Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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Average auto insurance rates for a Chevrolet Express are $1,332 annually with full coverage. Comprehensive costs on average $270 each year, collision insurance costs $506, and liability coverage costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,888. Teenage drivers receive the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Rate estimates by individual coverage type:

Comprehensive $270
Collision $506
Liability $398

Estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Express models.

Price Range by Coverage and Risk

For an average driver, prices range range from as cheap as $460 for minimum levels of liability insurance to a high rate of $2,888 for a driver that may need high-risk insurance.

Liability Only $460
Full Coverage $1,332
High Risk $2,888

Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $999
Small Cities $1,399
Large Cities $1,798

These examples demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Chevrolet Express insurance rates for different risk profiles and scenarios.

  • The best discount rate is $767
  • Using higher $1,000 deductibles will save around $176 annually
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,332
  • Using low deductibles for physical damage coverage will cost $1,674
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,888
  • The cost with full coverage for a teenage driver may cost $5,022 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $767 to $5,022 for full coverage

Insurance rates for a Chevrolet Express can also vary considerably based on the trim level of your Express, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can be around 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $520 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see rates as low as $960 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,800 on average in Florida, Michigan, and New York.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$126 -9.5%
Alaska $1,022 -$310 -23.3%
Arizona $1,106 -$226 -17.0%
Arkansas $1,332 -$0 0.0%
California $1,518 $186 14.0%
Colorado $1,272 -$60 -4.5%
Connecticut $1,370 $38 2.9%
Delaware $1,508 $176 13.2%
Florida $1,668 $336 25.2%
Georgia $1,230 -$102 -7.7%
Hawaii $958 -$374 -28.1%
Idaho $902 -$430 -32.3%
Illinois $994 -$338 -25.4%
Indiana $1,002 -$330 -24.8%
Iowa $900 -$432 -32.4%
Kansas $1,268 -$64 -4.8%
Kentucky $1,820 $488 36.6%
Louisiana $1,972 $640 48.0%
Maine $822 -$510 -38.3%
Maryland $1,098 -$234 -17.6%
Massachusetts $1,068 -$264 -19.8%
Michigan $2,316 $984 73.9%
Minnesota $1,116 -$216 -16.2%
Mississippi $1,598 $266 20.0%
Missouri $1,182 -$150 -11.3%
Montana $1,432 $100 7.5%
Nebraska $1,052 -$280 -21.0%
Nevada $1,598 $266 20.0%
New Hampshire $962 -$370 -27.8%
New Jersey $1,490 $158 11.9%
New Mexico $1,182 -$150 -11.3%
New York $1,406 $74 5.6%
North Carolina $768 -$564 -42.3%
North Dakota $1,090 -$242 -18.2%
Ohio $922 -$410 -30.8%
Oklahoma $1,370 $38 2.9%
Oregon $1,220 -$112 -8.4%
Pennsylvania $1,272 -$60 -4.5%
Rhode Island $1,778 $446 33.5%
South Carolina $1,210 -$122 -9.2%
South Dakota $1,126 -$206 -15.5%
Tennessee $1,168 -$164 -12.3%
Texas $1,606 $274 20.6%
Utah $988 -$344 -25.8%
Vermont $912 -$420 -31.5%
Virginia $798 -$534 -40.1%
Washington $1,032 -$300 -22.5%
West Virginia $1,220 -$112 -8.4%
Wisconsin $922 -$410 -30.8%
Wyoming $1,188 -$144 -10.8%

View Chart as Image

Chevrolet Express insurance rates by U.S. city
Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $270 $506 $398 $1,332
2023 Chevrolet Express $260 $494 $416 $1,328
2022 Chevrolet Express $250 $474 $430 $1,312
2021 Chevrolet Express $238 $458 $442 $1,296
2020 Chevrolet Express $228 $424 $452 $1,262
2019 Chevrolet Express $218 $400 $456 $1,232
2018 Chevrolet Express $210 $358 $460 $1,186
2017 Chevrolet Express $196 $330 $460 $1,144
2016 Chevrolet Express $190 $310 $464 $1,122
2015 Chevrolet Express $184 $288 $474 $1,104
2014 Chevrolet Express $172 $268 $474 $1,072
2013 Chevrolet Express $166 $244 $478 $1,046
2012 Chevrolet Express $156 $222 $474 $1,010
2011 Chevrolet Express $146 $202 $474 $980
2010 Chevrolet Express $142 $182 $468 $950
2008 Chevrolet Express $136 $168 $452 $914

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Chevrolet Express Insurance

Saving money on auto insurance requires having a good driving record, having a good credit history, eliminating unnecessary coverage, and determing if full coverage is necessary. Take the time to compare rates once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The next list is a review of the data that was covered in the above illustrations.

  • You may be able to save as much as $160 per year just by quoting online in advance
  • Consumers who require increased levels of liability coverage will pay an extra $440 every year to increase from a minimum limit to higher 250/500 limits
  • Drivers age 20 and younger pay the highest rates, with premiums as much as $419 per month including comprehensive and collision insurance
  • Drivers who have several accidents or serious violations pay an average of $1,560 more each year to buy Chevrolet Express insurance

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,022
20 $3,090
30 $1,390
40 $1,332
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,516
$500 $1,332
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,332
50/100 $1,412
100/300 $1,511
250/500 $1,770
100 CSL $1,451
300 CSL $1,670
500 CSL $1,830

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,156
20 $4,914
30 $2,950
40 $2,888
50 $2,758
60 $2,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $94
Total Discounts $565
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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