GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs on average $206 a year, collision costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates the difference location can make on car insurance rates.

The examples above show why it is important to get quotes based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save around $1,032 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $234 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
• Policy cost that insures a teen driver may cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $360 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on car insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Shop around every year by getting price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a brief review of the coverage data touched on in this article.

• Drivers can save as much as $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Drivers age 20 and younger pay the highest rates, costing up to $377 each month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,340 more each year to buy GMC Savana insurance