or more. Teen drivers receive the highest rates at up to $3,674 a year.

Annual premium for full coverage: $894

Rate estimates for 1999 Volkswagen Jetta Insurance

Comprehensive $132
Collision $162
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 1999 Volkswagen Jetta models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $496 for basic liability insurance to a high rate of $1,918 for high-risk insurance.

Liability Only $496
Full Coverage $894
High Risk $1,918

View Chart as Image

1999 Volkswagen Jetta insurance rates compared
Column chart showing 1999 Volkswagen Jetta insurance prices range from $552 to $3,674 for full coverage

These differences demonstrate why all drivers should compare rates for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1999 Volkswagen Jetta Insurance

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Having to pay for overpriced insurance coverage can dwindle your bank account, especially in this economy. Comparing price quotes is free and is an excellent way to tighten up your finances.

Since consumers have many choices of insurance companies, it’s nearly impossible to locate the best insurance company.

This information will tell you how to get online quotes and some money-saving tips. If you have car insurance now, you will be able to save some money using this strategy. But car owners do need to understand the methods companies use to sell online and apply this information to your search.

Compare the Market for Car Insurance

To find the best car insurance prices, there are several ways of comparing price quotes and find the best price. The easiest way to find the lowest 1999 Volkswagen Jetta rates involves getting comparison quotes online. This is very easy and can be done using a couple different methods.

  • The fastest way consumers can analyze rates is a comparison rater form click here to open form in new window. This method keeps you from doing separate quote forms for each company you want a rate for. A single form will get you price quotes direct from many companies.
  • A more difficult way to obtain and compare quotes online requires a trip to the website for each individual company and request a quote. For sake of this example, we’ll assume you want to compare rates from Allstate, GEICO and Travelers. To find out each rate you need to take the time to go to each site and enter your policy data, and that’s why the first method is more popular. For a handy list of car insurance company links in your area, click here.
  • The least efficient way of comparing rate quotes is driving around to different agent offices. Shopping for car insurance online can eliminate the need for a local agent unless you require the trained guidance of a local agent. You can, however, price shop online but buy from a local insurance agent and we’ll touch on that later.

Which method you use is up to you, but ensure you’re using apples-to-apples coverage limits for each price quote. If you have differing limits it’s not possible to decipher which rate is best. Slightly different coverage limits may result in large price differences. Just keep in mind that comparing more company’s prices helps you find the best rates.

How do I know if I need professional advice?

When choosing adequate coverage, there isn’t really a cookie cutter policy. Every situation is different and a cookie cutter policy won’t apply. Here are some questions about coverages that may help you determine whether you could use an agent’s help.

  • Does car insurance cover theft of personal property?
  • Are all vehicle passengers covered by medical payments coverage?
  • Does my car insurance cover rental cars?
  • Does my policy cover me when driving someone else’s vehicle?
  • Can my teen drive my company car?
  • Should I buy additional glass protection?
  • Can I drive in Mexico and have coverage?
  • Do I have coverage when using my vehicle for my home business?
  • What is no-fault insurance?

If you can’t answer these questions, you might consider talking to an agent. If you want to speak to an agent in your area, simply complete this short form or click here for a list of insurance companies in your area.

Auto insurance coverage information

Understanding the coverages of a car insurance policy can help you determine which coverages you need and proper limits and deductibles. Policy terminology can be ambiguous and nobody wants to actually read their policy. Below you’ll find the normal coverages found on the average car insurance policy.

Collision insurance

Collision coverage covers damage to your Jetta from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like driving through your garage door, hitting a mailbox, colliding with a tree, scraping a guard rail and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Medical payments coverage and PIP

Med pay and PIP coverage kick in for bills for funeral costs, surgery, rehabilitation expenses and dental work. They can be used to cover expenses not covered by your health insurance program or if you do not have health coverage. Coverage applies to both the driver and occupants and also covers if you are hit as a while walking down the street. PIP coverage is only offered in select states and may carry a deductible

Comprehensive coverage

This pays for damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things like falling objects, vandalism, theft and rock chips in glass. The most a car insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Liability auto insurance

This protects you from injuries or damage you cause to other’s property or people. It protects YOU against other people’s claims. Liability doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show liability limits of 50/100/50 that translate to a limit of $50,000 per injured person, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property. Some companies may use one limit called combined single limit (CSL) which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability coverage protects against claims such as pain and suffering, repair bills for other people’s vehicles, legal defense fees and emergency aid. How much liability coverage do you need? That is a personal decision, but you should buy as large an amount as possible.

Uninsured/Underinsured Motorist coverage

This protects you and your vehicle’s occupants when other motorists either are underinsured or have no liability coverage at all. Covered claims include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Because many people only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea. Frequently the UM/UIM limits are identical to your policy’s liability coverage.

Rates by U.S. City

1999 Volkswagen Jetta Insurance Rates by City
City Premium
New York City, NY $1,416
Los Angeles, CA $1,527
Philadelphia, PA $1,196
Jacksonville, FL $1,299
Phoenix, AZ $1,042
Chicago, IL $1,199
Houston, TX $1,401
Seattle, WA $872
Columbus, OH $750
Indianapolis, IN $762

Need a specific model?

Choose your model and trim below

Rates by Driver Age

1999 Volkswagen Jetta Insurance Rates by Driver Age
Driver Age Premium
16 $3,674
20 $2,044
30 $906
40 $894
50 $824
60 $806

Full coverage, $500 deductibles

Rates by Deductible

1999 Volkswagen Jetta Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,020
$250 $962
$500 $894
$1,000 $826

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Jetta Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $982
100/300 $1,093
250/500 $1,380
100 CSL $1,027
300 CSL $1,270
500 CSL $1,447

Full coverage, driver age 40

Rates for High Risk Drivers

1999 Volkswagen Jetta Insurance Rates for High Risk Drivers
Age Premium
16 $5,152
20 $3,256
30 $1,928
40 $1,918
50 $1,836
60 $1,816

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $118

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $52
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $38
Online Quote $59
Total Discounts $342
Rate after discounts $552

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1999 Volkswagen Jetta Insurance Rates by State
State Premium
Alabama $810
Alaska $688
Arizona $744
Arkansas $894
California $1,018
Colorado $854
Connecticut $920
Delaware $1,012
Florida $1,120
Georgia $826
Hawaii $642
Idaho $606
Illinois $666
Indiana $674
Iowa $604
Kansas $852
Kentucky $1,220
Louisiana $1,326
Maine $552
Maryland $740
Massachusetts $718
Michigan $1,554
Minnesota $748
Mississippi $1,072
Missouri $794
Montana $962
Nebraska $706
Nevada $1,072
New Hampshire $644
New Jersey $1,000
New Mexico $792
New York $944
North Carolina $514
North Dakota $732
Ohio $620
Oklahoma $920
Oregon $820
Pennsylvania $854
Rhode Island $1,194
South Carolina $810
South Dakota $756
Tennessee $786
Texas $1,078
Utah $664
Vermont $612
Virginia $536
Washington $692
West Virginia $820
Wisconsin $620
Wyoming $798

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