Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage. Comprehensive insurance costs on average $270, collision insurance costs $506, and liability insurance costs $398. A liability-only policy costs as little as $460 a year, and high-risk insurance costs $2,888 or more. Teenage drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Express models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.

The examples above show why everyone should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The best discount rate is $767
• Drivers who choose higher $1,000 deductibles will pay around $176 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,332
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $342 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $2,888
• Policy cost that insures a teen driver for full coverage may cost $5,022 a year

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Car insurance rates for a Chevrolet Express also range considerably based on the model of your Express, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Chevrolet Express insurance for high-risk drivers can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

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Using high physical damage deductibles could save up to $520 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Chevrolet Express Insurance

Finding cheaper rates on Chevrolet Express insurance not only requires being a good driver, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices once a year by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a review of the data that was touched on in this article.

• Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date
• Drivers who require an increased level of liability coverage will pay an extra $440 each year to go from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $419 each month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations may pay on average $1,560 more each year than a safer driver