GMC Canyon Insurance Rates

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UPDATED: May 17, 2024

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U.S. average insurance prices for a GMC Canyon are $968 every 12 months including full coverage. Comprehensive insurance costs around $146 a year, collision costs $190, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,084 or more. 16-year-old drivers pay the highest rates at $3,952 a year or more.

Average premium for full coverage: $968

Price estimates for individual coverage:

Comprehensive $146
Collision $190
Liability $474

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Canyon trim levels.

Price Range from Low to High

For the normal driver, GMC Canyon insurance prices go from the cheapest price of $522 for just liability coverage to a high of $2,084 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $968
High Risk $2,084

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance rates.

Rural Areas $726
Small Cities $1,016
Large Cities $1,307

The ranges above highlight why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated GMC Canyon insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $589
  • Raising to $1,000 deductibles will save about $890 every year
  • The average price for the average middle-age driver using $500 deductibles is $968
  • Buying low $100 deductibles costs an extra $146 every year
  • At-risk drivers with multiple tickets or accidents could pay at least $2,084 or more
  • The price to insure a teen driver can be $3,952

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing full coverage GMC Canyon insurance prices range from $589 to $3,952

Car insurance prices for a GMC Canyon are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles can reduce prices by up to $230 every year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 138% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on GMC Canyon insurance prices. A middle-age driver might find prices as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,380 on average in Michigan, New York, and Louisiana.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $876 -$92 -9.5%
Alaska $742 -$226 -23.3%
Arizona $804 -$164 -16.9%
Arkansas $968 -$0 0.0%
California $1,102 $134 13.8%
Colorado $926 -$42 -4.3%
Connecticut $996 $28 2.9%
Delaware $1,098 $130 13.4%
Florida $1,212 $244 25.2%
Georgia $892 -$76 -7.9%
Hawaii $694 -$274 -28.3%
Idaho $652 -$316 -32.6%
Illinois $720 -$248 -25.6%
Indiana $728 -$240 -24.8%
Iowa $652 -$316 -32.6%
Kansas $920 -$48 -5.0%
Kentucky $1,322 $354 36.6%
Louisiana $1,432 $464 47.9%
Maine $598 -$370 -38.2%
Maryland $796 -$172 -17.8%
Massachusetts $774 -$194 -20.0%
Michigan $1,682 $714 73.8%
Minnesota $810 -$158 -16.3%
Mississippi $1,158 $190 19.6%
Missouri $858 -$110 -11.4%
Montana $1,038 $70 7.2%
Nebraska $762 -$206 -21.3%
Nevada $1,162 $194 20.0%
New Hampshire $698 -$270 -27.9%
New Jersey $1,082 $114 11.8%
New Mexico $858 -$110 -11.4%
New York $1,020 $52 5.4%
North Carolina $558 -$410 -42.4%
North Dakota $794 -$174 -18.0%
Ohio $668 -$300 -31.0%
Oklahoma $996 $28 2.9%
Oregon $886 -$82 -8.5%
Pennsylvania $926 -$42 -4.3%
Rhode Island $1,290 $322 33.3%
South Carolina $876 -$92 -9.5%
South Dakota $818 -$150 -15.5%
Tennessee $848 -$120 -12.4%
Texas $1,166 $198 20.5%
Utah $716 -$252 -26.0%
Vermont $664 -$304 -31.4%
Virginia $580 -$388 -40.1%
Washington $748 -$220 -22.7%
West Virginia $886 -$82 -8.5%
Wisconsin $672 -$296 -30.6%
Wyoming $864 -$104 -10.7%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Since prices can be so different, the best way to figure out your exact price is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Canyon $270 $478 $398 $1,304
2023 GMC Canyon $260 $466 $416 $1,300
2022 GMC Canyon $250 $446 $430 $1,284
2021 GMC Canyon $238 $430 $442 $1,268
2020 GMC Canyon $228 $400 $452 $1,238
2019 GMC Canyon $218 $376 $456 $1,208
2018 GMC Canyon $210 $338 $460 $1,166
2017 GMC Canyon $196 $310 $460 $1,124
2016 GMC Canyon $190 $292 $464 $1,104
2015 GMC Canyon $184 $272 $474 $1,088
2012 GMC Canyon $156 $210 $474 $998
2011 GMC Canyon $146 $190 $474 $968
2010 GMC Canyon $142 $170 $468 $938
2006 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable GMC Canyon Insurance

Getting lower rates on car insurance consists of having a decent driving record, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a brief review of the ideas that were presented in the illustrations above.

  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $329 a month if the policy includes full coverage
  • Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,120 more every year than a driver with a clean driving record
  • Increasing physical damage deductibles could save as much as $225 each year
  • You may be able to save up to $110 per year simply by quoting early and online

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $3,952
20 $2,216
30 $980
40 $968
50 $890
60 $870

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,114
$250 $1,048
$500 $968
$1,000 $890

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $968
50/100 $1,095
100/300 $1,213
250/500 $1,521
100 CSL $1,142
300 CSL $1,403
500 CSL $1,593

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $5,556
20 $3,536
30 $2,096
40 $2,084
50 $1,994
60 $1,972

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $130

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $58
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $42
Online Quote $65
Total Discounts $379
Rate after discounts $589

Discounts are estimated and may not be available from every company or in every state.

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