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2006 Volkswagen Jetta Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Dec 3, 2021

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Average insurance rates for a 2006 Volkswagen Jetta are $1,006 a year for full coverage insurance. Comprehensive costs around $160 each year, collision insurance costs $214, and liability insurance costs $474. Buying a liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,164. Teenage drivers receive the highest rates at up to $4,064 a year.

Annual premium for full coverage: $1,006

Rate estimates for 2006 Volkswagen Jetta Insurance

Comprehensive $160
Collision $214
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2006 Volkswagen Jetta models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $522 for the bare minimum liability coverage to a high rate of $2,164 for a high risk driver.

Liability Only $522
Full Coverage $1,006
High Risk $2,164

View Chart as Image

2006 Volkswagen Jetta insurance rates compared
Column chart showing 2006 Volkswagen Jetta insurance prices range from $610 to $4,064 for full coverage

These differences illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2006 Volkswagen Jetta Insurance

Searching Companies

Searching for cheaper insurance for a Volkswagen Jetta could be a painful process, but you can follow a few tricks to save time. There is a right way and a wrong way to find insurance online so we’re going to tell you the quickest way to quote coverages for a new or used Volkswagen and obtain the lowest possible price.

Smart consumers take time to compare rates at least once a year because prices are constantly changing. Despite the fact that you may have had the best rates on Jetta insurance two years ago you may be paying too much now. Starting now, forget all the misinformation about insurance because you’re going to learn the easiest way to find lower rates on insurance.

Choosing the best insurance company for you is not that difficult. If you have a policy now or are looking for a new policy, you can learn to shop for the lowest rates while maximizing coverage. Vehicle owners just need to understand the most efficient way to compare company rates over the internet.

Take these nine discounts and save

Auto insurance companies don’t always advertise all their discounts in an easy-to-find place, so we break down both well-publicized and also the lesser-known insurance savings. If they aren’t giving you every credit you qualify for, you’re paying more than you need to.

  • Good Student – A discount for being a good student can earn a discount of 20% or more. This discount can apply until age 25.
  • Pay Upfront and Save – If paying your policy premium upfront instead of paying each month you can actually save on your bill.
  • New Vehicle Savings – Putting insurance coverage on a new car is cheaper compared to insuring an older model.
  • Passive Restraints and Air Bags – Vehicles equipped with air bags can get savings of 20% or more.
  • Senior Citizens – If you’re over the age of 55, you may qualify for a discount up to 10% on Jetta insurance.
  • Early Signing – Some insurance companies reward drivers for switching to them prior to your current policy expiration. This can save 10% or more.
  • No Accidents – Claim-free drivers pay less as compared to accident-prone drivers.
  • Anti-theft Discount – Anti-theft and alarm systems help deter theft and qualify for as much as a 10% discount.
  • Homeowners Discount – Simply owning a home can save you money because maintaining a house shows financial diligence.

Consumers should know that most discount credits are not given to your bottom line cost. Some only apply to the cost of specific coverages such as physical damage coverage or medical payments. So when the math indicates it’s possible to get free car insurance, insurance companies aren’t that generous.

Insurance companies who might offer some of the above discounts include:

  • Progressive
  • AAA
  • Farmers Insurance
  • GEICO
  • Esurance
  • SAFECO
  • State Farm

Check with every prospective company what discounts are available to you. Savings may not be available in your state.

The best way we recommend to get policy rate comparisons is to realize auto insurance companies will pay a fee to compare rate quotes. To begin a comparison, all you need to do is take a few minutes to give details like if you’re married, the make and model of your vehicles, whether the vehicles are used for commuting, and if the car is leased. That rating data is instantly submitted to insurance companies and they provide comparison quotes almost instantly.

Which policy gives me the best coverage?

When it comes to choosing proper insurance coverage for your vehicles, there really is no cookie cutter policy. Everyone’s needs are different.

These are some specific questions might point out whether you might need professional guidance.

  • Am I getting all the discounts available?
  • Where can I find high-risk insurance?
  • When should my teen driver be added to my policy?
  • When can I cancel my policy?
  • How high should my uninsured/underinsured coverage be in my state?
  • Can I pay claims out-of-pocket if I buy high deductibles?
  • Will my insurance pay for OEM parts?

If it’s difficult to answer those questions but you think they might apply to your situation, you might consider talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Auto insurance 101

Learning about specific coverages of a auto insurance policy helps when choosing the right coverages and proper limits and deductibles. The coverage terms in a policy can be ambiguous and nobody wants to actually read their policy.

Collision coverage – This coverage will pay to fix damage to your Jetta from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage protects against things such as hitting a mailbox, crashing into a ditch, backing into a parked car, sideswiping another vehicle and driving through your garage door. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Medical expense coverage – Coverage for medical payments and/or PIP kick in for bills for nursing services, EMT expenses, prosthetic devices and rehabilitation expenses. They are used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Coverage applies to both the driver and occupants as well as getting struck while a pedestrian. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Liability coverage – Liability insurance provides protection from injuries or damage you cause to other people or property. Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have limits of 50/100/50 that translate to a limit of $50,000 per injured person, a limit of $100,000 in injury protection per accident, and property damage coverage for $50,000.

Liability insurance covers claims such as repair bills for other people’s vehicles, bail bonds, loss of income and medical expenses. How much coverage you buy is up to you, but it’s cheap coverage so purchase as large an amount as possible.

Comprehensive protection – Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive can pay for things such as rock chips in glass, vandalism, a broken windshield, theft and falling objects. The highest amount a auto insurance company will pay at claim time is the actual cash value, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Uninsured or underinsured coverage – This gives you protection from other motorists when they either are underinsured or have no liability coverage at all. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

More quotes mean more savings

Drivers leave their current company for a number of reasons such as delays in paying claims, being labeled a high risk driver, extreme rates for teen drivers or delays in responding to claim requests. It doesn’t matter why you want to switch finding a great new company is less work than it seems.

Affordable 2006 Volkswagen Jetta insurance can be purchased on the web in addition to many insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some auto insurance companies do not provide you the ability to get quotes online and these small insurance companies work with independent agents.

As you go through the steps to switch your coverage, do not buy lower coverage limits just to save a few bucks. In many instances, consumers will sacrifice liability limits or collision coverage and learned later that it was a big mistake. Your focus should be to purchase plenty of coverage at a price you can afford, not the least amount of coverage.

Much more information about auto insurance can be read at these links:

Rates by U.S. City

2006 Volkswagen Jetta Insurance Rates by City
City Premium
New York City, NY $1,590
Los Angeles, CA $1,719
Philadelphia, PA $1,344
Jacksonville, FL $1,462
Phoenix, AZ $1,168
Chicago, IL $1,346
Houston, TX $1,576
Seattle, WA $983
Columbus, OH $840
Indianapolis, IN $854

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2006 Volkswagen Jetta Insurance Rates by Driver Age
Driver Age Premium
16 $4,064
20 $2,300
30 $1,022
40 $1,006
50 $922
60 $904

Full coverage, $500 deductibles

Rates by Deductible

2006 Volkswagen Jetta Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,166
$250 $1,094
$500 $1,006
$1,000 $920

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Jetta Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,006
50/100 $1,101
100/300 $1,219
250/500 $1,527
100 CSL $1,148
300 CSL $1,409
500 CSL $1,599

Full coverage, driver age 40

Rates for High Risk Drivers

2006 Volkswagen Jetta Insurance Rates for High Risk Drivers
Age Premium
16 $5,722
20 $3,670
30 $2,180
40 $2,164
50 $2,070
60 $2,048

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $68
Total Discounts $396
Rate after discounts $610

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2006 Volkswagen Jetta Insurance Rates by State
State Premium
Alabama $910
Alaska $770
Arizona $834
Arkansas $1,006
California $1,146
Colorado $960
Connecticut $1,034
Delaware $1,138
Florida $1,260
Georgia $928
Hawaii $722
Idaho $678
Illinois $748
Indiana $756
Iowa $678
Kansas $958
Kentucky $1,372
Louisiana $1,486
Maine $620
Maryland $828
Massachusetts $804
Michigan $1,748
Minnesota $840
Mississippi $1,204
Missouri $892
Montana $1,080
Nebraska $792
Nevada $1,206
New Hampshire $722
New Jersey $1,122
New Mexico $892
New York $1,060
North Carolina $580
North Dakota $822
Ohio $694
Oklahoma $1,034
Oregon $920
Pennsylvania $960
Rhode Island $1,340
South Carolina $910
South Dakota $848
Tennessee $882
Texas $1,212
Utah $744
Vermont $690
Virginia $602
Washington $780
West Virginia $920
Wisconsin $696
Wyoming $896

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