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2001 Volkswagen Jetta Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 11, 2021

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Average insurance rates for a 2001 Volkswagen Jetta are $894 a year including full coverage. Comprehensive costs around $132 each year, collision insurance costs $162, and liability coverage costs around $442. Buying a liability-only policy costs as low as $496 a year, and high-risk insurance costs around $1,918. Teenage drivers receive the highest rates at up to $3,674 a year.

Annual premium for full coverage: $894

Rate estimates for 2001 Volkswagen Jetta Insurance

Comprehensive $132
Collision $162
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 2001 Volkswagen Jetta models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $496 for only liability insurance to a high rate of $1,918 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $894
High Risk $1,918

View Chart as Image

2001 Volkswagen Jetta insurance rates compared
Column chart showing 2001 Volkswagen Jetta insurance prices range from $552 to $3,674 for full coverage

These differences highlight why all drivers should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2001 Volkswagen Jetta Insurance

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Finding cheaper insurance for your Volkswagen Jetta can be difficult, but you can learn the following methods to make it easier.

There are more efficient ways to buy insurance coverage and we’ll show you the quickest way to quote coverages on a Volkswagen and find the best price possible from both online companies and local agents.

Compare the Market for Car Insurance

Effectively comparing car insurance prices can take time and effort if you don’t understand the easiest way. You can spend your afternoon discussing policy coverages with insurance agencies in your area, or you can stay home and use the internet to maximize your effort.

Many insurance companies take part in a program where insurance shoppers enter their policy data once, and each company returns a competitive quote based on that data. This saves time by eliminating quote forms for every car insurance company. To compare 2001 Volkswagen Jetta rates now click here to start a free quote.

The one disadvantage to doing it this way is you can’t choose which insurance companies you want pricing from. If you wish to select individual companies to request quotes from, we have assembled a list of low cost car insurance companies in your area. Click to view list.

Which method you use is up to you, but make sure you use the exact same coverages and limits for each price quote. If the quotes have differing limits you can’t possibly find the best deal for your Volkswagen Jetta.

Lots of discounts mean lots of savings

Insurance can cost an arm and a leg, but there could be available discounts that many people don’t even know exist. A few discounts will automatically apply at the time of quoting, but a few need to be inquired about before they will apply. If you’re not getting every credit you deserve, you are paying more than you should be.

  • Clubs and Organizations – Affiliation with a professional or civic organization could trigger savings when buying car insurance for Jetta insurance.
  • Military Rewards – Being on active duty in the military could be rewarded with lower premiums.
  • Claim Free – Drivers with accident-free driving histories pay less compared to bad drivers.
  • Own a Home – Owning a house may trigger a car insurance policy discount because of the fact that having a home demonstrates responsibility.
  • Senior Citizens – If you’re over the age of 55, you can possibly qualify for a small decrease in premiums for Jetta insurance.
  • Drivers Education – Have your child complete a driver education course if it’s offered in school.
  • Multiple Cars – Buying insurance for all your vehicles on the same car insurance policy can get a discount on all vehicles.
  • Save with a New Car – Buying coverage on a new vehicle is cheaper due to better safety requirements for new cars.

A little note about advertised discounts, most of the big mark downs will not be given the whole policy. Most cut the price of certain insurance coverages like liability, collision or medical payments. So despite the fact that it appears adding up those discounts means a free policy, companies wouldn’t make money that way. Any amount of discount will reduce your premiums.

Car insurance companies that may offer these money-saving discounts are:

It’s a good idea to ask all companies you are considering which discounts you may be entitled to. Discounts may not be available in your state.

Situations that might require an agent

When choosing adequate coverage for your vehicles, there isn’t really a cookie cutter policy. Everyone’s situation is a little different.

These are some specific questions might help in determining whether your personal situation would benefit from an agent’s advice.

  • Am I covered by my spouse’s policy after a separation?
  • Does my insurance cover a custom paint job?
  • What is high-risk coverage and where do I buy it?
  • Can my teen driver be rated on a liability-only vehicle?
  • What is the minimum liability in my state?
  • Does my personal policy cover me when driving out-of-state?
  • Is my 2001 Volkswagen Jetta covered for smoke damage?
  • Do I need more liability coverage?
  • Should I buy full coverage?
  • Do I need roadside assistance coverage?

If you’re not sure about those questions but one or more may apply to you, then you may want to think about talking to a licensed insurance agent. If you don’t have a local agent, complete this form. It is quick, free and you can get the answers you need.

Insurance coverage basics

Learning about specific coverages of your policy can help you determine appropriate coverage and the correct deductibles and limits. Insurance terms can be confusing and nobody wants to actually read their policy.

Coverage for liability – This coverage protects you from damage that occurs to people or other property by causing an accident. It protects you from legal claims by others, and does not provide coverage for damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You might see values of 25/50/25 which means a $25,000 limit per person for injuries, $50,000 for the entire accident, and $25,000 of coverage for damaged property. Alternatively, you may have one limit called combined single limit (CSL) which provides one coverage limit without having the split limit caps.

Liability coverage pays for things like legal defense fees, pain and suffering and loss of income. The amount of liability coverage you purchase is a decision to put some thought into, but buy higher limits if possible.

Comprehensive insurance – Comprehensive insurance pays for damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive insurance covers claims like fire damage, hitting a deer, hitting a bird, a broken windshield and damage from a tornado or hurricane. The highest amount your insurance company will pay is the market value of your vehicle, so if the vehicle’s value is low consider removing comprehensive coverage.

Collision coverage – Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder.

Collision coverage pays for claims such as damaging your car on a curb, sideswiping another vehicle, hitting a mailbox and crashing into a ditch. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. Another option is to increase the deductible in order to get cheaper collision rates.

Coverage for medical expenses – Coverage for medical payments and/or PIP provide coverage for immediate expenses for things like X-ray expenses, dental work and funeral costs. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP is not universally available and may carry a deductible

Coverage for uninsured or underinsured drivers – This coverage protects you and your vehicle from other motorists when they are uninsured or don’t have enough coverage. Covered claims include injuries to you and your family and damage to your Volkswagen Jetta.

Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Normally your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

More choices the merrier

Discount 2001 Volkswagen Jetta insurance can be bought both online in addition to many insurance agents, and you need to comparison shop both in order to have the best chance of saving money. Some insurance companies do not provide online quoting and many times these small, regional companies only sell through independent insurance agents.

People leave their current company for any number of reasons including high rates after DUI convictions, extreme rates for teen drivers, questionable increases in premium and not issuing a premium refund. No matter why you want to switch, switching car insurance companies can be easier than you think.

We just showed you some good ideas how to save on insurance. The most important thing to understand is the more companies you get rates for, the higher the chance of saving money. Consumers could even find that the biggest savings come from a company that doesn’t do a lot of advertising.

Other resources

Rates by U.S. City

2001 Volkswagen Jetta Insurance Rates by City
City Premium
New York City, NY $1,416
Los Angeles, CA $1,527
Philadelphia, PA $1,196
Jacksonville, FL $1,299
Phoenix, AZ $1,042
Chicago, IL $1,199
Houston, TX $1,401
Seattle, WA $872
Columbus, OH $750
Indianapolis, IN $762

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2001 Volkswagen Jetta Insurance Rates by Driver Age
Driver Age Premium
16 $3,674
20 $2,044
30 $906
40 $894
50 $824
60 $806

Full coverage, $500 deductibles

Rates by Deductible

2001 Volkswagen Jetta Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,020
$250 $962
$500 $894
$1,000 $826

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Jetta Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $982
100/300 $1,093
250/500 $1,380
100 CSL $1,027
300 CSL $1,270
500 CSL $1,447

Full coverage, driver age 40

Rates for High Risk Drivers

2001 Volkswagen Jetta Insurance Rates for High Risk Drivers
Age Premium
16 $5,152
20 $3,256
30 $1,928
40 $1,918
50 $1,836
60 $1,816

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $118

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $52
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $38
Online Quote $59
Total Discounts $342
Rate after discounts $552

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2001 Volkswagen Jetta Insurance Rates by State
State Premium
Alabama $810
Alaska $688
Arizona $744
Arkansas $894
California $1,018
Colorado $854
Connecticut $920
Delaware $1,012
Florida $1,120
Georgia $826
Hawaii $642
Idaho $606
Illinois $666
Indiana $674
Iowa $604
Kansas $852
Kentucky $1,220
Louisiana $1,326
Maine $552
Maryland $740
Massachusetts $718
Michigan $1,554
Minnesota $748
Mississippi $1,072
Missouri $794
Montana $962
Nebraska $706
Nevada $1,072
New Hampshire $644
New Jersey $1,000
New Mexico $792
New York $944
North Carolina $514
North Dakota $732
Ohio $620
Oklahoma $920
Oregon $820
Pennsylvania $854
Rhode Island $1,194
South Carolina $810
South Dakota $756
Tennessee $786
Texas $1,078
Utah $664
Vermont $612
Virginia $536
Washington $692
West Virginia $820
Wisconsin $620
Wyoming $798

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