Chevrolet Express Insurance Rates

Average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive insurance costs around $270 each year, collision insurance costs $506, and liability coverage costs $398. A liability-only policy costs as little as $460 a year, and high-risk insurance costs $2,888 or more. Teens receive the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Rate estimates for individual coverage type:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Express models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.

These examples illustrate why all drivers should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $767
• Drivers who choose higher $1,000 deductibles will pay about $176 each year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,332
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $342 each year
• High-risk insureds with serious driving violations could pay at least $2,888
• The cost that insures a teenage driver can be $5,022 a year

View Chart as Image

Insurance rates for a Chevrolet Express can also vary considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,800 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $520 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Chevrolet Express Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare rates at least once a year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a summary of the primary concepts that were touched on in the above illustrations.

• It is possible to save up to $160 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,560 more every year than a low-risk driver
• Increasing deductibles can save approximately $525 each year
• Youthful drivers pay higher rates, costing up to $419 per month if full coverage is included