GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs an estimated $220, collision costs $358, and liability coverage is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,586. Teen drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how geographic area affects insurance prices.

The ranges above illustrate why everyone should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save approximately $132 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,196
• Choosing pricier low deductibles will increase the cost to $1,448
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The price for full coverage for a teenage driver for full coverage can cost as much as $4,658

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $390 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 additional each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost around 43% to 130% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on auto insurance consists of being a good driver, having a good credit history, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief review of the coverage data presented in the illustrations above.

• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $375 each year
• Drivers age 16 to 20 are expensive to insure, as much as $388 a month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions pay on average $1,390 more annually than a safer driver