Chevrolet Express Insurance Rates

The average insurance prices for a Chevrolet Express are $1,340 every 12 months for full coverage. Comprehensive insurance costs around $280 each year, collision insurance costs $512, and liability coverage is $390. Buying just liability costs around $452 a year, and insurance for high-risk drivers costs $2,896 or more. 16-year-old drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates for type of insurance:

Estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above show why all drivers should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $773
• Raising to $1,000 deductibles will save about $180 a year
• The average price for a good driver age 40 using $500 deductibles is $1,340
• Buying low deductibles costs an extra $348 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,896
• Policy cost to insure a teenage driver can be $5,012

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Insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can reduce rates by up to $530 a year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 133% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or at least $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Low Cost Chevrolet Express Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a review of the data that was covered in the above illustrations.

• Drivers can save up to $160 per year just by quoting online in advance
• Consumers who may need increased levels of liability coverage will pay around $430 each year to raise from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger pay higher rates, costing up to $418 each month if they have full coverage
• Drivers who have several accidents or serious violations may pay on average $1,560 more every year to buy Chevrolet Express insurance