GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs on average $206, collision costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,492 or more. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. Rural areas have fewer physical damage claims than larger metro areas.

The price range example below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save around $122 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,154
• Choosing more expensive low deductibles for comp and collision coverage costs an additional $234 each year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
• The price with full coverage for a teenage driver with full coverage may cost $4,524 each year

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Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $360 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Each auto insurer uses a different rate calculation, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and taking advantage of discounts. Make time to compare rates every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a quick review of the ideas that were touched on in this article.

• Teenagers are charged the highest prices, as much as $377 a month if full coverage is included
• Drivers with a DUI or reckless driving violation may pay on average $1,340 more each year for car insurance
• Increasing physical damage deductibles could save up to $350 each year
• It is possible to save as much as $130 per year simply by shopping early and online