GMC Canyon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 17, 2024
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Average insurance rates for a GMC Canyon are $998 a year with full coverage. Comprehensive insurance costs an estimated $156, collision costs $210, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,148 or more. Teen drivers receive the highest rates at $4,040 a year or more.
Average premium for full coverage: $998
Rate estimates broken down by individual coverage type:
Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different Canyon trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the low end price of $522 for your basic liability-only policy to a much higher rate of $2,148 for a policy for a high-risk driver.
Price Range by Location
Where you live has a significant impact on car insurance rates. More rural locations tend to have lower incidents of collision claims than larger metro areas.
The price range example below illustrates how location helps determine insurance prices.
These examples demonstrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated GMC Canyon insurance rates for other coverage scenarios.
- The lowest rate with discounts is $606
- Using higher $1,000 deductibles will save approximately $84 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $998
- Choosing more expensive low deductibles for physical damage coverage will cost an additional $156 a year
- Drivers with multiple violations and an at-fault accident could pay up to $2,148 or more
- The cost that insures a teen driver with full coverage can cost as much as $4,040 or more
Auto insurance rates for a GMC Canyon can also vary considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $1,200 to $1,700 in extra premium per year, depending on your age. High-risk driver insurance can be anywhere from 42% to 134% more than average. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age
Where you live has a huge impact on GMC Canyon insurance rates. A driver around age 40 might see rates as low as $720 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,350 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $902 | -$96 | -9.6% |
| Alaska | $762 | -$236 | -23.6% |
| Arizona | $826 | -$172 | -17.2% |
| Arkansas | $998 | -$0 | 0.0% |
| California | $1,134 | $136 | 13.6% |
| Colorado | $952 | -$46 | -4.6% |
| Connecticut | $1,026 | $28 | 2.8% |
| Delaware | $1,130 | $132 | 13.2% |
| Florida | $1,248 | $250 | 25.1% |
| Georgia | $920 | -$78 | -7.8% |
| Hawaii | $716 | -$282 | -28.3% |
| Idaho | $674 | -$324 | -32.5% |
| Illinois | $742 | -$256 | -25.7% |
| Indiana | $748 | -$250 | -25.1% |
| Iowa | $672 | -$326 | -32.7% |
| Kansas | $948 | -$50 | -5.0% |
| Kentucky | $1,360 | $362 | 36.3% |
| Louisiana | $1,474 | $476 | 47.7% |
| Maine | $616 | -$382 | -38.3% |
| Maryland | $820 | -$178 | -17.8% |
| Massachusetts | $798 | -$200 | -20.0% |
| Michigan | $1,732 | $734 | 73.5% |
| Minnesota | $834 | -$164 | -16.4% |
| Mississippi | $1,192 | $194 | 19.4% |
| Missouri | $884 | -$114 | -11.4% |
| Montana | $1,070 | $72 | 7.2% |
| Nebraska | $786 | -$212 | -21.2% |
| Nevada | $1,196 | $198 | 19.8% |
| New Hampshire | $716 | -$282 | -28.3% |
| New Jersey | $1,114 | $116 | 11.6% |
| New Mexico | $884 | -$114 | -11.4% |
| New York | $1,050 | $52 | 5.2% |
| North Carolina | $574 | -$424 | -42.5% |
| North Dakota | $816 | -$182 | -18.2% |
| Ohio | $688 | -$310 | -31.1% |
| Oklahoma | $1,024 | $26 | 2.6% |
| Oregon | $912 | -$86 | -8.6% |
| Pennsylvania | $952 | -$46 | -4.6% |
| Rhode Island | $1,328 | $330 | 33.1% |
| South Carolina | $902 | -$96 | -9.6% |
| South Dakota | $840 | -$158 | -15.8% |
| Tennessee | $874 | -$124 | -12.4% |
| Texas | $1,200 | $202 | 20.2% |
| Utah | $738 | -$260 | -26.1% |
| Vermont | $684 | -$314 | -31.5% |
| Virginia | $596 | -$402 | -40.3% |
| Washington | $772 | -$226 | -22.6% |
| West Virginia | $912 | -$86 | -8.6% |
| Wisconsin | $690 | -$308 | -30.9% |
| Wyoming | $888 | -$110 | -11.0% |
Choosing high deductibles could cut rates by as much as $240 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $942 | $79 |
| GMC Canyon SLE Ext Cab 2WD | $962 | $80 |
| GMC Canyon SLE Ext Cab Z71 2WD | $962 | $80 |
| GMC Canyon SLE Crew Cab 2WD | $982 | $82 |
| GMC Canyon SLE Crew Cab Z71 2WD | $1,002 | $84 |
| GMC Canyon SLE Regular Cab 4WD | $950 | $79 |
| GMC Canyon SLT Ext Cab 2WD | $1,002 | $84 |
| GMC Canyon SLE Ext Cab 4WD | $972 | $81 |
| GMC Canyon SLT Crew Cab 2WD | $1,024 | $85 |
| GMC Canyon SLE Ext Cab Z71 4WD | $990 | $83 |
| GMC Canyon SLE Crew Cab 4WD | $1,012 | $84 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,030 | $86 |
| GMC Canyon SLT Crew Cab 4WD | $1,030 | $86 |
| GMC Canyon SLT Ext Cab 4WD | $1,030 | $86 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $280 | $482 | $390 | $1,310 |
| 2023 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2022 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2021 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2020 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2019 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2018 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2017 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2016 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2015 GMC Canyon | $190 | $292 | $464 | $1,104 |
| 2012 GMC Canyon | $166 | $228 | $478 | $1,030 |
| 2011 GMC Canyon | $156 | $210 | $474 | $998 |
| 2010 GMC Canyon | $146 | $190 | $474 | $968 |
| 2006 GMC Canyon | $126 | $152 | $446 | $882 |
| 2005 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best GMC Canyon Insurance
Saving money on GMC Canyon insurance requires having a good driving record, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Shop around every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The next list is a brief recap of the coverage data covered in the charts and tables above.
- You may be able to save approximately $110 per year simply by shopping early and online
- Increasing deductibles can save approximately $250 each year
- Drivers age 20 and younger are the costliest to insure, with premiums as much as $337 per month if the policy includes full coverage
- High-risk drivers who tend to receive serious violations could be forced to pay on average $1,150 more annually to buy GMC Canyon insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,040 |
| 20 | $2,282 |
| 30 | $1,012 |
| 40 | $998 |
| 50 | $914 |
| 60 | $896 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,154 |
| $250 | $1,082 |
| $500 | $998 |
| $1,000 | $914 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $998 |
| 50/100 | $1,125 |
| 100/300 | $1,243 |
| 250/500 | $1,551 |
| 100 CSL | $1,172 |
| 300 CSL | $1,433 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,640 |
| 30 | $2,162 |
| 40 | $2,148 |
| 50 | $2,054 |
| 60 | $2,032 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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