Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage. Comprehensive costs around $274, collision insurance costs $428, and liability insurance costs $478. A liability-only policy costs as little as $526 a year, and high-risk insurance costs around $2,892. Teenage drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates for type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi S6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $781
• Drivers who choose higher $1,000 deductibles will pay about $160 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,338
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,646
• High risk drivers who are prone to accidents and violations could pay at least $2,892
• Policy cost that insures a teen driver with full coverage can be $5,096 a year

View Chart as Image

Car insurance rates for an Audi S6 also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Audi S6 insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $470 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance not only requires having a decent driving record, but also having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every year by requesting quotes from direct carriers, and also from several local insurance agents.

The following items are a quick review of the coverage data presented in the illustrations above.

• Drivers can save up to $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $425 each month if full coverage is purchased
• High-risk drivers with a DUI or reckless driving violation pay on average $1,550 more every year than a driver with a clean driving record