GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs approximately $206, collision costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations have fewer accident claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save $122 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles for comp and collision coverage will cost $1,388
• Drivers with multiple tickets or accidents could pay around $2,492 or more
• The price with full coverage for a teenage driver with full coverage can cost $4,524 each year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $360 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Getting lower rates on auto insurance takes being a good driver, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the material that was covered above.

• Consumers who purchase an increased level of liability coverage will pay around $510 each year to raise limits from a low limit to higher 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, with premiums as much as $377 a month if full coverage is included
• Drivers with reckless driving or DUI convictions pay on average $1,340 more per year than a safer driver
• Increasing physical damage deductibles could save up to $350 each year