GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing around $2,492. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities.

The example below illustrates how location helps determine insurance prices.

These examples highlight why everyone should compare prices for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save approximately $122 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,154
• Buying pricier low deductibles for physical damage coverage will increase the cost to $1,388
• High-risk insureds with multiple tickets or accidents could pay up to $2,492 or more
• The cost for full coverage for a 16-year-old driver for full coverage can cost as much as $4,524 or more

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model of your Savana, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $360 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,400 to $1,900 in extra premium per year, depending on your age. GMC Savana insurance for high-risk drivers can be from 42% to 135% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana requires being a safe and courteous driver, having good credit, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates at least once a year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a brief review of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,340 more annually for auto insurance
• Increasing deductibles can save around $350 each year
• Teenage drivers are the costliest to insure, as much as $377 per month if they have full coverage