1. Vehicles
  2. Ford
  3. Crown Victoria
  4. 2000 Model Year

2000 Ford Crown Victoria Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Apr 6, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2000 Ford Crown Victoria are $894 a year including full coverage. Comprehensive insurance costs an estimated $132, collision costs $162, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing $1,918 or more. Teenage drivers receive the highest rates at $3,674 a year or more.

Annual premium for full coverage: $894

Rate estimates for 2000 Ford Crown Victoria Insurance

Comprehensive $132
Collision $162
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 2000 Ford Crown Victoria models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for just liability coverage to a much higher rate of $1,918 for a high risk driver.

Liability Only $496
Full Coverage $894
High Risk $1,918

View Chart as Image

2000 Ford Crown Victoria insurance rates compared
Column chart showing 2000 Ford Crown Victoria insurance prices range from $552 to $3,674 for full coverage

These differences highlight why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2000 Ford Crown Victoria Insurance

Searching Companies

Are you intimidated by the sheer number of auto insurance companies? You’re not the only one! You have so many options that it can turn into a challenge to compare prices.

It’s important to compare prices yearly since insurance rates change quite often. If you had the best deal for Crown Victoria coverage a couple years back you may be paying too much now. There is a lot of bad advice regarding auto insurance online, so with this article, you’re going to get some great ways to slash your auto insurance rates.

How to Buy Car Insurance Online

Comparing car insurance rates can be a lot of work if you don’t understand the most efficient way to do it. You could spend the better part of a day talking to local insurance agents in your area, or you could use online quoting to get pricing more quickly.

All the larger companies belong to an insurance system that allows shoppers to submit their information once, and each company can provide price quotes for coverage. This prevents consumers from doing quotation requests for each company you want a rate for.

To fill out one form to compare multiple rates now click to open in new window.

One minor caviat to comparing rates this way is you cannot specify which companies to get pricing from. If you prefer to choose individual companies to compare, we have assembled a list of companies who write car insurance in your area. Click here to view list.

It’s up to you which method you use, but double check that you are using the exact same coverage information with each company. If each company quotes higher or lower deductibles it will be very difficult to determine the best price for your Ford Crown Victoria. Slightly different coverages may result in a large different in cost. And when price shopping your coverage, more quotes helps you find lower pricing.

Policy discounts you shouldn’t miss

Insurance can be prohibitively expensive, but there could be available discounts that many people don’t even know exist. Larger premium reductions will be automatically applied when you get a quote, but a few need to be specially asked for in order for you to get them.

  • Service Members Pay Less – Having a deployed family member can result in better rates.
  • College Student – Youth drivers living away from home attending college and do not have access to a covered vehicle can be insured at a reduced rate.
  • Government Employees – Active or retired federal employment can earn a discount up to 10% for Crown Victoria coverage with a few insurance coverage companies.
  • Homeowners Savings – Simply owning a home can help you save on insurance coverage due to the fact that maintaining a home shows financial diligence.
  • Student Driver Training – Cut your cost by having your teen driver successfully complete driver’s ed class if offered at their school.

Drivers should understand that some of the credits will not apply to the entire cost. Some only reduce specific coverage prices like collision or personal injury protection. So when it seems like it’s possible to get free car insurance, companies don’t profit that way. But any discount will cut your overall premium however.

A partial list of companies that may offer these money-saving discounts may include but are not limited to:

It’s a good idea to ask each insurance company which discounts you may be entitled to. Some discounts may not apply in your area.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Insurance agents can help

When buying the right insurance coverage, there really is not a best way to insure your cars. Every situation is different.

For instance, these questions might help in determining if you would benefit from professional advice.

  • Why am I required to get a high-risk car insurance policy?
  • Is my 2000 Ford Crown Victoria covered for smoke damage?
  • When should my teen driver be added to my policy?
  • How high should my uninsured/underinsured coverage be in my state?
  • Do I need special endorsements for business use of my vehicle?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Does my liability insurance cover pulling a trailer or camper?
  • Am I covered if I hit my neighbor’s mailbox?
  • What can I do if my company won’t pay a claim?
  • Why is insurance for a teen driver so high?

If it’s difficult to answer those questions but a few of them apply, you might consider talking to an agent. To find lower rates from a local agent, fill out this quick form.

Car insurance policy specifics

Learning about specific coverages of your car insurance policy aids in choosing the best coverages at the best deductibles and correct limits. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording.

Auto collision coverage

Collision coverage will pay to fix damage to your Crown Victoria resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things such as damaging your car on a curb, colliding with a tree and crashing into a building. This coverage can be expensive, so consider dropping it from older vehicles. Another option is to choose a higher deductible to bring the cost down.

Liability coverage

Liability insurance provides protection from damage that occurs to a person or their property. It protects YOU against claims from other people, and doesn’t cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show limits of 50/100/50 that translate to $50,000 in coverage for each person’s injuries, a limit of $100,000 in injury protection per accident, and property damage coverage for $50,000. Some companies may use a combined single limit or CSL which provides one coverage limit with no separate limits for injury or property damage.

Liability insurance covers things like loss of income, pain and suffering, emergency aid, attorney fees and legal defense fees. How much liability coverage do you need? That is your choice, but you should buy as high a limit as you can afford.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims such as damage from flooding, hitting a deer and vandalism. The maximum payout a car insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Insurance for medical payments

Coverage for medical payments and/or PIP provide coverage for bills like X-ray expenses, rehabilitation expenses, prosthetic devices and EMT expenses. The coverages can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. They cover not only the driver but also the vehicle occupants and will also cover getting struck while a pedestrian. PIP is only offered in select states but can be used in place of medical payments coverage

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. It can pay for hospital bills for your injuries as well as your vehicle’s damage.

Since a lot of drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family. Most of the time these coverages are identical to your policy’s liability coverage.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2000 Ford Crown Victoria Insurance Rates by City
City Premium
New York City, NY $1,416
Los Angeles, CA $1,527
Philadelphia, PA $1,196
Jacksonville, FL $1,299
Phoenix, AZ $1,042
Chicago, IL $1,199
Houston, TX $1,401
Seattle, WA $872
Columbus, OH $750
Indianapolis, IN $762

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2000 Ford Crown Victoria Insurance Rates by Driver Age
Driver Age Premium
16 $3,674
20 $2,044
30 $906
40 $894
50 $824
60 $806

Full coverage, $500 deductibles

Rates by Deductible

2000 Ford Crown Victoria Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,020
$250 $962
$500 $894
$1,000 $826

Full coverage, driver age 40

Rates by Liability Limit

Ford Crown Victoria Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $982
100/300 $1,093
250/500 $1,380
100 CSL $1,027
300 CSL $1,270
500 CSL $1,447

Full coverage, driver age 40

Rates for High Risk Drivers

2000 Ford Crown Victoria Insurance Rates for High Risk Drivers
Age Premium
16 $5,152
20 $3,256
30 $1,928
40 $1,918
50 $1,836
60 $1,816

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $118

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $52
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $38
Online Quote $59
Total Discounts $342
Rate after discounts $552

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2000 Ford Crown Victoria Insurance Rates by State
State Premium
Alabama $810
Alaska $688
Arizona $744
Arkansas $894
California $1,018
Colorado $854
Connecticut $920
Delaware $1,012
Florida $1,120
Georgia $826
Hawaii $642
Idaho $606
Illinois $666
Indiana $674
Iowa $604
Kansas $852
Kentucky $1,220
Louisiana $1,326
Maine $552
Maryland $740
Massachusetts $718
Michigan $1,554
Minnesota $748
Mississippi $1,072
Missouri $794
Montana $962
Nebraska $706
Nevada $1,072
New Hampshire $644
New Jersey $1,000
New Mexico $792
New York $944
North Carolina $514
North Dakota $732
Ohio $620
Oklahoma $920
Oregon $820
Pennsylvania $854
Rhode Island $1,194
South Carolina $810
South Dakota $756
Tennessee $786
Texas $1,078
Utah $664
Vermont $612
Virginia $536
Washington $692
West Virginia $820
Wisconsin $620
Wyoming $798

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles