Jaguar XKR Insurance Rates

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U.S. average insurance prices for a Jaguar XKR are $1,110 every 12 months including full coverage. Comprehensive costs an estimated $206 a year, collision insurance costs $304, and liability is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs around $2,390. 16-year-old drivers pay the highest rates at up to $4,342 a year.

Average premium for full coverage: $1,110

Price estimates broken down by individual coverage:

Comprehensive $206
Collision $304
Liability $442

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and XKR trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Jaguar XKR insurance prices range from the cheapest price of $496 for liability-only coverage to a high of $2,390 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $1,110
High Risk $2,390

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects insurance prices.

Rural Areas $833
Small Cities $1,166
Large Cities $1,499

The ranges above highlight why it is important to compare rates quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Jaguar XKR insurance rates for other coverage scenarios.

  • The best full coverage rate is $663
  • Raising to $1,000 deductibles will save approximately $994 every year
  • The average price for the average middle-age driver who has $500 deductibles is $1,110
  • Buying low $100 deductibles increases the price to $1,332
  • Drivers with multiple tickets or accidents could pay up to $2,390
  • The price to insure a 16-year-old driver can cost as much as $4,342

View Chart as Image

Jaguar XKR insurance cost comparison chart
Column chart showing Jaguar XKR insurance rates range from $663 to $4,342 for full coverage

Insurance prices for a Jaguar XKR are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $340 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 41% to 131% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Jaguar XKR insurance prices. A middle-age driver might find prices as low as $850 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,590 on average in Louisiana, New York, and Michigan.

Jaguar XKR Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,006 -$104 -9.4%
Alaska $854 -$256 -23.1%
Arizona $922 -$188 -16.9%
Arkansas $1,110 -$0 0.0%
California $1,266 $156 14.1%
Colorado $1,060 -$50 -4.5%
Connecticut $1,140 $30 2.7%
Delaware $1,256 $146 13.2%
Florida $1,388 $278 25.0%
Georgia $1,026 -$84 -7.6%
Hawaii $798 -$312 -28.1%
Idaho $752 -$358 -32.3%
Illinois $826 -$284 -25.6%
Indiana $836 -$274 -24.7%
Iowa $748 -$362 -32.6%
Kansas $1,056 -$54 -4.9%
Kentucky $1,516 $406 36.6%
Louisiana $1,644 $534 48.1%
Maine $684 -$426 -38.4%
Maryland $918 -$192 -17.3%
Massachusetts $890 -$220 -19.8%
Michigan $1,928 $818 73.7%
Minnesota $928 -$182 -16.4%
Mississippi $1,330 $220 19.8%
Missouri $984 -$126 -11.4%
Montana $1,194 $84 7.6%
Nebraska $876 -$234 -21.1%
Nevada $1,332 $222 20.0%
New Hampshire $800 -$310 -27.9%
New Jersey $1,242 $132 11.9%
New Mexico $984 -$126 -11.4%
New York $1,170 $60 5.4%
North Carolina $640 -$470 -42.3%
North Dakota $910 -$200 -18.0%
Ohio $768 -$342 -30.8%
Oklahoma $1,140 $30 2.7%
Oregon $1,016 -$94 -8.5%
Pennsylvania $1,060 -$50 -4.5%
Rhode Island $1,482 $372 33.5%
South Carolina $1,006 -$104 -9.4%
South Dakota $938 -$172 -15.5%
Tennessee $974 -$136 -12.3%
Texas $1,338 $228 20.5%
Utah $824 -$286 -25.8%
Vermont $760 -$350 -31.5%
Virginia $666 -$444 -40.0%
Washington $858 -$252 -22.7%
West Virginia $1,018 -$92 -8.3%
Wisconsin $768 -$342 -30.8%
Wyoming $990 -$120 -10.8%

View Chart as Image

Jaguar XKR insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Jaguar XKR Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jaguar XKR 2-Dr Convertible $1,008 $84
Jaguar XKR 2-Dr Coupe $1,114 $93

Rates assume model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jaguar XKR Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Jaguar XKR Insurance

Getting lower rates on insurance for a Jaguar XKR consists of having a decent driving record, having above-average credit, being claim-free, and possibly raising deductibles. Set aside time to shop around every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a brief summary of the ideas that were raised in the charts and tables above.

  • 16 to 18-year-old drivers are expensive to insure, possibly costing $362 a month if full coverage is included
  • Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,280 more annually than a driver with a clean driving record
  • Increasing physical damage deductibles could save as much as $350 each year
  • You may be able to save approximately $130 per year just by quoting early and online

Rates by Driver Age

Jaguar XKR Insurance Rates by Driver Age
Driver Age Premium
16 $4,342
20 $2,542
30 $1,140
40 $1,110
50 $1,018
60 $996

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XKR Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,332
$250 $1,230
$500 $1,110
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XKR Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,110
50/100 $1,202
100/300 $1,313
250/500 $1,600
100 CSL $1,247
300 CSL $1,490
500 CSL $1,667

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XKR Insurance Rates for High Risk Drivers
Age Premium
16 $6,140
20 $4,048
30 $2,420
40 $2,390
50 $2,284
60 $2,262

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $18
5-yr Accident Free $72
5-yr Claim Free $70
Paid in Full/EFT $44
Advance Quote $51
Online Quote $76
Total Discounts $447
Rate after discounts $663

Discounts are estimated and may not be available from every company or in every state.

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