Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,338 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $274, collision insurance costs $428, and liability insurance costs around $478. Liability-only insurance costs as low as $526 a year, and high-risk driver insurance costs $2,892 or more. Teen drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates broken down by type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all S6 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas. The example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi S6 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $781
• Using higher $1,000 deductibles will save approximately $160 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,338
• Choosing pricier low deductibles for physical damage coverage costs an extra $308 a year
• Drivers with multiple violations and an at-fault accident could pay up to $2,892
• Policy cost to insure a teen driver for full coverage can cost as much as $5,096 or more

View Chart as Image

Auto insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $470 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,600 to $2,200 in extra premium every year, depending on your age. Audi S6 insurance for high-risk drivers can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

Your home state has a huge impact on Audi S6 insurance rates. A driver around age 40 might see rates as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Right Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance requires being a low-risk driver, having a good credit score, being claim-free, and consideration of higher deductibles. Take the time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a quick rundown of the car insurance concepts covered in the above illustrations.

• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,550 more annually to insure their S6
• It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Drivers who want more liability coverage will pay about $530 annually to increase from a 30/60 limit to a 250/500 level