GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs around $206, collision costs $330, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,492. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save about $122 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing more expensive low deductibles will increase the cost to $1,388
• Drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $4,524

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Insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level of your Savana, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.

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Choosing high deductibles can reduce prices by up to $360 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,400 to $1,900 additional annually, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of having a decent driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Invest time comparing rates every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a brief recap of the information covered in the charts and tables above.

• Drivers can save up to $130 per year simply by shopping early and online
• 16 to 18-year-old drivers are charged the highest prices, as much as $377 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $350 each year
• Drivers considered higher risk who tend to receive serious violations may be required to pay an average of $1,340 more every year than a driver with a clean driving record
• Insureds who may need additional liability coverage will pay about $510 each year to raise from 30/60 bodily injury limits to 250/500 limits