GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,492. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Prices include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

These examples highlight why it is important to get quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save about $1,032 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage will cost $1,388
• Unlucky drivers who are prone to accidents and violations could pay at least $2,492 or more
• The cost with full coverage for a teen driver can be $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Saving money on car insurance takes being a safe and courteous driver, having good credit, not filing small claims, and taking advantage of discounts. Spend time shopping around at every other renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a quick rundown of the concepts that were touched on above.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,340 more every year for auto insurance
• Teenage drivers are charged the highest rates, as much as $377 per month if they have full coverage
• You may be able to save up to $130 per year simply by quoting early and online
• Increasing deductibles could save up to $350 each year
• You may be able to save up to $130 per year simply by quoting early and online