GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
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U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs approximately $220, collision insurance costs $358, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,586 or more. 16-year-old drivers pay the highest rates at up to $4,658 a year.
Average premium for full coverage: $1,196
Price estimates by individual coverage:
Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Savana models.
Price Range from Low to High
For the average driver, GMC Savana insurance prices range from as low as $510 for basic liability insurance to the much higher price of $2,586 for a policy for a high-risk driver.
Geographic Price Range
Your location can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than congested cities. The example below illustrates how location impacts auto insurance prices.
The ranges above illustrate why everyone should compare rates using their specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $705
- Drivers who choose higher $1,000 deductibles will pay $132 each year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
- Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $252 annually
- Drivers with multiple tickets or accidents could pay around $2,586
- The price for full coverage for a 16-year-old driver for full coverage can cost $4,658 a year
Car insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age
The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,620 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,082 | -$114 | -9.5% |
| Alaska | $916 | -$280 | -23.4% |
| Arizona | $994 | -$202 | -16.9% |
| Arkansas | $1,196 | -$0 | 0.0% |
| California | $1,362 | $166 | 13.9% |
| Colorado | $1,144 | -$52 | -4.3% |
| Connecticut | $1,230 | $34 | 2.8% |
| Delaware | $1,354 | $158 | 13.2% |
| Florida | $1,496 | $300 | 25.1% |
| Georgia | $1,104 | -$92 | -7.7% |
| Hawaii | $860 | -$336 | -28.1% |
| Idaho | $808 | -$388 | -32.4% |
| Illinois | $892 | -$304 | -25.4% |
| Indiana | $900 | -$296 | -24.7% |
| Iowa | $806 | -$390 | -32.6% |
| Kansas | $1,136 | -$60 | -5.0% |
| Kentucky | $1,634 | $438 | 36.6% |
| Louisiana | $1,770 | $574 | 48.0% |
| Maine | $740 | -$456 | -38.1% |
| Maryland | $988 | -$208 | -17.4% |
| Massachusetts | $958 | -$238 | -19.9% |
| Michigan | $2,078 | $882 | 73.7% |
| Minnesota | $1,002 | -$194 | -16.2% |
| Mississippi | $1,434 | $238 | 19.9% |
| Missouri | $1,060 | -$136 | -11.4% |
| Montana | $1,286 | $90 | 7.5% |
| Nebraska | $944 | -$252 | -21.1% |
| Nevada | $1,436 | $240 | 20.1% |
| New Hampshire | $862 | -$334 | -27.9% |
| New Jersey | $1,338 | $142 | 11.9% |
| New Mexico | $1,060 | -$136 | -11.4% |
| New York | $1,262 | $66 | 5.5% |
| North Carolina | $688 | -$508 | -42.5% |
| North Dakota | $980 | -$216 | -18.1% |
| Ohio | $828 | -$368 | -30.8% |
| Oklahoma | $1,230 | $34 | 2.8% |
| Oregon | $1,096 | -$100 | -8.4% |
| Pennsylvania | $1,142 | -$54 | -4.5% |
| Rhode Island | $1,596 | $400 | 33.4% |
| South Carolina | $1,082 | -$114 | -9.5% |
| South Dakota | $1,010 | -$186 | -15.6% |
| Tennessee | $1,048 | -$148 | -12.4% |
| Texas | $1,442 | $246 | 20.6% |
| Utah | $886 | -$310 | -25.9% |
| Vermont | $820 | -$376 | -31.4% |
| Virginia | $716 | -$480 | -40.1% |
| Washington | $926 | -$270 | -22.6% |
| West Virginia | $1,096 | -$100 | -8.4% |
| Wisconsin | $828 | -$368 | -30.8% |
| Wyoming | $1,068 | -$128 | -10.7% |
Opting for high physical damage deductibles could save up to $390 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 extra each year, depending on your age. GMC Savana insurance for high-risk drivers can cost from 43% to 130% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,124 | $94 |
| GMC Savana 2500 2WD | $1,134 | $95 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 AWD | $1,186 | $99 |
| GMC Savana 2500 2WD | $1,166 | $97 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 AWD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 1500 AWD | $1,280 | $107 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $294 | $512 | $390 | $1,354 |
| 2023 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2022 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2021 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2020 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2019 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2018 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2017 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2016 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable GMC Savana Insurance
Getting lower rates on insurance for a GMC Savana not only requires having a good driving record, but also having above-average credit, not filing small claims, and attention to physical damage deductibles. Spend time shopping around every year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The next list is a summary of the coverage data touched on above.
- It is possible to save around $140 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $375 each year
- Drivers age 20 and younger pay the highest auto insurance prices, as much as $388 a month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,390 more per year to buy GMC Savana insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,754 |
| 30 | $1,232 |
| 40 | $1,196 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,332 |
| $500 | $1,196 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,196 |
| 50/100 | $1,350 |
| 100/300 | $1,465 |
| 250/500 | $1,764 |
| 100 CSL | $1,396 |
| 300 CSL | $1,649 |
| 500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,602 |
| 20 | $4,390 |
| 30 | $2,626 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $83 |
| Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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