GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs around $206 each year, collision insurance costs $330, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,492. Teen drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above demonstrate why all drivers should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save about $122 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,154
• Choosing low deductibles for physical damage coverage will increase the cost to $1,388
• Drivers with multiple violations and an at-fault accident could pay at least $2,492
• The price for full coverage for a teen driver can be $4,524 or more

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

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Choosing high deductibles could cut prices by as much as $360 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on car insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates once a year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a condensed summary of the data that was covered above.

• You may be able to save up to $130 per year just by quoting online in advance
• Policyholders who may need an increased level of liability coverage will pay about $510 every year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 are charged the highest prices, costing up to $377 a month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents pay an average of $1,340 more every year than a safer driver